About Us
Seylan Bank PLC is a Public Limited Liability company incorporated in Sri Lanka in 1987. The bank focuses on conventional commercial banking and operates from its Head Office in Colombo through its islandwide network of branches. Throughout our history we have placed customer aspirations at the heart of everything we do. Our long-term success is built on a firm foundation of excellence in corporate governance, a well- developed culture of prudent risk management, accountability and integrity. As a bank that prides itself on producing many “industry firsts”, our product portfolio is designed to deliver real value to our customers. With an open and ambitious mind-set, we enable businesses to thrive and economies to prosper, helping every individual reach their goals in life
Branch Manager
Branch Manager
Branch Manager
Branch Manager
Branch Manager
Branch Manager
Branch Manager
Branch Manager
Seylan Teen Debit Card -10% Cashback Offer
Celebrate World Children's Day with a 10% Cashback with your Seylan Teen Debit Card
PickMe Pass Subscription Cashback Offer
100% Cashback on the Monthly PickMe Pass Subscription for First Time Users on Seylan Debit Cards
JETWING HOTELS
40% off with 0%, 6 Month Installment Plans with your Seylan Cards at selected Jetwing Hotels
EARL'S REGENT KANDY
Upto 15% Off on Room Charges with your Seylan Cards
RADISSON COLOMBO - FATHER'S DAY PROMOTION
Special Father’s Day Surf & Turf Dinner Buffet - Father Dines Free (Dinner Buffet + Beverage Offer)
ALBERT EDIRISINGHE
0% Instalment plans upto 6 months with your Seylan Credit Cards.
PEDRO BARN
20% OFF ON BED & BREAKFAST BASIS WITH YOUR SEYLAN CARDS
Glendower Hotel
20% Off on Bed & Breakfast I Half Board Basis with your Seylan Cards
Shangri-La Hambantota Golf Resort & Spa
35% Off on Full Board & Half Board Basis with your Seylan Cards
BLUE WATER WADDUWA RESTAURANT OFFER
15% discount on dining with your Seylan Cards
Wickramaarachchi Opticians & Hearing Care
Exclusive 30% OFF on all Frames and Sunglasses.
SIDDHALEPA CLINIC
15% discount on any treatment for bills over Rs 10,000 at Siddhalepa Spas
MINTPAY PAY NOW
Get up to 20% off with Mintpay “Pay Now with your Seylan Bank Debit Cards.
The Chef’s Table
15 % off for Credit Cards & 10 % off for Debit Cards
BLUE WATER HOTEL & SPA - WADDUWA
25% off on Room Rates for Seylan Credit Cards
THE GATHERING OF GIANTS EVENT WITH CINNAMON NATURE TRAILS
EXCLUSIVE 2 NIGHTS 3 DAYS EVENT PACKAGE WITH YOUR SEYLAN CREDIT CARDS
Mr.Tax Solutions
25% Off with your Seylan Cards
The Sunglass Hut
10% off & 0% Instalment plans upto 12 months with your Seylan Credit Cards.
D&A OPTOMETRISTS
30% off on spectacle frames and sunglasses with your Seylan Cards
UGA ESCAPES
Enjoy 45% off on Room Rates when redeeming points with your Seylan Cards
AMARI COLOMBO
Festive Dining at Ahāra – Exclusive Flash Sale for Seylan Credit Card Holders
EVOX CLOTHING
Upto 50% off with your Seylan Cards
Earl’s Regent Hotel
25% Off on Full Board & Half Board Basis with your Seylan Credit Cards
FLEURI LOUNGE BY VEENA
Special offer s with your Seylan Cards
SOFTLOGIC BRANDS
Upto 30% off for Seylan Credit Cards
AITKEN SPENCE HOTELS
Enjoy up to 32 % off for Seylan Credit Cards on Aitken Spence Hotels
Visa Signature Credit Card
Seylan Visa Signature Credit Card Step into a world of offers, privileges and experiences at ease with your Seylan Visa Signature Credit Card Benefits 100% OFF ON THE FIRST YEAR ANNUAL FEE AND 50% OFF ON THE JOINING FEE Enjoy amazing offers & benefits with 50% off on the joining fee and the first year annual fee waived off. LOUNGEKEY PROGRAM Enjoy Lounge key access to over 1100 lounges worldwide. Cardholder’s first lounge visit for the year will be complimentary. Travel Insurance 30 Days free Travel Insurance when you purchase the return air ticket with your Seylan Visa Signature Credit Card. Digital Concierge App Receive an array of privileges at the best restaurants around the world, when booked via the Visa Concierge App. Visa Worldwide Concierge Receive assistance in travel, entertainment & experiences, special services, and gift purchases through the toll-free contact number. Click here to login to VISA CONCIERGE. NFC (Near Field Communication) Contactless payments let you pay without swiping or dipping your card. Payment cards enabled with this contactless payment has the contactless mark on the card face LOUNGEKEY PROGRAM × Enjoy access to over 1000 Lounges worldwide Offer - Cardholder’s first lounge visit will be complimentary. Thereafter Cardholder will be charged USD32/- each visit. Easy access with where no additional card needs to be carried