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Savings Deposits
( w.e.f. 03.09.2019 )
| Interest Rate % p.a. | AER % | |
|---|---|---|
| Below LKR 999.99 | 0.00 | - |
| Rs. 1,000.00 to Rs. 9,999.99 | 2.00 | 2.02 |
| Rs.10,000.00 & above | 2.50 | 2.53 |
(Last Updated on 22 Apr 2022 - 02:38PM )
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Tikiri Accounts
| Balance | Age Below 15 years | Age Above 15 years | AER % |
|---|---|---|---|
| Interest Rate % p.a. | Interest Rate % p.a. | ||
| Balances up to Rs. 100,000/- | 4.00 | 4.00 | 4.08 |
| Bonus interest will be computed on normal interest rate, for deposits above LKR 100,001/- as per the below table; | |||
| Rs. 100,001 - 200,000/- | No Bonus Interest | 5.00% | - |
| Rs. 200,001 - 300,000/- | No Bonus Interest | 7.50% | - |
| Rs. 300,001 - 400,000/- | No Bonus Interest | 10.00% | - |
| Rs. 400,001 - 500,000/- | No Bonus Interest | 12.50% | - |
| Rs. 500,001 - 750,000/- | No Bonus Interest | 15.00% | - |
| Rs. 750,001 - 1,000,000/- | No Bonus Interest | 17.50% | - |
| Rs. 1,000,001 - 1,250,000/- | No Bonus Interest | 20.00% | - |
| Rs. 1,250,001 - 1,500,000/- | No Bonus Interest | 22.50% | - |
| Rs. 1,500,001 and above | No Bonus Interest | 25.00% | - |
| Rs. 2,000,001 and above | 25.00% | - | - |
(Last Updated on 21 Feb 2023 - 04:39PM )
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| Interest Rate % p.a. | AER % | |
|---|---|---|
| MINOR SAVINGS | 4.00 | 4.08 |
(Last Updated on 22 Apr 2022 - 02:38PM )
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| Interest Rate % p.a. | AER % | |
|---|---|---|
| Seylfie Youth Account | 3.00 | 3.05 |
(Last Updated on 22 Apr 2022 - 02:40PM )
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Ihalin Ihalata Savings
| Amount | Interest Rate % p.a. | AER % |
|---|---|---|
| Below LKR 9,999 | 2.00 | 2.02 |
| LKR 10,000 to LKR 99,999 | 2.50 | 2.53 |
| Above LKR 100,000 | 3.00 | 3.05 |
(Last Updated on 22 Apr 2022 - 02:40PM )
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Seylan Income Saver
| Account Balance | Interest Rate % p.a. | AER % |
|---|---|---|
| Below 9,999 | 0.00 | - |
| LKR 1,000 - LKR 9,999 | 2.00 | 2.02 |
| LKR 10,000 - LKR 49,999 | 2.50 | 2.53 |
| LKR 50,000/- and above | 3.00 | 3.05 |
(Last Updated on 22 Apr 2022 - 02:41PM )
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Money Market Savings Account
w.e.f 07.06.2023
| Amount | Interest Rate % p.a. | AER % |
|---|---|---|
| Below LKR 9,999 | 0.00 | 0.00 |
| LKR 10,000 - LKR 499,999 | 2.50 | 2.53 |
| LKR 500,000 - LKR 999,999 | 10.00 | 10.47 |
| LKR 1,000,000 - LKR 9,999,999 | 11.00 | 11.57 |
| LKR 10,000,000 & above | 12.00 | 12.68 |
(Last Updated on 07 Jun 2023 - 01:05PM )
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Fixed Deposits - Interest Paid At Maturity
**Special introduction campaign rates. Minimum deposit requirement LKR 2.00 Mio.
w.e.f. 08.06.2023
| Interest Period | Interest Rate % p.a. | AER % |
|---|---|---|
| 2 MONTHS | 11.00 | - |
| 3 MONTHS | 15.00 | - |
| 5 MONTHS** | 13.00 | - |
| 6 MONTHS | 13.00 | - |
| 7 MONTHS** | 13.00 | - |
| 12 MONTHS | 12.00 | - |
| 24 MONTHS | 13.00 | - |
| 36 MONTHS | 13.75 | - |
| 48 MONTHS | 14.75 | - |
| 60 MONTHS | 16.25 | - |
(Last Updated on 08 Jun 2023 - 08:56AM )
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Fixed Deposit - Interest Paid Monthly
Below Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA.
