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Interest Rates

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Last update time - 01/11/2019 11:01

Rupee Savings

Savings Deposits

The Following Rates are applicable to Normal Savings, SFIDA, NRRA, SFNA and SIA Accounts

Interest Rate p.a % AER %
ORDINARY SAVINGS
Below LKR 999.99 

0.0000

Rs. 1,000.00 to Rs. 9,999.99

2.0000

2.0200

Rs.10,000.00 & above

3.5000

3.5600

Tikiri Accounts

Balance Age Below 15 years % Age Above 15 years % AER %
Balances up to Rs. 100,000/- 4.0000 4.0000 4.0700
Balances above Rs. 100,001/- a bonus interest is Applicable on the NORMAL INTEREST, as follows:
Rs. 100,001 - 200,000/- No Bonus Interest 10.0000
Rs. 200,001 - 300,000/- No Bonus Interest 15.0000
Rs. 300,001 - 400,000/- No Bonus Interest 20.0000
Rs. 400,001 - 500,000/- No Bonus Interest 25.0000
Rs.500,001 - 750,000/- 30.0000 30.0000
Rs. 750,001 - 1,000,000/- 35.0000 35.0000
Rs. 1,000,001 - 1,250,000/- 40.0000 40.0000
Rs. 1,250,001 - 1,500,000/- 45.0000 45.0000
Rs. 1,500,001 - and above 50.0000 50.0000
Interest Rate p.a % AER %
MINOR SAVINGS

5.0000

5.1200

 

Interest Rate %

AER %

Seylan Seylfie Youth Account

4.0000

4.0700

Ihalin Ihalata

AMOUT
INTEREST %
AER %
Below LKR 5000/-
3.5000
3.5600
LKR 5,000 to LKR 50,000
4.0000
4.0700
Above LKR 50,001
5.0000
5.1200


AMOUNT
INTEREST %
AER %
Below 9,999
0.0000
 
LKR 10,000 - LKR 499,999
3.5000
 
LKR 500,000 - LKR 999,999
7.0000
 
Above LKR 1,000,000
9.5000
 

Seylan Income Saver

Account Balance

Rate (%) p.a.

AER %

Below LKR 999/-

0.0000

 

LKR 1,000/- to LKR 9,999/-

2.0000

2.0200

LKR 10,000/- to LKR 49,999/-

3.5000

3.5600

LKR 50,000/- and above

4.5000

4.5900

Rupee Fixed Deposits

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

Minimum deposit Rs. 100,000/-

Interest Period Interest Rate % p.a. AER %
30days 10.00%

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

Interest Period
Interest Rate % p.a.
AER %
2 MONTHS 
11.0000
3 MONTHS 
12.0000
11.5200
6 MONTHS
12.2500
11.8300
12 MONTHS
12.5000
12.0000
24 MONTHS
13.0000
10.9100
36 MONTHS
13.5000
10.7900
48 MONTHS
14.0000
10.3000
60 MONTHS
14.5000
10.5300

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

(Only for deposits of over Rs. 25,000/-)

Interest Period
Interest Rate % p.a.
AER %
12 MONTHS
11.5000

24 MONTHS
11.5000
10.7500
36 MONTHS
11.0000
10.4700
48 MONTHS
10.7500
10.4700
60 MONTHS
10.7500
10.4700

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

SEYLAN SHAKTHI 4 YEAR FIXED DEPOSIT

(Minimum deposit Rs. 100,000/-)

Interest Period Interest Rate % p.a. AER %
MONTHLY 10.7500 10.4700
ANNUALLY 11.2500
AT MATURITY 14.0000 10.3000

SEYLAN 5 STAR 5 YEAR FIXED DEPOSIT

(Minimum deposit Rs. 100,000/-)

Interest Period Interest Rate % p.a. AER
MONTHLY 10.7500 10.4700
ANNUALLY 11.2500
AT MATURITY 14.5000 10.5300

FLEXI FD

Minimum deposit LKR 100,000/-
Interest Period
Interest Rate % p.a.
31 - 60 DAYS
10.50%
61 - 90 DAYS
11.00%
91 - 120 DAYS
12.00%
121 - 150 DAYS
12.00%
151 - 180 DAYS
12.00%
181 - 210 DAYS
12.25%
211 - 240 DAYS
12.25%
241 - 270 DAYS
12.25%
271 - 300 DAYS
12.25%
301 - 330 DAYS
12.25%
331 - 365/366 DAYS
12.25%
Interest Period Monthly (Only for deposits of over LKR 25,000/-) Annually Maturity
Interest Rate % p.a.  AER  Interest Rate % p.a. AER Interest Rate % p.a. AER
30 Days - Millennium 30 -Minimum deposit LKR 100,000/- 
N/A
N/A
N/A

10.0000

2 MONTHS 
N/A
N/A
N/A

11.0000

3 MONTHS 
N/A
N/A
N/A

12.0000

6 MONTHS
N/A
N/A
N/A

12.2500

12 MONTHS
12.0000

N/A

13.0000

24 MONTHS
12.0000

N/A

13.5000

36 MONTHS
11.5000

N/A

14.0000

48 MONTHS / SEYLAN SHAKTHI(Minimum deposit LKR 100,000/-)
11.2500

11.7500

14.5000

60 MONTHS / SEYLAN 5 STAR(Minimum deposit LKR 100,000/-)
11.2500

11.7500

15.0000

CERTIFICATE OF DEPOSITS

DENOMINATION: LKR 100,000/-
MATURITY Period
INTEREST %
AER %
6 MONTHS
12.0000
11.5700
12 MONTHS
12.2500

24 MONTHS
12.7500
10.6800
48 MONTHS
13.7500
10.1100
60 MONTHS
14.2500
10.3700
Amount INTEREST p.a %
Up to Rs. 1,000,000/-