Digitally enhanced: dedicated app provides access to the digital card, airport lounges and offers 800+ Offers worldwide Download the app and web provide smooth, seamless access Website : www.loungekey.com/associateplus iOS app : www.itunes.apple.com/gb/app/loungekey/id808810002 Android app : www.play.google.com/store/apps/details?id=com.loungekey.android Follow steps & obtain Information on Lounges and offers Registration > Create your account > Enter your details > Confirmation > Log in Digital Concierge Exclusives × Enjoy an array of privileges at the best restaurants around the world with savings up to USD140 when booked via Visa Digital Concierge App Digital Concierge offers exclusive Dining offers that are not available on any other channels. Digital Concierge is currently available in Singapore, Australia and New Zealand. Book the restaurant via Digital Concierge or through Chope via www.mycardbenefitsap.visa.com Travel Insurance × Free travel protection up to up to USD 50,000 when you use your Seylan Visa Signature Credit Card to purchase return air ticket from Sri Lanka.(Colombo) 30 Days Free Travel Insurance when you purchase the return Air ticket with your Seylan Visa Signature Credit Card (Additional days in excess of the First 30 days will be subject to an additional premium charge) Age between 60 - 70 Years(Maximum) – Subject to a satisfactory Medical report to Confirmation cover All Seylan Visa Signature Credit Cardholders and their immediate family members – spouse and unmarried children (dependents) below the age of 23 years and supplementary cardholders will be eligible for the travel insurance Visa Worldwide Concierge × Enjoy Visa Worldwide concierge supported by 4 centers located in Sydney, Shanghai, Atlanta and London with over 100 Concierge experts Enjoy exclusive services Flight & Transport Destination based flights, airport transfers and car hire Buying & selling, imports, vehicle hire, unclamping, service and maintenance Reservations at the top restaurants in over 60 cities with complimentary benefits Special gift purchases, personal shoppers, flowers, wedding lists, repairs Destination based travel experiences, including luxury Tuscany driving experience, private island retreats. African Safari’s and more. Access to sold out and exclusive concerts, film premieres, sporting events Tickets and hospitality packages at the world’s best shows Personal trainers, spas, wellness, sports clubs, makeovers Corporate events, parties, restaurant bookings, culture, clubs Corporate golf days, tee-times, gifts, retail, special offers, golf getaways, play with the pros and the Golf Club For more information visit www.mycardbenefitsap.visa.com/ NFC (Near Field Communication) × Contactless payments let you pay without swiping or dipping your card. Payment cards enabled with this contactless payment has the contactless mark on the card face Fast & Easy You don’t have to sign a receipt or enter a PIN, just tap to pay Secure Just as secure as any other chip card & the card remains in your hand throughout the entire transaction Convenient Designed to make tap-and-go payments, but you can request for a receipt if one is required. 1 Step 2 Step 3 Step 4 Step Look for the Visa logo and contactless symbol at the point of sale The cashier enters your purchase amount into the terminal. This amount is displayed on the contactless reader Tap your card or device over the contactless symbol, hold your card over the reader at close range (within 4cm from where the contactless symbol appears) When the transaction is successful ,the screen will indicate ‘’approved’’ and the terminal may produce a beep sound or lights may flash green. Keep track of the purchases using the monthly statement received from Seylan bank. PIN will be required for contactless transactions over Rs. 25,000.00, thus the ATM PIN can be used Transactions over Rs. 25,000.00 can be performed without the PIN, by dipping the card TRAVEL EXPERIENCE Enjoy a range of hotel offers and travel car hire offers across the globe from selected merchants. AIRPORT EXPERIENCE Enjoy offers on the Visa Airport Limo transfer program, Airport Meet & Greet, and Lounge access. 