Pensioner Loan

Looking for an excellent way of making your pension fund work better for your financial situation? With Seylan Pensioner Loan scheme you can meet your various family & personal needs after retirement.

Loan for any purpose

  • Maximum loan amount LKR 5,000,000/-
  • Convenient Banking with –Island wide Branch Network , ATM network, Cash Deposit Machines & 365 day Banking
  • Easy – access Banking- Internet Banking/ SMS Alert/ Mobile Banking


  • Repayment period up to 10Years, subject to full settlement prior to reaching 75th birthday.
  • Existing pension loan client could apply for a subsequent loan after completion of 12 calendar months from the date of obtaining the last pension loan.


  • Government Pensioner or widower/widow who receives spouse’s pension through Pension Department.
  • Need to be below 74 Years of Age.
  • Pension should be assigned to Seylan Bank account at the time of processing the loan.

Documentation Requirement

  • National Identity Card
  • Original Billing proof
  • Pension identity containing pension number
  • Duly perfected affidavit


  • Processing fee LKR 2,500/-
  • Loan Protection Policy charge

Pensioner Loan

Tenure Customer Rate (%)
01 Year 12.00
02 Years 12.25
03 Years 13.00
04 Years 13.50
05 Years 14.00
06 Years 15.00
07 Years 15.00
08 Years 15.50
09 Years 15.50
10 Years 15.50