Internet Banking Login

Interest Rates

l

  Back

Rupee Savings

Savings Deposits

The Following Rates are applicable to Normal Savings, SFIDA, NRRA, SFNA and SIA Accounts

Interest Rate p.a % AER %
ORDINARY SAVINGS
Below LKR 999.99 

0.0000

Rs. 1,000.00 to Rs. 9,999.99

2.0000

2.0200

Rs.10,000.00 & above

3.5000

3.5600

Tikiri Accounts

Balance Age Below 15 years % Age Above 15 years % AER %
Balances up to Rs. 100,000/- 4.0000 4.0000 4.0700
Balances above Rs. 100,001/- a bonus interest is Applicable on the NORMAL INTEREST, as follows:
Rs. 100,001 - 200,000/- No Bonus Interest 10.0000
Rs. 200,001 - 300,000/- No Bonus Interest 15.0000
Rs. 300,001 - 400,000/- No Bonus Interest 20.0000
Rs. 400,001 - 500,000/- No Bonus Interest 25.0000
Rs.500,001 - 750,000/- 30.0000 30.0000
Rs. 750,001 - 1,000,000/- 35.0000 35.0000
Rs. 1,000,001 - 1,250,000/- 40.0000 40.0000
Rs. 1,250,001 - 1,500,000/- 45.0000 45.0000
Rs. 1,500,001 - and above 50.0000 50.0000
Interest Rate p.a % AER %
MINOR SAVINGS

5.0000

5.1200

 

Interest Rate %

AER %

Seylan Seylfie Youth Account

4.0000

4.0700

Ihalin Ihalata

AMOUT
INTEREST %
AER %
Below LKR 5000/-
3.5000
3.5600
LKR 5,000 to LKR 50,000
3.7500

Above LKR 50,001
4.0000


AMOUNT
INTEREST %
AER %
Below 9,999
0.0000
 
LKR 10,000 - LKR 499,999

 
LKR 500,000 - LKR 999,999
4.0000
 
Above LKR 1,000,000
4.5000
 

Seylan Income Saver

Account Balance

Rate (%) p.a.

AER %

Below LKR 999/-

0.0000

 

LKR 1,000/- to LKR 9,999/-

2.0000


LKR 10,000/- and Above

3.5000





Rupee Fixed Deposits

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

Minimum deposit Rs. 100,000/-

Interest Period Interest Rate % p.a. AER %
30days 5.00% 5.12%

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

Interest Period
Interest Rate % p.a.
AER %
2 MONTHS 
5.2500
5.3700
3 MONTHS 
6.5000
6.6600
6 MONTHS
6.7500
6.8600
12 MONTHS
7.0000
7.0000
24 MONTHS
8.0000
7.7000
36 MONTHS
8.7500
8.0800
48 MONTHS
9.2500
8.1900
60 MONTHS
10.0000
8.4500

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

(Only for deposits of over Rs. 25,000/-)

Interest Period
Interest Rate % p.a.
AER %
12 MONTHS
06.5000
6.7000
24 MONTHS
07.0000
7.2300
36 MONTHS
07.2500
7.5000
48 MONTHS
07.5000
7.7600
60 MONTHS
07.7500
8.0300

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

SEYLAN SHAKTHI 4 YEAR FIXED DEPOSIT

(Minimum deposit Rs. 100,000/-)

Interest Period Interest Rate % p.a. AER %
MONTHLY 07.5000 7.7600
ANNUALLY 07.7500
AT MATURITY 09.2500 8.1900

SEYLAN 5 STAR 5 YEAR FIXED DEPOSIT

(Minimum deposit Rs. 100,000/-)

Interest Period Interest Rate % p.a. AER%
MONTHLY 07.7500 8.0300
ANNUALLY 08.0000
AT MATURITY 10.0000 8.4500

FLEXI FD

Minimum deposit LKR 100,000/-
Interest Period
Interest Rate % p.a.
31 - 60 DAYS
5.00%
61 - 90 DAYS
5.25%
91 - 120 DAYS
6.50%
121 - 150 DAYS
6.50%
151 - 180 DAYS
6.50%
181 - 210 DAYS
6.75%
211 - 240 DAYS
6.75%
241 - 270 DAYS
6.75%
271 - 300 DAYS
6.75%
301 - 330 DAYS
6.80%
331 - 365/366 DAYS
6.80%
Interest Period Monthly (Only for deposits of over LKR 25,000/-) Annually Maturity
Interest Rate % p.a.  AER  Interest Rate % p.a. AER Interest Rate % p.a. AER %
30 Days - Millennium 30 -Minimum deposit LKR 100,000/- 
N/A
N/A
N/A

