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Interest Rates

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Last update time - 02/09/2018 14:15

Rupee Savings

Savings Deposits

The Following Rates are applicable to Normal Savings, SFIDA, NRRA, SFNA and SIA Accounts

Interest Rate p.a % AER %
ORDINARY SAVINGS
Below LKR 999.99 

0.0000

Rs. 1,000.00 to Rs. 9,999.99

2.0000

2.0200

Rs.10,000.00 & above

3.5000

3.5600

Tikiri Accounts

Balance Age Below 15 years % Age Above 15 years % AER %
Balances up to Rs. 100,000/- 4.0000 4.0000 4.0700
Balances above Rs. 100,001/- a bonus interest is Applicable on the NORMAL INTEREST, as follows:
Rs. 100,001 - 200,000/- No Bonus Interest 10.0000
Rs. 200,001 - 300,000/- No Bonus Interest 15.0000
Rs. 300,001 - 400,000/- No Bonus Interest 20.0000
Rs. 400,001 - 500,000/- No Bonus Interest 25.0000
Rs.500,001 - 750,000/- 30.0000 30.0000
Rs. 750,001 - 1,000,000/- 35.0000 35.0000
Rs. 1,000,001 - 1,250,000/- 40.0000 40.0000
Rs. 1,250,001 - 1,500,000/- 45.0000 45.0000
Rs. 1,500,001 - and above 50.0000 50.0000
Interest Rate p.a % AER %
MINOR SAVINGS

5.0000

5.1200

 

Interest Rate %

AER %

Seylan Seylfie Youth Account

4.0000

Ihalin Ihalata

AMOUT
INTEREST %
AER %
Below LKR 5000/-
3.5000
3.5600
LKR 5,000 to LKR 50,000
4.0000
4.0700
Above LKR 50,001
5.0000
5.1200


AMOUNT
INTEREST %
AER %
Below 9,999
0.0000
 
LKR 10,000 - LKR 499,999
3.5000
 
LKR 500,000 - LKR 999,999
7.0000
 
Above LKR 1,000,000
7.5000
 

Seylan Income Saver

Account Balance

Rate (%) p.a.

AER %

Below LKR 999/-

0.0000

 

LKR 1,000/- to LKR 9,999/-

2.0000

2.0200

LKR 10,000/- to LKR 49,999/-

3.5000

3.5600

LKR 50,000/- and above

4.5000

 

Rupee Fixed Deposits

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

Minimum deposit Rs. 100,000/-

Interest Period Interest Rate % p.a. AER %
30days 7.5000 7.7600

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

Interest Period
Interest Rate % p.a.
AER %
3 MONTHS 
10.0000
6 MONTHS
10.5000
10.7800
12 MONTHS
11.0000
11.0000
24 MONTHS
11.5000
10.9100
36 MONTHS
12.0000
10.7900
48 MONTHS
12.0000
10.3000
60 MONTHS
13.0000
10.5300

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

(Only for deposits of over Rs. 25,000/-)

Interest Period
Interest Rate % p.a.
AER %
12 MONTHS
10.2500

24 MONTHS
10.2500

36 MONTHS
10.0000
10.4700
48 MONTHS
10.0000
10.4700
60 MONTHS
10.0000
10.4700

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

SEYLAN SHAKTHI 4 YEAR FIXED DEPOSIT

(Minimum deposit Rs. 100,000/-)

Interest Period Interest Rate % p.a. AER %
MONTHLY 10.0000 10.4700
ANNUALLY 10.2500
AT MATURITY 12.0000 10.3000

SEYLAN 5 STAR 5 YEAR FIXED DEPOSIT

(Minimum deposit Rs. 100,000/-)

Interest Period Interest Rate % p.a. AER
MONTHLY 10.0000 10.4700
ANNUALLY 10.5000
AT MATURITY 13.0000 10.5300

FLEXI FD

Minimum deposit LKR 100,000/-
Interest Period
Interest Rate % p.a.
31 - 60 DAYS
8.0000
61 - 90 DAYS
9.5000
91 - 120 DAYS
10.0000
121 - 150 DAYS
10.0000
151 - 180 DAYS
10.0000
181 - 210 DAYS
10.0000
211 - 240 DAYS
10.7500
241 - 270 DAYS
10.7500
271 - 300 DAYS
10.7500
301 - 330 DAYS
10.7500
331 - 365/366 DAYS
11.0000
Interest Period Monthly (Only for deposits of over LKR 25,000/-) Maturity
Interest Rate % p.a.  AER  Interest Rate % p.a. AER
30 Days - Millennium 30 -Minimum deposit LKR 100,000/- 
N/A
N/A
7.5000
7.7600
3 MONTHS 
10.0000

6 MONTHS
N/A
N/A
10.5000
10.7800
12 MONTHS
10.7500

11.5000
11.5000
24 MONTHS
10.7500

12.0000
11.3600
36 MONTHS
10.5000
11.0200
12.5000
11.2000
48 MONTHS / SEYLAN SHAKTHI(Minimum deposit LKR 100,000/-)
10.5000
11.0200
12.5000
10.6700
60 MONTHS / SEYLAN 5 STAR(Minimum deposit LKR 100,000/-)
10.5000
11.0200
13.5000
10.8700