800+ OFFERS WORLDWIDE Enjoy the finest deals with over 800+ merchants worldwide. Be it clothing, dining, electronics, accessories, education, health, online or holiday offers, Seylan Bank has got you covered. DINING Dining-Complimentary main course at selected restaurant locations worldwide. CARDS REWARDS POINTS ON PURCHASE TRANSACTIONS Enjoy Rewards points for locally / Overseas spent. Transactions of more than LKR 1000 will be eligible. Visit Seylan Credit Card Reward Program to enroll & for more details. INSTALMENT PLAN FACILITIES Manage your credit card payments with convenience using installment plan facilities. CASH ADVANCE Obtain cash withdrawals up to 50% of your available credit limit. SMS ALERTS Free SMS alerts on your Credit Card transactions to the registered mobile number. SEYLAN E-STATEMENTS Seylan e-statements are provided with password protection. You will receive a consolidated e-statement. EXPRESS CASH LOAN Obtain an express cash loan up to 75% of the credit limit and settle in equal monthly installments up to 60 months. Enjoy wide range of card Deals & Promotions. Eligibility Age Between 18 – 65 Salaried – Net Income > LKR 300,000.00 per month Self-employed – Average credit turn over > LKR 2.5Mn per month Overseas spend thresholds Foreign spend/ cash thresholds are subject to country risk evaluation, hence certain countries may have restricted spend/ cash limits. Credit Limit, Interest Rate & Fees Description Amount(LKR)/ Details/ Rates Credit Limit LKR 1,000,000.00 and above Cash Advance Limit 50% of the Credit Limit Interest Rate %p.a. 26.00% p.a.- w.e.f. 07 Sep 2024 Annual Fee* LKR 6,000.00 Joining Fee* LKR 2,750.00 Supplementary Card Fee LKR 3,000.00 Interest Free days on Purchases (maximum) 51 Days (Interest free days are applicable only when full settlement is made monthly and is not applicable for cash advances). Late Payment Fee LKR 2,000.00 (w.e.f. 01 Mar 2024) Over Limit Fee LKR 1,750.00 (w.e.f. 01 Mar 2024) Cash Advance Fee LKR 700.00 or 4.00% whichever is higher Pin Re-Issue Fee FREE Handling Fee - Paper Statement FREE Statement Copy Fee FREE Confirmation Letter issuing fee FREE Voucher Copy Retrieval Fee FREE Cheque Return - Refer to Drawer FREE Cheque Return - Other Reasons FREE Lost Card Replacement Fee FREE Overseas Courier Fee LKR 4,000.00 Limit Enhancement Fee FREE Travel Insurance Fee (per Policy) - up to 30 days FREE SMS Alert Fee ( Per Annum) FREE Fuel Surcharge 1% Overseas Transactions All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (minimum of 4.50%**) will be included to the rate at the time of billing. ** Rates are subjected to market rate fluctuations. Processing Fee In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value. ** Rates are subjected to market rate fluctuations. Cancellation Letter Issuance Fee LKR 2,000.00 Easy Payment Plan Early Settlement Fee 4% from the remaining balance. Urgent Application Processing Fee LKR 1,500.00 Processing Fee on 0% Easy Payment Plans LKR 2,000.00 (w.e.f. 01 Mar 2024) Branch Over the Counter Withdrawal Fee LKR 2,000.00 Handling Fee + 4% on the withdrawal amount (W.E.F 7th Oct 2024) Cancellation Fees (T&C apply) LKR 3,000.00 ** First Year Annual Fee will be waived off as an introductory offer. ***Joining Fee is 50% waived off as a promotional offer. How to get started Call our dedicated Premier Hotline +94112008877 Submit a Call back request. Visit Any Seylan Branch Island wide. Or Against a Fixed Deposit as Security, with 90% of you deposit value as your Credit Card Limit. Click here to view tariff Modes of Credit Card Payment Modes of Payment Payment Cut-Off Time Payment Updating TIme Payments through Seylan Internet Banking or Seylan Mobile Banking Application. 3.00 PM Real Time CEFTs transfers from a current or saving account through CEFTs enabled banks’ Internet Banking or Mobile Banking Application. Cash deposits at any Seylan Cash Deposit Machine. Cash Deposit at any Seylan Bank Branch counter. Branch Closing Time Cheque Deposits at any Seylan Bank Branch. 1.00 PM Same day if it is a Seylan Bank cheque or else upon realization. Automatic transfer instruction from Seylan Savings or Current Account (Direct Debit/Standing Instruction) N/A Same Day ( when the Direct Debit / Standing Instruction is effected) Interest Calculation No Interest will be levied (except on cash advances) if full payment is made on or before the due date. You will enjoy up to 51 days free of interest (depending on the transaction date), provided the previous months total outstanding is paid by due date in full. If full payment is not settled on or before the due date, interest will be calculated from respective transaction dates up to the billing date on reducing balance basis Interest/finance charges will be charged if full payment is made after the due date Interest will not be charged for purchases billed in current month but will be charged on the following month (from the transaction date) if not settled in full by the due date Interest to a particular transaction will be charged from the