Kapruka Loan

Kapruka loan has been designed in collaboration with the Coconut Cultivation Board to extend credit facilities to cultivators to encourage domestic coconut production.

Eligible Sectors

  • New planting coconut with inter-cropping
  • Replanting coconut with inter-cropping
  • Inter-cropping of mature coconut plantation
  • Rehabilitation of mature coconut
  • Coconut replanting as a mono crop
  • Irrigation for coconut inter-crop farming systems
  • Farm equipment for coconut estates
  • Nurseries for pineapple and banana
  • Animal Husbandry in the coconut plantation

Maximum Loan Quantum

  • LKR 3,000,000.00 per person per project up to a maximum of 02 projects

Repayment Period

  • 5 years with an optional grace period of 01 year.

Interest Rate

Details Rates %p.a.
 5 Years 9.00%


  • Security acceptable to the bank.