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Seylan Flexi Fixed Deposit


For the 1st time in the country, you get the freedom to decide the time period of your own fixed deposit with real interest rates.

If you have sold the vehicle and awaiting to purchase another in few months or sold the land and on the look to purchase a house, this is the ideal product for you. You could decide the time period of the deposit between 31 days to 365 days.

  • Deposit could be started with a minimum deposit of LKR 100,000/-.
  • Interest could be earned at maturity.
  • You will be eligible for real fixed deposit rates.
  • What will happen after the maturity of Flexi Fixed Deposit?

    • At the time of placing the Flexi Fixed Deposit, you will be able to select the time period to roll over the deposit after the maturity.You could select between 30 days, 3 months or 6 months. There after deposit will be renewed at the prevailing rate for the agreed time period.
  • Other facilities

    • Credit Card against the Fixed Deposit
    • OR
    • An instant loan against the Fixed Deposit
How to get started
  • Eligibility
    • 18 years and above
  • Documentation requirement
    • National Identity Card
    • Valid Passport or Valid Driving license which carries the national identity card number
    • If the address differs from the given document a billing proof not less than 3 months should be submitted.
    • Any document required from the bank for KYC purpose

See all service charges
See all Interest Rates>>>

Interest Rates Fees

With Effect from 01.12.2020

Minimum deposit LKR 100,000/-
Interest Period
Interest Rate % p.a.
31 - 60 DAYS
61 - 90 DAYS
91 - 120 DAYS
121 - 150 DAYS
151 - 180 DAYS
181 - 210 DAYS
211 - 240 DAYS
241 - 270 DAYS
271 - 300 DAYS
301 - 330 DAYS
331 - 365/366 DAYS
Tools & Calculation

If I uplift the deposit before maturity, will I get the agreed interest rate?

No. Rate will be decided by the bank.

Can I uplift the fixed deposit before maturity?

Yes. Deposit could be uplifted before maturity.

What is the difference between a Savings Account and a Fixed Deposit?

At the time of placing the Fixed Deposit, amount, time period and interest rate will be agreed and it will not be changed until maturity. For a savings account you can deposit at any time and can withdraw at any time. If there is an interest change it will be applicable for the deposit.

What is the minimum age limit to open a Seylan Fixed Deposit?

18 Years and above.

What is the Minimum time period of Seylan Fixed Deposit?

Starting from 30 days. Call as Millennium 30

How can you earn interest for the 30 Day Fixed Deposit?

At maturity.