Minimum Deposit - LKR 25,000.00
w.e.f. 08.06.2023
| Interest Period | Interest Rate % p.a. | AER % |
|---|---|---|
| 12 MONTHS | 10.75 | - |
| 24 MONTHS | 11.00 | - |
| 36 MONTHS | 11.25 | - |
| 48 MONTHS | 11.25 | - |
| 60 MONTHS | 11.50 | - |
(Last Updated on 08 Jun 2023 - 08:57AM )
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Shakthi 4 years Fixed Deposit
Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA.
Minimum Deposit - LKR 100,000.00
w.e.f. 08.06.2023
| Interest Period | Interest Rate % p.a. | AER % |
|---|---|---|
| MONTHLY | 11.25 | - |
| ANNUALLY | 12.00 | - |
| AT MATURITY | 14.75 | - |
(Last Updated on 8th June 2023 )
5 STAR - 5 Year Fixed Deposit
Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA.
Minimum deposit - LKR 100,000.00
w.e.f. 08.06.2023
| Interest Period | Interest Rate % p.a. | AER % |
|---|---|---|
| MONTHLY | 11.50 | - |
| ANNUALLY | 12.25 | - |
| AT MATURITY | 16.25 | - |
(Last Updated on 8th June 2023 )
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FLEXI Fixed Deposit
| Interest Period | Interest Rate % p.a. |
|---|---|
| 31 - 60 DAYS | 11.00 |
| 61 - 90 DAYS | 11.00 |
| 91 - 120 DAYS | 15.00 |
| 121 - 150 DAYS | 13.00 |
| 151 - 180 DAYS | 13.00 |
| 181 - 210 DAYS | 13.00 |
| 211 - 240 DAYS | 12.00 |
| 241 - 270 DAYS | 12.00 |
| 271 - 300 DAYS | 12.00 |
| 301 - 330 DAYS | 12.00 |
| 331 - 365/366 DAYS | 12.00 |
(Last Updated on 08 Jun 2023 - 08:59AM )
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Senior Citizens Fixed Deposit - Over 60 Years of Age
Minimum Depost for Millenium'30, Shakthi Deposit, 5 Star Deposit - LKR 100,000.00
**Special introduction campaign rates. Minimum deposit requirement LKR 2.00 Mio.
w.e.f. 08.06.2023
| Interest Period | Monthly (Only for deposits of over LKR 25,000/-) | Annually | Maturity | |||
|---|---|---|---|---|---|---|
| Interest Rate % p.a. | AER % | Interest Rate % p.a. | AER % | Interest Rate % p.a. | AER % | |
| 1 MONTH - Millennium 30 -Minimum deposit LKR 100,000/- | N/A | N/A | N/A | N/A | 11.00 | - |
| 2 MONTHS | N/A | N/A | N/A | N/A | 11.00 | - |
| 3 MONTHS | N/A | N/A | N/A | N/A | 15.00 | - |
| 5 MONTHS** | N/A | N/A | N/A | N/A | 13.00 | - |
| 6 MONTHS | N/A | N/A | N/A | N/A | 13.00 | - |
| 7 MONTHS** | N/A | N/A | N/A | N/A | 13.00 | - |
| 12 MONTHS | 11.25 | - | N/A | N/A | 12.50 | - |
| 24 MONTHS | 11.50 | - | N/A | N/A | 13.50 | - |
| 36 MONTHS | 11.75 | - | N/A | N/A | 14.25 | - |
| 48 MONTHS / SEYLAN SHAKTHI(Minimum deposit LKR 100,000/-) | 11.75 | - | 12.50 | - | 15.25 | - |
| 60 MONTHS / SEYLAN 5 STAR(Minimum deposit LKR 100,000/-) | 12.00 | - | 12.75 | - | 16.75 | - |
(Last Updated on 08 Jun 2023 - 09:10AM )
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Certificate of Deposit
Minimum Deposit - LKR 100,000.00
w.e.f. 08.06.2023
| MATURITY Period | Interest Rate % p.a. | AER % |
|---|---|---|
| 6 MONTHS | 12.75 | - |
| 12 MONTHS | 11.75 | - |
| 24 MONTHS | 12.75 | - |
| 48 MONTHS | 14.50 | - |
| 60 MONTHS | 16.00 | - |
(Last Updated on 08 Jun 2023 - 09:12AM )
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Call Deposit
w.e.f. 13.03.2023
| Amount | Interest Rate % p.a. |
|---|---|
| Up to LKR 1,000,000.00 | 0.00 |
| Above LKR 1,000,000.00 | 10.00 |
(Last Updated on 13 Mar 2023 - 11:09AM )
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SAVINGS ACCOUNTS
Rates % p.a.
