Seylan Visa Signature Credit Card Step into a world of offers, privileges and experiences at ease with your Seylan Visa Signature Credit Card
| Card Type | Interest Rate |
|---|---|
| Signature Credit Card | 18.0000% p.a. |
| Type of fee | Amount/description |
|---|---|
| Primary Card Annual Fee* | LKR 6,000.00 |
| Primary Card Joining Fee* | LKR 2,750.00 |
| Supplementary Annual Fee | LKR 3,000.00 |
| Supplementary Joining Fee | FREE |
| Interest Free days on Purchases (maximum) |
51 Days (Interest free days are applicable only when full settlement is made monthly and is not applicable for cash advances) Interest/ Finance charges on purchases 1.5% for Visa Signature and Master World Credit Cards per month from transaction date up to settlement date. |
| Late Payment Fee | LKR 990.00 |
| Over Limit Fee | LKR 1000.00 |
| Cash Advance Fee | LKR 400.00 or 2% whichever is higher |
| Pin Re-Issue Fee | FREE |
| Statement Copy Fee | FREE |
| Confirmation Letter issuing fee | FREE |
| Voucher Copy Retrieval Fee | FREE |
| Cheque Return - Refer to Drawer | FREE |
| Cheque Return - Other Reasons | FREE |
| Lost Card Replacement Fee | FREE |
| Overseas Courier Fee | FREE |
| Limit Enhancement Fee | FREE |
| Cash Payment through Cargills Food City Outlets | Handling fee of 0.75% flat |
| Overseas Transactions | All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (6%) will be included to the rate at the time of billing. |
| Processing Fee |
In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of 6% on the LKR transaction value. |
** First Year Annual Fee will be waived off as an introductory offer.
***Joining Fee is 50% waived off as a promotional offer.
Loss of cards should be reported immediately to Seylan Card Centre on 24 hour dedicated Premier hotline +94 112008877 and follow up with a letter. The cardholder will not be liable for any transactions performed subsequent to informing the loss of the card to the bank.
It will take a minimum of 7 working days and maximum of 10 working days once the relevant documents are handed to the Branch/ Sales officer/Card Centre.
Minimum Payment = 5% of outstanding purchases and cash advances + 100% of interest, fees and the overdue amount (if any)
If the customer fails to pay the minimum payment on or before the due date the late payment fee will be charged.
If the customer exceeds the approved credit limit at any at any given date of the particular billing cycle, an over limit fee will be charged.
