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Personal Loan

To have that perfect wedding, a vacation, your child’s education or a much desired budget, you no longer need to wait to fulfill your aspirations, with Seylan Bank Personal Loans in Sri Lanka. We are here to help you at your financial needs by providing our personal loan designed to suit your individual needs and repayment capacity while you enjoy our service.

  • Loan for any purpose
  • Loans available for salaried individuals.
  • Loans are available from LKR 500,000/- to LKR 7,000,000/-
  • Flexible repayment period maximum 7 Years.
  • Attractive interest rates.
  • Minimum Documentation.

Eligibility *

  • Age between 20 – 60 Years ( Loan to be settled within the retirement age)
  • Minimum monthly fixed income of LKR 200,000/-
  • Monthly salary to be remitted to Seylan Bank account for the entire loan duration.
  • Permanent & confirmed employees who have completed a minimum period of 12 months including the probation period.
  • CRIB 100% clear. No over 90days irregularities during last 2 years.
  • Employment should be in the approved employment list.

How to Apply: 

Option 1 : Submit your Request Form. We will contact you within 48hrs.  

Option 2 : Visit nearest branch

Option 3 : Call hotline to check +9411 200 88 88

Option 4 : Download your application

Documentation Requirement *

  • Valid National Identity card/ Driving License or Passport
  • Letter of confirmation from employer regarding employment
  • Evidence of income – last pay slips & Bank statement of last 3
  • Utility bill of the permanent residence 

(**)    Obtaining of Loan Protection Cover is mandatory


Charges & Fees

Processing fees details Charges apply under Normal Process (Approval within 04 working days) Charges apply under Fast track (Approval within 02 working days)
LKR 1,000,000.00& below

LKR 7,500.00

 LKR 12,500.00
LKR 1,000,001.00 to LKR 3,000,000.00 LKR 10,000.00 LKR 15,000.00
LKR 3,000,001.00 to LKR 5,000,000.00 LKR 15,000.00 LKR 25,000.00
LKR 5,000,001.00 to LKR 7,000,000.00 LKR 20,000.00 LKR 30,000.00
Above LKR 7,000,001.00 0.4% (maximum 40,000.00) 0.5% (maximum 50,000.00)

(**)     Additional time will be taken for processing loans with deviations from the eligibility criteria.