05.0000
5.1200
2 MONTHS 
N/A
N/A
N/A

05.2500
5.3700
3 MONTHS 
N/A
N/A
N/A

06.5000
6.6600
6 MONTHS
N/A
N/A
N/A

06.7500
6.8600
12 MONTHS
07.0000
7.2300
N/A

07.5000
7.5000
24 MONTHS
07.5000
7.7600
N/A

08.5000
8.1700
36 MONTHS
07.7500
8.0300
N/A

09.2500
8.5100
48 MONTHS / SEYLAN SHAKTHI(Minimum deposit LKR 100,000/-)
08.0000
8.3000
08.2500

09.7500
8.5800
60 MONTHS / SEYLAN 5 STAR(Minimum deposit LKR 100,000/-)
08.2500
8.5700
08.5000

10.5000
8.8100

CERTIFICATE OF DEPOSITS

DENOMINATION: LKR 100,000/-
MATURITY Period
INTEREST
AER
6 MONTHS
06.50%
6.6100
12 MONTHS
06.75%
6.7500
24 MONTHS
07.75%
7.4700
48 MONTHS
09.00%
7.9900
60 MONTHS
09.75%
8.2700
Amount INTEREST p.a %
Up to Rs. 1,000,000/-

0.0000

Above Rs. 1,000,000/-

4.7500

Foreign Currency Rates

SAVINGS ACCOUNTS
Currency Code Minimum InterestRate % p.a AER 
Balance
US Dollar
USD
25
2.0000
2.0184
Sterling Pound
GBP
15
1.0000
1.0046
Euro
EUR
20
0.500
0.5011
Australian Dollar
AUD
35
2.0000
2.0184
Japanese Yen
JPY
2,850
0.125
0.1251
Swiss Franc
CHF
35
0.125
0.1251
Singapore Dollar
SGD
45
0.250
0.2503
Canadian Dollar
CAD
30
1.500
1.5104
Norwegian Kroner
NOK
200
0.250
0.2503
Danish Kroner
DKK
175
0.250
0.2503
Swedish Kroner
SEK
200
0.150
0.1501
Hong Kong Dollar
HKD
200
0.125
0.1251
New Zealand Dollar
NZD
35
 
1.000
1.0046
Chinese Yuan
CNY
500
 
0.250
0.2503
Currency Code Minimum
Interest Rate % p.a
   
Amount
1 month
AER %
3 months
AER% 
6 months
AER% 
1 year
AER %
1 Year (Monthly)
AER %
US Dollar
USD
500
2.250
2.2733
3.000
3.0339
3.500
3.5306
4.000
4.0000
3.500
3.5567
Sterling Pound
GBP
500
1.250
1.2572
2.250
2.2691
2.500
2.5156
3.000
3.0000
2.500
2.5288
Euro
EUR
500
0.750
0.7525
1.500
1.5085
1.750
1.7577
2.000
2.0000
1.750
1.7641
Australian Dollar
AUD
500
2.500
2.5288
3.000
3.0339
3.250
3.2764
3.500
3.5000
3.000
3.0416
Japanese Yen
JPY
50,000
1.000
1.0045
1.250
1.2559
1.500
1.5056
1.750
1.7500
1.500
1.5104
Swiss Franc
CHF
500
0.500
0.5011
0.750
0.7521
1.000
1.0025
1.000
1.0000
0.750
0.7526
Singapore Dollar
SGD
500
0.750
0.7525
1.000
1.0038
1.250
1.2539
1.500
1.5000
1.250
1.2572
Canadian Dollar
CAD
500
2.000
2.0184
2.250
2.2691
2.250
2.2627
2.500
2.5000
2.250
2.2733
Norwegian Kroner
NOK
5000
0.500
0.5011
0.500
0.5009
0.750
0.7514
1.000
1.0000
0.750
0.7526
Danish Kroner
DKK
5000
0.250
0.2503
0.250
0.2502
0.250
0.2502
0.500
0.5000
0.250
0.2503
Swedish Kroner
SEK
5000
0.250
0.2503
0.250
0.2502
0.250
0.2502
0.500
0.5000
0.250
0.2503
Hong Kong Dollar
HKD
5000
0.250
0.2503
0.500
0.5009
0.750
0.7514
1.000
1.0000
0.750
0.7526
New Zealand Dollar
NZD
1000
0.500
0.2503
1.000
1.0038
1.500
1.5056
2.000
2.0000
1.750
1.7641
Chinese Yuan
CNY
5000
0.500
0.2503
0.750
0.7521
1.000
1.0025
1.500
1.5000
1.250
1.2572
Currency - USD
1 Year (%)
02 Years (%)
03 Years(%)
04 Years(%)
05 Years(%) 
Monthly
3.5000
3.7500
3.7500
4.0000
4.2500
AER
3.5567
3.8151
3.8151
4.0742
4.3338
Maturity
4.0000
4.2500
4.6000
5.0000
5.5000
AER
4.0000
4.1633
4.4033
4.6635
4.9789