transaction date on the following month and there onward from the billing date, if rolled over. Payments are first applied to charges and then to purchase and cash advances on first in first out basis Cash advances will accrue interest from the date of transaction until it is paid in full. Sample Interest calculation What if I lose my Seylan Premier Credit Card? Loss of cards should be reported immediately to Seylan Card Centre on 24 hour dedicated Premier hotline +94 112008877 and follow up with a letter. The cardholder will not be liable for any transactions performed subsequent to informing the loss of the card to the bank. Terms & How long will it take to obtain a Seylan Premier Credit Card? It will take a minimum of 7 working days and maximum of 10 working days once the relevant documents are handed to the Branch/ Sales officer/Card Centre. How is the minimum payment calculated? Minimum Payment = 3% of outstanding purchases and cash advances + 100% of interest, fees and the overdue amount (if any) On what basis will the bank charge, the late payment fee? If the customer fails to pay the minimum payment on or before the due date the late payment fee will be charged. On what basis is the over limit fee charged? If the customer exceeds the approved credit limit at any at any given date of the particular billing cycle, an over limit fee will be charged. Terms and Conditions General Conditions No refund of Annual Fees will be made if the card is terminated or not accepted. No Financial Charges will be levied (except on Cash Advance) if full settlement is made monthly on or before due date. Additional expenses, such as legal fees, credit transfers, cheque issuance and overseas charges (e.g. courier, fax, postage etc.) will be levied where incurred. Secure Card (against Fixed Deposits) will be issued “First Year Free” and will attract “Lower” Interest rate. LKR 25.00 will be charged for every LKR 1,000 spent on foreign transactions (Government Stamp Duty). The Bank reserves the right to change the above rates at any time with prior notice. Agreement & Conduct: Credit Card Holder Agreement Code of Conduct for Credit Card Operations Format of Credit Card Monthly Statement Foreign Exchange regulations applicable for Electronic Fund Transfer Card /EFTC
World Mastercard Credit Card
Seylan World Mastercard Credit Card is more than just a card, it is your opportunity designed to step into a world of offers, privileges and exclusive benefits. Benefits & features Maximize the usage of your Seylan World Mastercard Credit Card 50% waiver on the First Year Joining Fee & Annual Fee Waived off for the 1st Year as an introductory offer. Enjoy amazing offers & benefits with the first year annual fee waived off. Travel Insurance 30 Days Free Travel Insurance when you purchase the return Air ticket through your Seylan World MasterCard Credit Card LoungeKey program Experience superior lounge facilities such as refreshments, spas, free Wi-Fi access with LoungeKey access to over 1100 Lounges in over 130 countries worldwide.Cardholder's first lounge visit for the year will be complementary. Find Out More > 800+ Offers worldwide Enjoy the finest deals with over 800+ merchants worldwide. Be it clothing, dining, electronics, accessories, education, health, online or holiday offers, Seylan Bank have you covered. TPC Golf Enjoy priceless privileges and golfing benefits at selected TPC courses with access to private clubs and resort courses around the world, membership amenities and welcome gifts. Find Out More > Cash Advance Obtain cash withdrawals up to 50% from your available Credit limit. SMS Alerts Free SMS alerts on your Credit Card transactions to the registered mobile number Global Healthcare & Medical Packages Access to world class hospitals in Singapore, Malaysia & Thailand from Global Health & Travel at exclusive rates Find Out More > Mastercard Priceless Cities Platform Exclusive, cardholder-only access to exceptional, curated experiences in the world's most exciting destinations Find Out More > NFC enabled Contactless payments let you perform secure transactions without swiping or dipping your card Seylan Cards Rewards points on Purchase transactions Enjoy Rewards points for locally / Overseas spent. Transactions of more than LKR 1000 will be elligible. Visit Seylan Credit Card Reward Program to enroll & for more details. Installment Plan facilities Manage your Credit Card payments with convenience using Installment plan facilities Find Out More > Seylan e-statements Seylan e-statements are provided with password protection. You will receive a consolidated e-statement. Find Out More > A wide range of “Deals and Promotions” Deals and Promotions > Eligibility criteria Age between 18-65 years Salaried - Net income > LKR 300,000/- (per month) Self employed - Average Credit turn over > LKR 2.5Mn per month Self employed Limit to be decided upon credit evaluation only. Overseas spend thresholds Foreign spend/ cash thresholds are subject to country risk evaluation, hence certain countries may have restricted spend/ cash limits. Credit Limits, Interest Rate & Fees Description Amount (LKR)/ Details/ Rates Credit Limit LKR 1,000,000.00 and above Cash Advance Limit 50% of the Credit Limit Interest Rate %p.a. 26.00% p.a.