CERTIFICATE OF DEPOSITS

DENOMINATION: LKR 100,000/-
MATURITY Period
INTEREST %
AER %
6 MONTHS
10.2500
10.7800
12 MONTHS
10.7500
10.7500
24 MONTHS
11.2500
10.6800
48 MONTHS
11.7500
10.1100
60 MONTHS
12.7500
10.3700
Amount INTEREST p.a %
Up to Rs. 1,000,000/-

0.0000

Above Rs. 1,000,000/-

6.0000

Foreign Currency Rates

Given below are the interest rates for NRFC/ RFC/ SFIDA/ RNNFC/ NRNNFA/ FEEA/ FCISPE/ SIA/ SFNA

SAVINGS ACCOUNTS
Currency Code Minimum InterestRate % p.a AER 
Balance
US Dollar
USD
25
2.0000
2.0184
Sterling Pound
GBP
15
1.5000
1.5104
Euro
EUR
20
1.0000
1.0046
Australian Dollar
AUD
35
2.0000
3.0416
Japanese Yen
JPY
2,850
0.1250
0.1251
Swiss Franc
CHF
35
0.1250
0.1251
Singapore Dollar
SGD
45
0.2500
0.2503
Canadian Dollar
CAD
30
1.5000
1.5104
Norwegian Kroner
NOK
200
1.5000
1.5104
Danish Kroner
DKK
175
1.5000
1.5104
Swedish Kroner
SEK
200
1.5000
1.5104
Hong Kong Dollar
HKD
200
0.1250
0.1251
New Zealand Dollar
NZD
35
 
1.5000
1.5104

Given below are the interest rates for NRFC/ RFC/ SFIDA/ RNNFC/ NRNNFA/ FEEA/ FCISPE/ SIA/ SFNA

Currency Code Minimum
Interest Rate % p.a
   
Amount
1 month
AER %
3 months
AER% 
6 months
AER% 
1 year
AER %
1 Year (Monthly)
US Dollar
USD
500
2.500
2.529
3.000
2.779
3.500
3.276
3.750
3.500
3.500
Sterling Pound
GBP
500
1.750
2.018
2.250
2.269
2.500
2.516
3.000
2.750
2.500
Euro
EUR
500
1.750
1.764
2.000
2.015
2.250
2.010
2.500
2.250
2.250
Australian Dollar
AUD
500
2.750
3.000
3.250
3.750
3.500
Japanese Yen
JPY
50,000
1.000
1.005
1.250
1.256
1.500
1.506
1.750
1.750
1.500
Swiss Franc
CHF
500
0.500
0.501
0.750
0.752
1.000
1.003
1.000
1.000
0.750
Singapore Dollar
SGD
500
0.750
0.753
1.000
1.004
1.250
1.254
1.500
1.500
1.250
Canadian Dollar
CAD
500
2.000
1.764
2.250
2.015
2.250
2.000
2.500
2.250
2.250
Norwegian Kroner
NOK
5000
1.750
2.000
2.250
2.500
2.250
Currency - USD
1 Year (%)
02 Years (%)
03 Years(%)
04 Years(%)
05 Years(%) 
Monthly
3.5000
3.5000
3.7500
4.0000
4.0000
AER
Maturity
4.0000
4.0000
4.2500
4.5000
5.0000
AER

Loans & Advances Rates

w.e.f. 20.11.2017

Description
Rates p.a. %
Export Bill Finance - Rupee Facilities
15.0000
Export Finance - US$ Facilities
6.0000
Packing Credit
16.0000
Import Bill Facilities - Rupee Facilities
15.0000
Lending to Small/ Medium Industries up to 5Years
16.0000
Residential Housing
13.5000 - 15
Pawning
20.0000
Overdrafts
16.0000
Corporate Lending
14.0000
Personal/ Retails Lending
16.0000
Agricultural Lending short term (up to 1Year)
16.0000

w.e.f. 09.01.2018
Period Fixed Special rate for Professionals/employed with salary assignment
1 year
13.75%
13.25%
2 years
13.75%
13.25%
5 years
13.75%
13.25%
10 years
15.25%
14.75%
Period salary Category salary category
LKR 50,000/- upto LKR 100,000/- Rates P.A%
LKR 100,001/- and Above Rate  P.A %
01 Year
14.0000. 
13.5000
02 Year
14.5000
14.0000
03 Year
14.5000
14.0000.
04 Year
15.0000
14.5000.
05 Year
15.0000
14.5000
06 Year
16.0000
15.5000
07 Year
16.0000
15.5000

Vehicle Loan

Period Variable Rates P.A % Fixed Rates %p.a.
01 Year
15.0000
15.0000
02 Year
N/A
15.5000.
03 Year
N/A
15.7500
04 Year
N/A
16.0000
05 Year
N/A
16.5000

Fixed for the entire tenure

w.e.f 13.03.2017

Loan Term Against Property Mortgage Rates %p.a. Against Guarantors (Up to LKR 2Mio only) Rates %p.a.
01 Year
15.0000
16.0000
02 Years
15.7500
16.7500
03 Years
16.0000
17.0000
04 Years
16.2500
17.2500
05 Years
16.5000
17.5000
06 Years
16.5000
17.5000
07 Years
16.5000
17.5000

Fixed for 1 year & reviewed in every 12 months.

Against Property Mortgage

Rates %p.a.

Against Guarantors

( Up to LKR 2Mio only)

Rates %p.a.

15.0000
16.0000