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Interest Rates

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Last update time - 07/17/2019 12:39

Rupee Savings

Savings Deposits

The Following Rates are applicable to Normal Savings, SFIDA, NRRA, SFNA and SIA Accounts

Interest Rate p.a % AER %
ORDINARY SAVINGS
Below LKR 999.99 

0.0000

Rs. 1,000.00 to Rs. 9,999.99

2.0000

2.0200

Rs.10,000.00 & above

3.5000

3.5600

Tikiri Accounts

Balance Age Below 15 years % Age Above 15 years % AER %
Balances up to Rs. 100,000/- 4.0000 4.0000 4.0700
Balances above Rs. 100,001/- a bonus interest is Applicable on the NORMAL INTEREST, as follows:
Rs. 100,001 - 200,000/- No Bonus Interest 10.0000
Rs. 200,001 - 300,000/- No Bonus Interest 15.0000
Rs. 300,001 - 400,000/- No Bonus Interest 20.0000
Rs. 400,001 - 500,000/- No Bonus Interest 25.0000
Rs.500,001 - 750,000/- 30.0000 30.0000
Rs. 750,001 - 1,000,000/- 35.0000 35.0000
Rs. 1,000,001 - 1,250,000/- 40.0000 40.0000
Rs. 1,250,001 - 1,500,000/- 45.0000 45.0000
Rs. 1,500,001 - and above 50.0000 50.0000
Interest Rate p.a % AER %
MINOR SAVINGS

5.0000

5.1200

 

Interest Rate %

AER %

Seylan Seylfie Youth Account

4.0000

4.0700

Ihalin Ihalata

AMOUT
INTEREST %
AER %
Below LKR 5000/-
3.5000
3.5600
LKR 5,000 to LKR 50,000
4.0000
4.0700
Above LKR 50,001
5.0000
5.1200


AMOUNT
INTEREST %
AER %
Below 9,999
0.0000
 
LKR 10,000 - LKR 499,999
3.5000
 
LKR 500,000 - LKR 999,999
7.0000
 
Above LKR 1,000,000
7.0000
 

Seylan Income Saver

Account Balance

Rate (%) p.a.

AER %

Below LKR 999/-

0.0000

 

LKR 1,000/- to LKR 9,999/-

2.0000

2.0200

LKR 10,000/- to LKR 49,999/-

3.5000

3.5600

LKR 50,000/- and above

4.5000

4.5900

Rupee Fixed Deposits

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

Minimum deposit Rs. 100,000/-

Interest Period Interest Rate % p.a. AER %
30days 7.00% 7.23%

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

Interest Period
Interest Rate % p.a.
AER %
2 MONTHS 
7.0000
7.2100
3 MONTHS 
8.3300
8.5900
6 MONTHS
8.8300
9.0200
12 MONTHS
9.8300
9.8300
24 MONTHS
10.0000
9.5400
36 MONTHS
10.5000
9.5600
48 MONTHS
10.5000
9.1600
60 MONTHS
11.0000
9.1600

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

(Only for deposits of over Rs. 25,000/-)

Interest Period
Interest Rate % p.a.
AER %
12 MONTHS
9.4100
9.8300
24 MONTHS
9.0000
9.3800
36 MONTHS
9.0000
9.3800
48 MONTHS
8.7500
9.1100
60 MONTHS
8.7500
9.1100

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

SEYLAN SHAKTHI 4 YEAR FIXED DEPOSIT

(Minimum deposit Rs. 100,000/-)

Interest Period Interest Rate % p.a. AER %
MONTHLY 8.7500 9.1100
ANNUALLY 9.0000
AT MATURITY 10.5000 9.1600

SEYLAN 5 STAR 5 YEAR FIXED DEPOSIT

(Minimum deposit Rs. 100,000/-)

Interest Period Interest Rate % p.a. AER
MONTHLY 8.7500 9.1100
ANNUALLY 9.0000
AT MATURITY 11.0000 9.1600

FLEXI FD

Minimum deposit LKR 100,000/-
Interest Period
Interest Rate % p.a.
31 - 60 DAYS
7.00%
61 - 90 DAYS
7.00%
91 - 120 DAYS
8.33%
121 - 150 DAYS
8.33%
151 - 180 DAYS
8.33%
181 - 210 DAYS
8.83%
211 - 240 DAYS
8.83%
241 - 270 DAYS
8.83%
271 - 300 DAYS
8.83%
301 - 330 DAYS
8.83%
331 - 365/366 DAYS
9.58%
Interest Period Monthly (Only for deposits of over LKR 25,000/-) Annually Maturity
Interest Rate % p.a.  AER  Interest Rate % p.a. AER Interest Rate % p.a. AER
30 Days - Millennium 30 -Minimum deposit LKR 100,000/- 
N/A
N/A
N/A

7.0000
7.2300
2 MONTHS 
N/A
N/A
N/A

7.0000
7.2100
3 MONTHS 
N/A
N/A
N/A

8.3300
8.5900
6 MONTHS
N/A
N/A
N/A

8.8300
9.0200
12 MONTHS
9.8700
10.3300
N/A

10.3300
10.3300
24 MONTHS
9.5000
9.9200
N/A

10.5000
10.0000
36 MONTHS
9.5000
9.9200
N/A

11.0000
9.9700
48 MONTHS / SEYLAN SHAKTHI(Minimum deposit LKR 100,000/-)
9.2500
9.6500
9.5000