- w.e.f. 07 Sep 2024 Annual Fee* LKR 6,000.00 Joining Fee* LKR 2,750.00 Supplementary Card Fee LKR 3,000.00 Interest Free days on Purchases (maximum) 51 Days (Interest free days are applicable only when full settlement is made monthly and is not applicable for cash advances). Late Payment Fee LKR 2,000.00 (w.e.f. 01 Mar 2024) Over Limit Fee LKR 1,750.00 (w.e.f. 01 Mar 2024) Cash Advance Fee LKR 700.00 or 4% whichever is higher Pin Re-Issue Fee FREE Handling Fee - Paper Statement FREE Statement Copy Fee FREE Confirmation Letter issuing fee FREE Voucher Copy Retrieval Fee FREE Cheque Return - Refer to Drawer FREE Cheque Return - Other Reasons FREE Lost Card Replacement Fee FREE Overseas Courier Fee LKR 4,000.00 Limit Enhancement Fee FREE Travel Insurance Fee (per Policy) - Up to 30 days FREE SMS Alert Fee ( Per Annum) FREE Fuel Surcharge 1% Overseas Transactions All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 4.50%**, apart from the initially authorized amount. This applies to all Card transactions done at overseas merchants /service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) as well, since the settlement of such transactions from the Bank to Merchant occurs in a foreign currency. **Rate is subject to foreign exchange market rate fluctuations. Processing Fee Not Applicable Cancellation Letter Issuance Fee LKR 2,000.00 Easy Payment Plan Early Settlement Fee 4% from the remaining balance. Urgent Application Processing Fee LKR 1,500.00 Processing Fee on 0% Easy Payment Plans LKR 2,000.00 (w.e.f. 01 Mar 2024) Branch Over the Counter Withdrawal Fee LKR 2000.00 Handling Fee + 4% on the withdrawal amount (W.E.F 7th Oct 2024) Cancellation Fees (T&C apply) LKR 3,000.00 *First year Annual fee will be waived off as an introductory offer. ***Joining Fee is 50% waived off as a promotional offer How to get started Call our dedicated Premier Hotline +94 112 008 877. Submit a call back request. Visit any Seylan branch Island wide Or Against a Fixed Deposit as Security, with 90% of you deposit value as your Credit Card Limit. Click here to view tariff Modes of Credit Card payment Modes of Payment Payment Cut-Off Time Payment Updating Time Payments through Seylan Internet Banking or Seylan Mobile Banking Application. 3.00 PM Real Time CEFTs transfers from a current or saving account through CEFTs enabled banks’ Internet Banking or Mobile Banking Application. Cash deposits at any Seylan Cash Deposit Machine. Cash Deposit at any Seylan Bank Branch counter. Branch Closing Time Cheque Deposits at any Seylan Bank Branch. 1.00 PM Same day if it is a Seylan Bank cheque or else upon realization. Automatic transfer instruction from Seylan Savings or Current Account (Direct Debit/Standing Instruction) N/A Same day ( when the Direct Debit/ Standing Instruction is effected) Interest Calculation No Interest will be levied (except on cash advances) if full payment is made on or before the due date. You will enjoy up to 51 days free of interest (depending on the transaction date), provided the previous months total outstanding is paid by due date in full. If full payment is not settled on or before the due date, interest will be calculated from respective transaction dates up to the billing date on reducing balance basis Interest/finance charges will be charged if full payment is made after the due date Interest will not be charged for purchases billed in current month but will be charged on the following month (from the transaction date) if not settled in full by the due date Interest to a particular transaction will be charged from the transaction date on the following month and there onward from the billing date, if rolled over. Payments are first applied to charges and then to purchase and cash advances on first in first out basis Cash advances will accrue interest from the date of transaction until it is paid in full. Sample Interest calculation. Terms and Conditions General Conditions No refund of