w.e.f. 07.02.2022
| Currency | Code | Minimum Balance | Interest Rate % p.a. | AER % |
|---|---|---|---|---|
| US Dollar | USD | 25 | 2.0000 | 2.0184 |
| Sterling Pound | GBP | 15 | 1.0000 | 1.0046 |
| Euro | EUR | 20 | 0.5000 | 0.5011 |
| Australian Dollar | AUD | 35 | 2.0000 | 2.0184 |
| Japanese Yen | JPY | 2,850 | 0.1250 | 0.1251 |
| Swiss Franc | CHF | 35 | 0.1250 | 0.1251 |
| Singapore Dollar | SGD | 45 | 0.2500 | 0.2503 |
| Canadian Dollar | CAD | 30 | 1.5000 | 1.5104 |
| Norwegian Kroner | NOK | 200 | 0.2500 | 0.2503 |
| Danish Kroner | DKK | 175 | 0.2500 | 0.2503 |
| Swedish Kroner | SEK | 200 | 0.1500 | 0.1501 |
| Hong Kong Dollar | HKD | 200 | 0.1250 | 0.1251 |
| New Zealand Dollar | NZD | 35 | 1.0000 | 1.0046 |
(Last Updated on 17 Jun 2022 - 08:18AM )
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Foreign Currency (FCY) Fixed Deposit
Rates p.a. (%)
w.e.f. 21.11.2022
| Currency | Code | Amount | 1 month | AER % | 3 months | AER % | 6 months | AER% | 1 year | AER % | 1 Year (Monthly) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| US Dollar | USD | 500 | 3.500 | 3.5567 | 5.5000 | - | 6.0000 | - | 6.5000 | - | 6.3000 |
| Sterling Pound | GBP | 500 | 1.750 | 1.7641 | 2.750 | 2.7785 | 3.000 | 3.0225 | 3.500 | 3.500 | 3.000 |
| Euro | EUR | 500 | 1.250 | 1.2572 | 2.000 | 2.0151 | 2.250 | 2.2627 | 2.500 | 2.500 | 2.000 |
| Australian Dollar | AUD | 500 | 3.000 | 3.0416 | 3.500 | 3.5462 | 3.750 | 3.7852 | 4.000 | 4.000 | 3.500 |
| Japanese Yen | JPY | 5000 | 1.000 | 1.0046 | 1.250 | 1.2559 | 1.500 | 1.5056 | 1.750 | 1.750 | 1.500 |
| Swiss Franc | CHF | 500 | 0.500 | 0.5011 | 0.750 | 0.7521 | 1.000 | 1.0025 | 1.000 | 1.000 | 0.750 |
| Singapore Dollar | SGD | 500 | 0.750 | 0.7526 | 1.000 | 1.0038 | 1.250 | 1.2539 | 1.500 | 1.500 | 1.250 |
| Canadian Dollar | CAD | 500 | 2.000 | 2.0186 | 2.250 | 2.2691 | 2.250 | 2.2627 | 2.500 | 2.500 | 2.250 |
| Norwegian Kroner | NOK | 5000 | 0.500 | 0.5000 | 0.500 | 0.5009 | 0.750 | 0.7514 | 1.000 | 1.000 | 0.750 |
(Last Updated on 21 Nov 2022 - 09:04AM )
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USD Fixed Deposit
Rates p.a.(%)
w.e.f. 21.11.2022
| Currency-USD | 01 Year (%) | 02 Years (%) | 03 Years (%) | 04 Years (%) | 05 Years (%) |
|---|---|---|---|---|---|
| Monthly | 6.3000 | 6.0000 | 6.0000 | 6.0000 | 8.5000 |
| AER | - | - | - | - | - |
| Maturity | 6.5000 | 7.0000 | 7.0000 | 7.2500 | 8.5000 |
| AER | - | - | - | - | - |
(Last Updated on 21 Nov 2022 - 09:07AM )
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Interest Rates on Advances
w.e.f. 02.05.2023
| Export Bill Finance - Rupee Facilities | 22% |
|---|---|
| Export Finance - US$ Facilities | 7.50% - 10.00% |
| Packing Credit | 22% |
| Import Bill Facilities - Rupee Facilities | 30% |
| Lending to Small/ Medium Industries up to 5Years | 9% - 30% |
| Residential Housing | 20.00% - 22.50% |
| Pawning | 27% - Normal rate |
| Overdrafts | 30% |
| Corporate Lending | 30% |
| Personal/ Retails Lending | 19.50% - 24.00% |
| Agricultural Lending short term (up to 1Year) | 8% - 30% |
(Last Updated on 04 May 2023 - 04:02PM )