Loans & Advances Rates

w.e.f. 29.06.2020

Description
Rates p.a. %
Export Bill Finance - Rupee Facilities
14.0000
Export Finance - US$ Facilities
06.5000
Packing Credit
14.0000 
Import Bill Facilities - Rupee Facilities
14.0000
Lending to Small/ Medium Industries up to 5Years
8.0000 - 16.0000
Residential Housing
11.5000 - 14.2500
Pawning
12.0000
Overdrafts
15.0000 - 16.0000
Corporate Lending
13.0000
Personal/ Retails Lending
16.0000
Agricultural Lending short term (up to 1Year)
7.0000 - 16.0000

w.e.f. 23.01.2020
TENURE (fixed)
Rate for non-salary assigned clients (%) Permanent employees with salary assignment (Salary above 300,000/-) Permanent employees with salary assignment (Salary up to 299,999/-)
1 year
12.25%
11.50%
11.75%
2 years
12.75%
11.95%
12.25%
5 years
13.00%
12.25%
12.50%
10 years
14.25%
13.50%
13.75%
Period Professionals & Premium Companies Income / Salary LKR 300,000/- & Above Professionals & Premium Companies Income / Salary LKR 100,000/- to LKR 299,999/- Salary Category Salary Category
LKR 100,000/- and above Rate P.A % From LKR 50,000/- upto LKR 99,999/- Rate P.A %
01 Year 
11.50%
12.00%
12.50%
13.00%
02 Year
12.25%
13.00%
13.25%
13.75%
03 Year
12.50%
13.00%
13.25%
13.75%
04 Year
12.50%
13.00%
13.50%
14.00%
05 Year
12.50%
13.00%
13.50%
14.00%
06 Year
13.00%
13.50%
13.75%
14.25%
07 Year
13.00%
13.50%
13.75%
14.25%

Vehicle Loan

Period Professionals & Premium Companies Salary LKR 100,000/- & above Salary Category Salary Category
From LKR 50,000/- upto LKR 99,999/- Rate P.A % LKR 100,000/- and above Rate P.A %
01 Year 
13.75%
14.50%
14.00%
02 Year
13.75%
14.50%
14.00%
03 Year
13.75%
14.50%
14.00%
04 Year
14.00%
15.00%
14.50%
05 Year
14.00%
15.00%
14.50%
06 Year
14.50%
15.75%
14.75%
07 Year
14.50%
15.75%
14.75%

Fixed for the entire tenure

w.e.f 23.12.2018

Loan Term Against Property Mortgage Rates %p.a. Against Guarantors (Up to LKR 2Mio only) Rates %p.a.
01 Year
14.00%
15.00%
02 Years
14.00%
15.25%
03 Years
14.00%
15.50%
04 Years
14.00%
15.50%
05 Years
14.00%
15.50%
06 Years
14.50%
15.50%
07 Years
14.50%
15.50%

Fixed for 1 year & reviewed in every 12 months.

Against property Mortgage Rates % p.a. Against guarantors (Up to LKR 2 Mio only) Rates % p.a.
14.00%
15.00%