Annual Fees will be made if the card is terminated or not accepted. No Financial Charges will be levied (except on Cash Advance) if full settlement is made monthly on or before due date. Additional expenses, such as legal fees, credit transfers, cheque issuance and overseas charges (e.g. courier, fax, postage etc.) will be levied where incurred. Secure Card (against Fixed Deposits) will be issued “First Year Free” and will attract Lower Interest rate. LKR 25.00 will be charged for every LKR1,000.00 spent on foreign transactions (Government Stamp Duty) The Bank reserves the right to change the above rates at any time with prior notice. Agreement & Conduct: Credit Card Holder Agreement Code of Conduct for Credit Card Operations Format of Credit Card Monthly Statement Foreign Exchange regulations applicable for Electronic Fund Transfer Card /EFTC
IIA
Inward Investment Account (IIA) is a special account designated for eligible investor’s resident in or outside Sri Lanka to route funds to invest in the permitted investments. The currency, in which the account maintained, can be converted to any other designated currency at the discretion of the account holder. Can be opened individually, jointly or under business. No exchange risk if placed in foreign currency. Reconversion of Sri Lankan Rupee investments to any designated foreign currencies. View details via Internet and Mobile banking. Permitted Investment from IIA Term deposits in banks. Immovable properties. Shares of Stock exchange listed & non-listed companies. Government securities(Treasury bills, Treasury bonds) Units in Unit Trusts or Mutual funds. Granting loans to companies incorporated in Sri Lanka. Type of Accounts The following account types could be opened individually or jointly by eligible investors in Sri Lankan rupees or in any designated foreign currency. Savings Account Fixed deposit Current Account (without cheque drawing facility) Eligibility Criteria Citizens of foreign states resident in or outside Sri Lanka Sri Lankan citizens resident outside Sri Lanka Non-national of Sri Lankan origin, resident outside Sri Lanka Companies incorporated outside Sri Lanka Foreign Institutional investors such as country funds, mutual funds and regional funds Documents Required Valid passport (visa where applicable) Documents in respect of companies/Institutions. Note: Other documents may be requested by the bank to ensure better customer service in the future. Credits Proceeds of inward remittance received from abroad through banking system for the purpose of the investment. Foreign currency in a form of bank drafts or bank notes brought into the country by the account holder. Interest accruing on the funds held in the account. Dividents,sale or maturity proceeds, disposal of liquidation, capital redemption, share buyback, profits surplus funds, rental incomes, recovery of principal, interest or any other related income received from capital transactions undertaken in Sri Lanka as permitted under the provisions of the Foreign Exchange Act,No.12 of 2017. Sales proceeds of immovable property including capital gains, leasehold rights, sub-lease hold rights, received in Sri Lanka Rupees where such investment made through IIA. Debits Outward remittances in favor of the account holder Transfers to IIA,PFCA of the same account holder Disbursement in Sri Lanka in Sri Lankan rupees Payments relating to capital transactions undertaken in Sri Lanka by persons resident outside Sri Lanka in terms of the permissions granted under the provisions of the Foreign Exchange Act,No.12 of 2017. Conditions Minimum balance requirement to earn interest: Currency Minimum Balance LKR 20,000.00 USD 100.00 GBP 100.00 EUR 100.00 AUD 150.00 JPY 15,000.00 For applicable fees visit service charges Ready? Submit your IIA application online now or Download your application. FAQ Can I have online access to an IIA ? Yes Can I have IIAs in any designated currencies and make investments in bank deposit products ? Yes,can maintain in any designated currency.
List of Apartments
