Harasara Debit Card | Banks in Sri Lanka | Commercial Banks in Sri Lanka

Harasara Debit Card

Enjoy wide range of benefits and offers with your Seylan Harasara Debit Card!

Benefits

Hassle free cash withdrawal locally from any ATM and from Mastercard accepted ATMs internationally
Pay to the point by Swiping / tapping your Card
E commerce transactions made with ease.
Enjoy a range of promotions exclusively for Harasara Debit Card holders.
Free ‘Travel Insurance’ when you purchase your Return Air Ticket using your Debit card. (Conditions Apply)

Eligibility

Any customer who maintains a Harasara Savings Account.

Daily Withdrawal Limit

POS(LKR)	ATM(LKR)
1,000,000.00	100,000.00

Overseas spend thresholds

Spend Type	Weekly Limit*(LKR)
Purchases	150,000.00
Cash	50,000.00

* Above limits are subject to country risk evaluation, hence certain countries may have lower spend limits.

Fees

FEE TYPE	Amount LKR
Debit card annual fee	LKR 400.00
Debit Card Issuance fee - Non personalized	LKR 500.00
Debit Card Issuance fee - Personalized	LKR 500.00
Card re- issue fee	LKR 500.00
Pin re issue fee	LKR 100.00
Lost card replacement fee	LKR 500.00
ATM withdrawal fee- Seylan ATMs	LKR 5.00
ATM withdrawal fee- other bank ATMs	LKR 60.00
ATM withdrawal fee –Lanka pay ATMs	LKR 30.00
ATM withdrawal fee - Foreign	LKR 500.00
Balance inquiry fee- Seylan ATMs	Free
Balance inquiry fee- Seylan ATMs (with printed receipt)	LKR 2.00
Balance inquiry fee- other bank ATMs	LKR 50.00
Balance inquiry fee-Lanka pay ATMs	LKR 7.50
Balance inquiry fee – Foreign	LKR 50.00
Overseas Transactions	All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 7%, apart from the initially authorized amount. Rates are subjected to market rate fluctuations.
Processing Fees	In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5% on the LKR transaction value. Rates are subjected to market rate fluctuations.