11.0000
9.5400
60 MONTHS / SEYLAN 5 STAR(Minimum deposit LKR 100,000/-)
9.2500
9.6500
9.5000

11.5000
9.5100

CERTIFICATE OF DEPOSITS

DENOMINATION: LKR 100,000/-
MATURITY Period
INTEREST %
AER %
6 MONTHS
8.5000

12 MONTHS
9.5000

24 MONTHS
9.7500
9.3200
48 MONTHS
10.2500
8.9700
60 MONTHS
10.7500
8.9800
Amount INTEREST p.a %
Up to Rs. 1,000,000/-

0.0000

Above Rs. 1,000,000/-

5.5000

Foreign Currency Rates

SAVINGS ACCOUNTS
Currency Code Minimum InterestRate % p.a AER 
Balance
US Dollar
USD
25
2.0000
2.0184
Sterling Pound
GBP
15
1.5000
1.5104
Euro
EUR
20
1.0000
1.0046
Australian Dollar
AUD
35
2.0000
3.0416
Japanese Yen
JPY
2,850
0.1250
0.1251
Swiss Franc
CHF
35
0.1250
0.1251
Singapore Dollar
SGD
45
0.2500
0.2503
Canadian Dollar
CAD
30
1.5000
1.5104
Norwegian Kroner
NOK
200
1.5000
1.5104
Danish Kroner
DKK
175
1.5000
1.5104
Swedish Kroner
SEK
200
1.5000
1.5104
Hong Kong Dollar
HKD
200
0.1250
0.1251
New Zealand Dollar
NZD
35
 
1.5000
1.5104
Currency Code Minimum
Interest Rate % p.a
   
Amount
1 month
AER %
3 months
AER% 
6 months
AER% 
1 year
AER %
1 Year (Monthly)
US Dollar
USD
500
2.500
3.500
4.000
4.500
3.750
Sterling Pound
GBP
500
1.750
2.250
2.500
3.000
2.500
Euro
EUR
500
1.750
2.000
2.250
2.500
2.250
Australian Dollar
AUD
500
2.750
3.000
3.250
3.750
3.500
Japanese Yen
JPY
50,000
1.000
1.250
1.500
1.750
1.500
Swiss Franc
CHF
500
0.500
0.750
1.000
1.000
0.750
Singapore Dollar
SGD
500
0.750
1.000
1.250
1.500
1.250
Canadian Dollar
CAD
500
2.000
2.250
2.250
2.500
2.250
Norwegian Kroner
NOK
5000
1.750
2.000
2.250
2.500
2.250
Currency - USD
1 Year (%)
02 Years (%)
03 Years(%)
04 Years(%)
05 Years(%) 
Monthly
3.7500
3.7500
3.7500
4.0000
4.2500
AER
Maturity
4.5000
4.7500
4.8500
5.0000
6.0000
AER

Loans & Advances Rates

w.e.f. 01.07.2019

Description
Rates p.a. %
Export Bill Finance - Rupee Facilities
16.0000 - 17.0000
Export Finance - US$ Facilities
6.5000
Packing Credit
16.0000 - 17.0000
Import Bill Facilities - Rupee Facilities
16.0000 - 17.0000
Lending to Small/ Medium Industries up to 5Years
6.7500 - 17.0000
Residential Housing
14.000 - 15.7500
Pawning
18.0000
Overdrafts
17.0000
Corporate Lending
15.0000
Personal/ Retails Lending
17.0000
Agricultural Lending short term (up to 1Year)
7.0000 - 16.0000

w.e.f. 25.02.2019
Period Fixed Special rate for permanent employees with salary assignment
1 year
14.25%
14.00%
2 years
14.25%
14.00%
5 years
14.25%
14.00%
10 years
15.75%
15.50%
Period Professionals & Premium Companies Salary LKR 100,000/- & above Salary Category Salary Category
From LKR 50,000/- upto LKR 99,999/- Rate P.A % LKR 100,000/- and above Rate P.A %
01 Year 
13.75%
14.50%
14.00%
02 Year
13.75%
14.50%
14.00%
03 Year
13.75%
14.50%
14.00%
04 Year
14.00%
15.00%
14.50%
05 Year
14.00%
15.00%
14.50%
06 Year
14.50%
15.75%
14.75%
07 Year
14.50%
15.75%
14.75%

Vehicle Loan

Period Professionals & Premium Companies Salary LKR 100,000/- & above Salary Category Salary Category
From LKR 50,000/- upto LKR 99,999/- Rate P.A % LKR 100,000/- and above Rate P.A %
01 Year 
13.75%
14.50%
14.00%
02 Year
13.75%
14.50%
14.00%
03 Year
13.75%
14.50%
14.00%
04 Year
14.00%
15.00%
14.50%
05 Year
14.00%
15.00%
14.50%
06 Year
14.50%
15.75%
14.75%
07 Year
14.50%
15.75%
14.75%

Fixed for the entire tenure

w.e.f 05.03.2018

Loan Term Against Property Mortgage Rates %p.a. Against Guarantors (Up to LKR 2Mio only) Rates %p.a.
01 Year
15.25%
16.00%
02 Years
15.50%
16.25%
03 Years
15.50%
16.50%
04 Years
15.50%
16.75%
05 Years
16.00%
17.00%
06 Years
16.00%
17.00%
07 Years
16.00%
17.00%

Fixed for 1 year & reviewed in every 12 months.

Against property Mortgage Rates % p.a. Against guarantors (Up to LKR 2 Mio only) Rates % p.a.
15.25%
16.00%