0.0000

Above Rs. 1,000,000/-

6.0000

Foreign Currency Rates

Given below are the interest rates for NRFC/ RFC/ SFIDA/ RNNFC/ NRNNFA/ FEEA/ FCISPE/ SIA/ SFNA

SAVINGS ACCOUNTS
Currency Code Minimum InterestRate % p.a AER 
Balance
US Dollar
USD
25
2.0000
2.0184
Sterling Pound
GBP
15
1.5000
1.5104
Euro
EUR
20
1.0000
1.0046
Australian Dollar
AUD
35
2.0000
3.0416
Japanese Yen
JPY
2,850
0.1250
0.1251
Swiss Franc
CHF
35
0.1250
0.1251
Singapore Dollar
SGD
45
0.2500
0.2503
Canadian Dollar
CAD
30
1.5000
1.5104
Norwegian Kroner
NOK
200
1.5000
1.5104
Danish Kroner
DKK
175
1.5000
1.5104
Swedish Kroner
SEK
200
1.5000
1.5104
Hong Kong Dollar
HKD
200
0.1250
0.1251
New Zealand Dollar
NZD
35
 
1.5000
1.5104

Given below are the interest rates for NRFC/ RFC/ SFIDA/ RNNFC/ NRNNFA/ FEEA/ FCISPE/ SIA/ SFNA

Currency Code Minimum
Interest Rate % p.a
   
Amount
1 month
AER %
3 months
AER% 
6 months
AER% 
1 year
AER %
1 Year (Monthly)
US Dollar
USD
500
2.500
3.500
4.000
4.500
3.750
Sterling Pound
GBP
500
1.750
2.250
2.500
3.000
2.500
Euro
EUR
500
1.750
2.000
2.250
2.500
2.250
Australian Dollar
AUD
500
2.750
3.000
3.250
3.750
3.500
Japanese Yen
JPY
50,000
1.000
1.250
1.500
1.750
1.500
Swiss Franc
CHF
500
0.500
0.750
1.000
1.000
0.750
Singapore Dollar
SGD
500
0.750
1.000
1.250
1.500
1.250
Canadian Dollar
CAD
500
2.000
2.250
2.250
2.500
2.250
Norwegian Kroner
NOK
5000
1.750
2.000
2.250
2.500
2.250
Currency - USD
1 Year (%)
02 Years (%)
03 Years(%)
04 Years(%)
05 Years(%) 
Monthly
3.7500
3.7500
3.7500
4.0000
4.2500
AER
Maturity
4.5000
4.7500
4.8500
5.0000
6.0000
AER

Loans & Advances Rates

w.e.f. 06.04.2018

Description
Rates p.a. %
Export Bill Finance - Rupee Facilities
16.0000 - 17.0000
Export Finance - US$ Facilities
6.5000
Packing Credit
16.0000 - 17.0000
Import Bill Facilities - Rupee Facilities
16.0000 - 17.0000
Lending to Small/ Medium Industries up to 5Years
6.7500 - 17.0000
Residential Housing
13.3500 - 15.2500
Pawning
21.0000
Overdrafts
17.0000
Corporate Lending
15.0000
Personal/ Retails Lending
17.0000
Agricultural Lending short term (up to 1Year)
7.0000 - 16.0000

w.e.f. 09.01.2018
Period Fixed Special rate for Professionals/employed with salary assignment
1 year
13.75%
13.35%
2 years
13.75%
13.50%
5 years
13.75%
13.50%
10 years
15.25%
15.00%
Period Professionals & Premium Companies Salary LKR 100,000/- & above Salary Category Salary Category
From LKR 50,000/- upto LKR 99,999/- Rate P.A % LKR 100,000/- and above Rate P.A %
01 Year 
14.50%
15.00%
14.50%
02 Year
15.25%
16.00%
15.50%
03 Year
15.25%
16.00%
15.50%
04 Year
15.25%
16.50%
15.50%
05 Year
15.25%
16.50%
15.50%
06 Year
15.25%
17.25%
15.75%
07 Year
15.25%
17.25%
15.75%

Vehicle Loan

Priod Professionals & Premium Companies Salary LKR 100,000/- & above Salary Category Salary Category
From LKR 50,000/- upto LKR 99,999/- Rate P.A % LKR 100,000/- and above Rate P.A %
01 Year 
14.50%
15.00%
14.50%
02 Year
15.25%
16.00%
15.50%
03 Year
15.25%
16.00%
15.50%
04 Year
15.25%
16.50%
15.50%
05 Year
15.25%
16.50%
15.50%
06 Year
15.25%
17.25%
15.75%
07 Year
15.25%
17.25%
15.75%

Fixed for the entire tenure

w.e.f 05.03.2018

Loan Term Against Property Mortgage Rates %p.a. Against Guarantors (Up to LKR 2Mio only) Rates %p.a.
01 Year
15.25%
16.00%
02 Years
15.50%
16.25%
03 Years
15.50%
16.50%
04 Years
15.50%
16.75%
05 Years
16.00%
17.00%
06 Years
16.00%
17.00%
07 Years
16.00%
17.00%

Fixed for 1 year & reviewed in every 12 months.

Against property Mortgage Rates % p.a. Against guarantors (Up to LKR 2 Mio only) Rates % p.a.
15.25%
16.00%