World Mastercard Tariff

Description Amount (LKR) / Description / Rate
Credit Limit LKR 1,000,000.00 and above
Cash Advance Limit 50% of the Credit Limit
Interest Rate %p.a. 28.00% p.a.- w.e.f. 01 Sep 2023
Annual Fee* LKR 6,000.00
Joining Fee* LKR 2,750.00
Supplementary Card Fee LKR 3,000.00
Interest Free days on Purchases (maximum) 51 Days
(Interest free days are applicable only when full settlement is made monthly and is not applicable for cash advances)
Late Payment Fee LKR 2,000.00 (w.e.f. 01 Mar 2024)
Over Limit Fee LKR 1,750.00 (w.e.f. 01 Mar 2024)
Cash Advance Fee LKR 700.00 or 4.00% whichever is higher
Pin Re-Issue Fee FREE
Handling Fee - Paper Statement FREE
Statement Copy Fee FREE
Confirmation Letter issuing fee  FREE
Voucher Copy Retrieval Fee FREE
Cheque Return - Refer to Drawer FREE
Cheque Return - Other Reasons FREE
Lost Card Replacement Fee FREE
Overseas Courier Fee LKR 4,000.00
Limit Enhancement Fee FREE
Fuel Surcharge 1%
Cancellation Letter Issuance Fee LKR 2,000.00
Easy Payment Plan Early Settlement Fee 4% from the remaining balance.
Urgent Application Processing Fee LKR 1,500.00
Oveseas Transactions

All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 4.50%**, apart from the initially authorized amount.

This applies to all Card transactions done at overseas merchants /service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) as well, since the settlement of such transactions from the Bank to Merchant occurs in a foreign currency.

**Rate is subject to foreign exchange market rate fluctuations.

Processing Fee N/A

Processing Fee on 0% Easy Payment Plans

LKR 2,000.00 (w.e.f. 01 Mar 2024)

**First-year Annual fee will be waived off as an introductory offer.

***Joining Fee is 50% waived off as a promotional offer.


General Conditions

  • The Bank reserves the right to change the above rates at any time with prior notice.
  • No refund of Annual Fees will be made if the card is terminated or not accepted.
  • No Finance Charge will be levied (except on Cash Advances) if full settlement is made monthly on or before due date.
  • Additional expenses, such as legal fees, credit transfers, cheque issuance and overseas charges (courier, fax, postage etc.) will be levied where incurred.
  • Secured cards (against a FD) will be issued free of charge and will attract lower interest rates.
  • Government Stamp Duty of 2.5% will be applicable for all foreign currency transactions and debited to the account in the following billing cycle.