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Home Loan
w.e.f.02.05.2023
| Tenure (Fixed) | Rate % p.a. for Permanent Employees with Salary Assignment ( Salary above LKR 200,000/-) | Other Rate % p.a |
|---|---|---|
| 01 Year | 20.00 | 20.50 |
| 02 Years | 20.00 | 20.50 |
| 05 Years | 22.00 | 22.50 |
(Last Updated on 04 May 2023 - 04:01PM )
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Personal Loan
w.e.f. 02.05.2023
| Tenure | Professionals & Premium Companies Income/ Salary LKR 300,000/- & above - Rate %p.a. | Professional & Premium Companies Income/ Salary LKR 200,000/- to LKR 299,999/- Rate %p.a. | Salary LKR 200,000/- & above - Rate %p.a. |
|---|---|---|---|
| 01 Year | 19.50 | 20.00 | 20.50 |
| 02 Years | 19.50 | 20.00 | 20.50 |
| 03 Years | 20.00 | 20.50 | 21.00 |
| 04 Years | 20.50 | 21.00 | 21.50 |
| 05 Years | 21.50 | 22.00 | 22.50 |
| 06 Years | 22.50 | 23.00 | 23.50 |
| 07 Years | 23.00 | 23.50 | 24.00 |
(Last Updated on 4th May 2023 )
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Scholar Loan - Fixed for the entire tenure
w.e.f 02.05.2023
| Tenure | Secured (CAT A) Rate %p.a. | Unsecured (CAT B) Rate%p.a. |
|---|---|---|
| 01 Year | 23.50 | 24.00 |
| 02 Years | 23.50 | 24.50 |
| 03 Years | 24.00 | 24.50 |
| 04 Years | 24.50 | 25.00 |
| 05 Years | 26.00 | 27.00 |
| 06 Years | 27.00 | 28.00 |
| 07 Years | 27.00 | 28.00 |
(Last Updated on 2nd August 2022 )
Fixed for 1 Year & reviewed in every 12 months
w.e.f. 02.05.2023
| Secured (CAT A) Rate %p.a. | Secure (CAT B) Rate % p.a. |
|---|---|
| 23.50 | 24.00 |
(Last Updated on 2nd August 2022 )
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Pensioner Loan
w.e.f 02.05.2023
| Tenure | Customer Rate %p.a. |
|---|---|
| 01 Year | 19.50 |
| 02 Years | 19.50 |
| 03 Years | 20.00 |
| 04 Years | 20.50 |
| 05 Years | 21.50 |
| 06 Years | 22.50 |
| 07 Years | 22.50 |
| 08 Years | 23.50 |
| 09 Years | 23.50 |
| 10 Years | 24.50 |
(Last Updated on 04 May 2023 - 03:56PM )
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Loan Against Property (LAP)
w.e.f. 02.05.2023
| Tenure (Fixed) | Permanent Employees with Salary Assignment (Salary above LKR 300,000/-) Rate % p.a. | Permanent Employees with Salary Assignment (Salary below LKR 300,000/-) Rate %p.a. |
|---|---|---|
| 01 Year | 23.50 | 24.50 |
| 02 Years | 23.50 | 24.50 |
| 05 Years | 26.00 | 27.00 |
(Last Updated on 02 Aug 2022 - 02:10PM )
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Seylan Bank Gold Pawning Rates & Advance Amounts.
w.e.f. 08.05.2023
| Karatage | 12 Months - Pawning | 3 Months - Gold Loan | 3 Months - Gold Loan Plus | 6 Months - Gold Loan Plus |
|---|---|---|---|---|
| 24 | 105,000.00 | 109,000.00 | 112,000.00 | 107,000.00 |
| 22 | 95,000.00 | 98,000.00 | 102,000.00 | 94,000.00 |
| 21 | 88,000.00 | 93,000.00 | 96,000.00 | 91,000.00 |
| 20 | 84,000.00 | 90,000.00 | 92,000.00 | 88,000.00 |
| 19 | 80,000.00 | 85,000.00 | 87,000.00 | 83,000.00 |
| 18 | 75,000.00 | 81,000.00 | 83,000.00 | 78,000.00 |
| Interest Rate | 25.50%p.a. | 24.50% p.a. | 25.00% p.a. | 25.00% p.a. |
(Last Updated on 06 Apr 2023 - 08:05AM )