Apply for a Home Loan 1.YOLO Prime Group – Kiribathgoda (Lot X in Plan No.9895 dated 04/01/2024 made by H K Mahinda Ls, situated at Makola, Kiribathgoda) 2.Hanthana Hills Estate – Hanthana (JAT Property Group) (Lot No.1-84 in Plan No.HNDA/2014/1 dated 02/02/2013 made by H M T J Pitawala Ls, situated at Hanthana, Kandy) 3. Home Lands Skyline Canterbury Lexus Golf Apartments – Kahathuduwa (Lot No.1A in Plan No.1084 dated 23/04/2021 made by A W Perera Ls, situated at Palannoruwa, Kahathuduwa) 4. Prime Villas - Dalugama (Lots 4 – 23 in Plan No.8640 dated 20.02.2020 made by H.K. Mahinda Ls, situated at Dalugama, Kelaniya) 5.Capital Heights – Rajagiriya (Lot 2 in Plan No.12375 dated 13.03.2016 made by G.B. Dodanwela Ls, situated at No.54, Buthgamuwa Road, Rajagiriya) 6. Prime Aurora - Mattegoda (Lots 1 – 157 in Plan No.5785 dated 30.07.2019 made by A.K. Matararachchi Ls, situated at Siyabalagoda, Mattegoda, Homagama) 7. Santorini Resort Apartments & Residencies - Negombo (Lot A in Plan No.2144 dated 29.06.2012 made by K.S. Dasanayake Ls, situated at Kadirana Road, Negombo) 8. Regent Homes – Lake Road, Pelawatta (Lot 1 – 14 in Plan No. 3814 dated 19.12.2016 made by B. K. S. Bamunusinghe Ls, situated at 483, DS Wewa Road, Averihena, Hokandara South) 9. Elliot Residencies (UDA Project) – Eliot Place , Borella (Lot 01 in Plan No. 3499 dated 23.06.2018 made by W W Silva Ls, situated at No 25,Elliot Place, Borella) 10.Aquaria by Access Residencies 2 – Colombo 05 (Lot A in Plan No.13084 dated 19.02.2018 made by G B Dodanwela Ls, situated at 160/20, Kirimandala Mawatha, Narahenpita) 11. Trillium Havelock Residencies – Colombo 05 (Lot 1 in Plan No.5047 dated 09.02.2016 made by K.D.G. Weerasinghe Ls, situated at 185/15, Havelock Road, Colombo 05.) 12. Cinnamon Life Integrated Resort – Colombo 02 (Lot Unit No.09-B16 Condominium Plan No.2347 (land parcel boundaries of Lot 04) dated 22.10.2014 made by Sudam Siripala Ls, situated at Slave Island, Colombo 02) 13.Trillium Residencies – Nugegoda (Lot X in Plan No. 354/2015 dated 30.09.2015 made by G.P.V. Kusumsiri Ls, situated at Cemetery Road, Embuldeniya, Nugegoda) 14. Waterfall Residencies – Malabe (Lot 1-52 & 54-65 in Plan No.8576A dated 19.12.2019 made by H.K. Mahinda Ls, situated at Chandrika Kumarathunga Mawatha, Malabe) 15.Viyathpura Green City for Professionals – Pannipitiya. ( Lot 1A in Plan No 2797 dated 21.06.2017 made by Roshan Ginige (Ls) situated Pannipitiya) 16. Homelands Skyline Elixia 3Cs – Malabe (Lot No.1 and 2 in Plan No. 768 dated 28.04.2020 made by A W Perera Ls, situated at Welivita, Kaduwela) 17. Homelands Skyline Canterbury Golf Apartments – Kahathuduwa (Lot No.D in Plan No.418 dated 20.09.2018 made by A W Perera Ls, situated at Gonapola, Kahathuduwa) 18.Urban Heights - Wattala (Plan No. 3540 dated 02.03.2018 made by I A Wijethilaka Ls, situated at Hendala, Wattala) 19. Ocean Front Condos - Galle (Plan No.5315 dated 16.06.2016 made by K M A H Bandara Ls, situated at Dadalla, Galle) 20.Prime Residencies – Castle Street (Plan No.3837 dated 16.09.2015 made by S Krishnapillai Ls, situated at Castle Street, Colombo 08) 21.Grand Residencies – Dehiwala (Plan No.6637 dated 20.11.2015 made by K V M W Samaranayake Ls, situated at Sri Saranankara Road, Dehiwala) 22.Sky Reach Ventures (Pvt) Ltd – Kaduwela Lot 105 in Plan No.8218 dated 12.11.2017 made by A. R. Silva Ls, situated at Melford Estate, Kaduwela. 23. Prime Lake Villas – Kandy Dambarawa (Lots 1 – 43 in Plan No.177 dated 20.09.2017 made by B D Premarathne Ls, situated at Dambarawa village Kundasale) 24. Aster Residencies - Nugegoda (Lot 1 in Plan No.4059 dated 10.02.2018 made by P M Sunil Ls, situated at Kirulapone Road, Nugogoda) 25. Prime Residencies - Kiribathgoda (Lot X in Plan No.6223 dated 23.03.2015 made by H K Mahinda Ls, Mahara, Karagahamuna, Kadawatha) 26. Prime Urban Art – Kottawa (Lots 1-201 depicted in Plan No.7359 dated 10.10.2017 made by H K Mahinda Ls, situated at Rukmale, Kottawa) 27. Prime Nova - Thalawathugoda (Lots 3A & 3B in Plan No.4785A & Lots 5A & 5B in Plan No.4807 made by A K Matharachchi Ls, situated at Thalawathugoda) 28. Lux Highway Residencies – Kottawa (Lot X in Plan No.2015/56 dated 22.06.2015 made by I T Madola Ls, situated at Makumbura, Kottawa) 29. 77 On Fourth Residencies - Nawala (Lot 2A depicted in Plan No.7579/9000 dated 11.01.2015 made by S. Wickramasinghe Ls, situated at Nawala) 30. TRI-ZEN - Colombo 02 (Lot 02 in Plan No.12618 dated 20.07.2017 made by Gamini B. Dodanwela Ls, situated at Dr. Colvin R De Silva Mawatha, Colombo 02) 31. Park Heights – Park Road, Colombo 05 (Lot B1 depicted in Plan No.3505 dated 07.07.2014 made by S Krishnapilli Ls, situated along Park Road, Thimbirigasyaya) 32. Marina Square – Colombo 15 (Lot 1 in Plan No.12263 dated 23.01.2017 made by G.B. Dodanwela Ls, situated at Ward No.05, Lanupokuna) 33. JAT 96 Residencies - Pagoda (Lot 1 in Plan No.14103 dated 21.03.2016 made by Saliya Wickramasinghe Ls, situated at Pita Kotte) 34. Coral Saffron – Colombo 15 (Lot XA in Plan No. 10463 dated 27.09.2014 made by K. Selvaratnam Ls, situated at Aluthmawatha Road, Mutwal) 35. City Edge Residencies – Waragoda, Kelaniya (Lot A in