Sarusara Loan

The Sarusara Loan scheme is offered with the collaboration of Central Bank of Sri Lanka to uplift the socio- economic conditions of micro and small scale farmers, who engage in cultivation of seasonal crops, by providing working capital requirements at a lower cost.


  • Farmers who have the freehold and leasehold ownership of the land.
  • Age between 18 to 55 years. To obtain a loan by a borrower who is 55 years or above, a family member such as daughter or son should be made party to the loan.

Maximum Loan Quantum

  • Bank will finance up to 75% of the total cost of the project

Repayment Period

  • 270 days

Interest Rate

Details Rate % p.a.
Concessionary interest rate decided by Central Bank of Sri Lanka 4.00%

Suitable security acceptable to the bank.