Debit Card | Banks in Sri Lanka | Commercial Banks in Sri Lanka

Seylan Debit Card gives the opportunity to take advantage of banking facilities both locally and internationally.

Benefits:

Seylan Debit Card is available for both VISA and Mastercard.
Hassle free cash withdrawal from any Visa/ Mastercard ATM.
Pay to the point by Swiping / tapping your Card
E commerce transactions made with ease.
Enjoy wide range of “Debit Card Promotions”.
Purchase your “Return Air Ticket” using your Debit Card and obtain a Travel Insurance cover at a minimal rate.

Get started

Eligibility:

Any Customer who maintain:

Rupee Savings Accounts : Regular savings, 2in1, Income Saver
A Current Account
Foreign Currency Savings Accounts: PFCA, BFCA

Fees:

No	Description	Charge/ Fee (LKR)
1.	Debit (ATM) card issuance fee - Non Personalized
1.1	Visa Gold, Platinum, Visa Seylfie	LKR 750.00
1.2	Visa Classic , Master Domestic / International	LKR 600.00
2.	Debit (ATM) card issuance fee - Personalized
2.1	Visa Classic, Gold, Platinum, Visa Seylfie	LKR 1,500.00
2.2	Master Domestic / International	LKR 1,500.00
3	Debit(ATM) card annual fee
3.1	Visa Classic, Gold & Master Domestic / International	LKR 400.00
3.2	Visa Platinum	LKR 500.00
3.3	Seylfie	LKR 500.00
3.4	Personalized	LKR 500.00
3.5	Non - Personalized	LKR 500.00
4	Debit Card re- issue fee
4.1	Visa Classic, Master Domestic/ International	LKR 600.00
4.2	Visa Gold / Platinum / Seylfie	LKR 750.00
5	Pin re issue fee [Visa/ Master Debit (ATM) Cards]	LKR 300.00
6	Lost card Replacement fee - Debit
6.1	Visa Classic , Master Domestic / International	LKR 600.00
6.2	Visa Gold, Platinum, Seylfie	LKR 750.00
7	ATM Withdrawal Fee
7.1	Other Bank ATMs	LKR 60.00
7.2	Lanka pay ATMs	LKR 30.00
7.3	Foreign	LKR 1,000.00
7.4	Seylan ATMs	LKR 5.00
8	Fuel Surcharge via Debit Card	1%
9	Balance Inquiry Fee
9.1	Seylan ATMs (with printed receipt)	LKR 2.00
9.2	Seylan ATMs	Free
9.3	Other Bank ATMs	LKR 50.00
9.4	Lanka Pay ATMs	LKR 7.50
9.5	Foreign	LKR 150.00
10	Travel Insurance Fee (per Policy) - up to 30days	LKR 2,500.00
11	Processing Fee (Applicable for VISA Debit Cards)	In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5% on the LKR transaction value. Rates are subjected to market rate fluctuations.
12	Overseas Transaction Fee (Applicable for Mastercard Debit Cards)	All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 4.50%, apart from the initially authorized amount. This applies to all Card transactions done at overseas merchants /service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) as well, since the settlement of such transactions from the Bank to Merchant occurs in a foreign currency. Rate is subject to foreign exchange market rate fluctuations.

Overseas spend thresholds

Spend Type	Weekly Limit*(LKR)
Purchases	500,000.00
Cash	100,000.00

* Above limits are subject to country risk evaluation, hence certain countries may have lower spend limits.