Simply make a request through our 24/7 Seylan Chat Agents.
Option 3 :
Visit the nearest Branch
Apply for SMS Service?
For a single card:
Type SBK CC and Send to 3040 from your registered mobile number
If you have multiple cards,
Type SBK CC (Last 4 digits of your credit card) and Send to 3040 from your registered mobile number
Credit Limits, Interest Rates & Fees
LKR 200,000.00 and above
Interest Rate %p.a.
Type of Fee
Amount LKR/ Description
Supplementary Card Fee
Interest Free days on purchases (maximum)
51Days. (Interest Free days are applicable only when full settlement is made monthly and is not applicable for Cash Advances). Interest/Finance Charges on Purchases 1.50% for Platinum, Gold & Classic Credit Card and 1.50% for Freedom Credit Card per month from transaction date up to settlement date.
Late payment fee
Excess Limit fee
PIN Re. Issue fee
Cash Advance Fee
500.00 or 3% (which ever is higher)
Statement copy fee
Confirmation Letter Issuing Fee
Voucher Copy Retrieval fee
Cheque Return – Refer to drawer
2,000.00 + Postage
Cheque Return – Other Reasons
1,000.00 + Postage
Lost card Replacement fee
Overseas Courier Fee
The Bank reserves the right to change the above rates at any time with prior notice.
No refund of Annual Fees will be made if the card is terminated or not accepted.
Seylan Visa Credit Cards are Visa Paywave enabled.
ATM withdrawal limits may vary subject to ATM limits of the particular bank.
No interest will be levied (except on cash advances) if full payment is made on or before the due date. You will enjoy up to 51 days free of interest (depending on the transaction date), provided the previous months total outstanding is paid by the due date in full.
If full payment is not settled on or before the due date, interest will be calculated from respective transaction dates up to the billing date on reducing balance basis.
Interest/ Finance charges will be charged if full payment is made after the due date
Interest will not be charged for purchases billed in current month but will be charged on the following month (from the transaction date) if not settled in full by for due date.
Interest to a particular transaction will be charged from the transaction date on the following month and there onward from the billing date, if rolled over.
Payments are first applied to charges and then to purchase and cash advances on FIFO basis.
Cash advances will accrue interest from the date of transaction until it is paid in full.
Loss of card should be immidiatly reported to our 24/7 Seylan Customer Care Centre via hoteline +94112008888 and should be follow up with a letter handed over to the nearest branch or via Internet Banking - User Message. Once reported, the customer will not be liable for any transactions performed subsequent to informing the loss of the card to the bank.
It will take a minimum of 7 working days and maximum of 12 working days once the relevant documents are handed to the branch / sales officer.
Minimum Payment = 5% of outstanding Purchases and Cash advancec + 100% of Interest rate, Fees and the Overdue amount (if any)
If the customer fails to pay the Minimum Payment on or before the due date.
If the customer exceeds the apprvoed Credit Limit at any given date of the perticular billing cycle, an over limit fee will be charged.