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Seylan Service Charges

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Last updated 27.02.2018
Description Charge / Fee - LKR
1 CURRENT ACCOUNTS  
1.1 Monthly Service Charges (In lieu Minimum balance) - Personal Account LKR 275/-
1.2 Monthly Service Charges (In lieu Minimum balance) - Other Account LKR 550/-
1.3 Current account closure charges LKR 1000/-
1.4 Cheque book charges per leaf LKR 20/-
1.5 Cheque return charges -  due to insufficient funds LKR 4,000/-
due to technical reasons LKR 500/-
1.6 Stop Payment Charges LKR 4,000/-
2 SAVINGS ACCOUNTS  
2.1 Monthly Saving Charges (In lieu Minimum balance) LKR 25/-
2.2 Savings account closure charges LKR 500/-
3 STANDING ORDERS  
3.1 Placement Fee LKR 250/- per change
4 REMITTANCES  
4.1 Inward remittances to Sri Lanka Rupee account - minimum (via SWIFT) LKR 300/-
4.2 Foreign Currency Drafts issuance customers for educational purpose LKR 400/-
5 DEBIT CARDS / INTERNET BANKING & SMS BANKING  
5.1 Debit (ATM) card issuance fee Gold / Platinum LKR 500/-, Seylfie LKR 250/-, Others LKR 350/-
5.2 Debit(ATM) card annual fee LKR 300/-
5.3 Debit Card re- issue fee  Visa Classic / Master Domestic/International LKR 200/-
    Visa Gold / Platinum  LKR 500/-
    Visa Debit Seylfie LKR 250/-
5.4 Pin re issue fee (for Visa Classic, Gold, Platinum) LKR 100/-
5.5 Lost card replacement fee Gold / Platinum LKR 500/-
Seylfie LKR 250/-
Others LKR 200/-
5.6 ATM withdrawal fee- Seylan ATMs LKR 5/-
5.7 ATM withdrawal fee- other bank ATMs LKR 60/-
5.8 ATM withdrawal fee –Lanka pay ATMs LKR 30/-
5.9 ATM withdrawal fee - Foreign LKR 500/-
5.10 Balance inquiry fee- Seylan ATMs Free of charge
5.11 Balance inquiry fee- other bank ATMs LKR 50/-
5.12 Balance inquiry fee-Lanka pay ATMs LKR 7.5/-
5.13 Balance inquiry fee – Foreign LKR 50/-
5.14 Internet Banking Personal customers Free of charge
    Corporate customers First 03 users LKR 1000/-
Additions LKR 250/- each
    Re Issue of PIN LKR 150/- per change
6 CREDIT CARDS  
6.1 Credit card issuance fee (Gold) LKR 1250/-
6.2 Credit card annual fee (Gold) LKR 2000/-
6.3 Late Payment Charges LKR 750/-
7 OTHERS  
7.1 cash deposits during extended/weekend banking hours up to LKR 3 M per account, per day - free of charge
Above LKR 3 M per account, per day - 0.0375% (Min LKR 500)
(Amount in excess of LKR 3 M)
7.2 SLIPS charges processed by diskette LKR 25/-
7.3 SLIPS charges processed manually LKR 50/-
7.4 CEFTS over the counter transactions LKR 100/-
7.5 RTGs charges LKR 1000/-
7.6 Facility documentation fee (loans/ ODs/ LCs etc) Cash backed facilities LKR 1000/-
    Other facilities 0.5% minimum LKR 2,000/- & maximum LKR 200,000/-
    Renewal of facilities 50% of the above
7.7 Bank Guarantees Full cash margin (Int bearing) - 1% minimum LKR 2000/-
Full cash margin (Non int bearing) - LKR 2000/-
8 IMPORTS & EXPORTS  
8.1 Import LC opening Commission 0.3% First 3 Months min LKR 4000/-
0.15% addl. month or part thereof
8.2 Commission on import bills for collection Bank to Bank DP: 0.25% min LKR 5000/-
DA: 0.375% min LKR 5000/-
Drawer to Bank DP:0.375% min LKR 6000/-
DA:0.5% min LKR 6000/-
8.3 Delivery Orders (LC/Collection) LKR 2500/-
8.4 Export LC negotiations Charges sight (local) Sight / Usance 
Negotiation Fee LKR 5000/- flat
8.5 Purchase of Export Bills Sight / Usance LKR 4000/- flat
8.6 Collection of Export bills 0.25% minimum LKR 3,000/-
9 HOUSING LOAN CHARGES  
9.1 Processing Fee 0.5% of Loan Amount Minimum LKR 2,500/- to Maximum LKR 50,000/-
9.2 Mortgage Bond LKR 3,000,000/- to LKR10,000,000/- LKR 30,000/- + 0.5% to the balance Loan Value 
e.g. If Loan amount = LKR 5Mio Charges = LKR 30,000/- + (LKR 2Mio x 0.5%)
    Above LKR 10.00Mio LKR 65,000/- + 0.25% to the balance Loan Value 
e.g If Loan amount = LKR 12Mio Charges = LKR 65,000/- + (LKR 2Mio x 0.25%)
    VAT Mortgage Charges x 12%
    Mortgage Bond Total = Mortgage Charges + VAT
9.3 Stamp Duty Purchase or Construction of a House - Below LKR 3,000,000/- No Charges
    Purchase or Construction of a House - Above LKR 3,000,000/- 0.1% of Loan Amount
    For Transfer deeds - Up to LKR 100,000/- 3.0% of Transfer deed value
    For Transfer deeds - Above LKR 100,000/- 4.0%of Transfer deed value
9.4 Insurance Policies Title Insurance Policy On evaluation requirement.
    Mortgage Policy Mandatory
    Fire Insurance At the time of purchasing a House *Completed Or Under Construction