Provincial Condominium Plan No.3440, dated 01.03.2016 made by U K G P S Pushpakumara Ls, situated at Wedamulla, Kelaniya) 36. King Alfred Palace – Colombo 03 Lot 01 in Plan No.2000/46 dated 13.07.2000 made by N Abesiri Ls, situated at Alfred House Garden, Bambalapitiya) 37. Glorious Residencies – Colombo 12 (Lot A in Plan No.8524 dated 20.11.2014 made by M.L.N. Perera Ls, situated at Srimath Bandaranayake Mawatha, Colombo 12) 38. The One – Chatham Street - Colombo 01 (Lot 01 in Plan No.12959 dated 21.12.2017 made by Gamini B Dodanwela Ls, situated at Chatham Street, Colombo 01) 39. Span Towers – Havelock Road, Colombo 06 (Lot X in Plan No.3687 dated 12.03.2015 made by S Krishnapillai Ls, situated at Sri Sambuddhathwa Jayanthi Mawatha, Wellawatta) 40. Porshia Skyline Residencies - Nugegoda (Lot 1 in Plan No. 2016/13 dated 27.09.2016 made by I.T. Madola Ls, situated at Nawala) 41. Land Maark Tower 06 – Colombo 06 (Lot X in Plan No. 3978 dated 03.03.2016 made by S. Krishnapillai Ls, situated at Rudra Mawatha, Wellawatta) 42. Capital Trust Residencies – Colombo 05 Lot X in Plan No.14107A dated 03.05.2016 made by S. Wickramasinghe Ls, situated at Thimbirigasyaya Road, Colombo 05) 43. Havelock City phase 4 (Peterson and Edmonton Towers) - Wellawatta (Lot B & D in Plan No.10804 dated 26.02.2015 made by G.B. Dodanwela Ls, situated at Wellawatta) 44. Expo Grand - Kotahena (Lot X depicted in semi condominium Plan No.4203 dated 12.05.2017 made by S. Krishnapillai Ls, situated at Kotahena) 45. Treasure Trove Residencies - Borella (Plan No.2016/108 dated 10.06.2016 made by I.T. Madola Ls, situated at Dr. N M Perera Mawatha, Borella) 46. Suncity @ 116 - Moratuwa (Plan No.1781 dated 25.06.2016 made be M. P. Ranjith Ananda Ls, situated at Rawathawatta, Moratuwa) 47. Latitude - Kirulapone (Plan No.13645 dated 19.06.2015 made by S. wickramasinghe Ls, situated at Kirulapone) 48. Prime 194 - Nugegoda (Plan No.3641 dated 20.01. 2015 made by S. Krishnapillai LS , situated at Kalubowila) 49. Mount Clifford Range - Homagama (Plan No.2543 dated 30.04.2013 made by K.W.D. Chandrani LS , situated at Magammana Homagama) 50. Housing Development Project (Urban Development Authority) - Borella [Plan No.2159 dated 28.12.2012 made by G.M. Silva LS , situated at Pelengasthuduwa Borella (Government employees only)] 51. Four Four Seven Luna Tower - Union Place (Plan No.21537 A dated 13.09.2015 made by M.G. Nasoor LS , situated at No.447, Union Place, Colombo 02) 52. Prime Grand – Ward Place (Plan No.7654 dated 12.08.2013 made by M.L.N. Perera LS, situated at Ward Place, Cinnamon Gardens) 53. The Highness Project – Welikada (Plan No.2015/22 dated 06.05.2015 made by I T Madola LS, situated at Welikada) 54. Prime Residencies Aqua – Nawala (Plan No.19/2014 dated 20.03.2014 made by D Joy de Silva LS, situated at Nawala) 55. Colombo City Centre – Colombo 02 Plan No.3664 dated 06.08.2013 made by S D Ediriwickrama LS, situated at Colombo 02. 56. Greenvalley – Jalthara, Homagama Plan No.110 dated 27.06.2014 made by B K V Ranjanie LS, situated at Jalthara, Homagama. 57. Capital Trust Fortress – Ethulkotte2 Plan No.13910 dated 04.01.2016 made by S. Wickramasinghe LS, situated at Ethulkotte, Sri Jayawardenapura. 58. Fairway Koswatta - Battaramulla Plan No.1658A dated 31.03.2015 made by D A Weerakkody LS, situated at Koswatta, Battaramulla. 59. Havelock City-(Stratford Tower and Melford Tower) 28 storied apartment building for 293 dwelling units in Block E & F, Premises No.324, Havelock Road, Colombo-6. 60. Prime Residencies – Habarakada Project Con Plan No.5494 dated 22.04.2014 K.V.M.W.Samaranayake Ls, situated at Parakum Mawatha, Habarakada. 61. Astoria- Kollupitiya Project (Premises No. 418, R.A.De Mel Mawatha, Colombo 3) 62. Altair – Union Place Project (Premises No.127,Sir James Peiris Mawatha, Colombo 2) 63. Fairway Sky gardens- Rajagiriya Project (Con Plan No.13286 dated 30.10.2014 made by S.Wickramasinghe Ls, situated at Perera Mawatha,Kotuwegoda, Rajagiriya) 64. Coral Property Developers- Wellawatta Project (Con Plan 3065dated 01.02.2014 made by K.Kanagasinghem Ls, situated at Fredrica Road, Colombo 6) 65. Lucky Plaza – Kollupitiya Project (Con Plan no. 3695 dated 18.09.1992 made by p.sinnathamby Ls, situated at St. Anthonys Mawatha, Colombo 3) 66. Savrano- Kohuwala Project (Con Plan 10801 dated 02.03.2015 made by G.B.Dodanwala Ls, situated at Sunethradevi Rd, Kohuwala, Nugegoda) 67. Vesta Park – Dehiwala Project (Con Plan No. 11143 dated 19.11.2008 K.Selveratnam Ls, Inner Fairline Rd, Dehiwala) 68. Prime Residencies – Rajagiriya Project5 (Con Plan No. 3664 dated 24.02.2015 made by S.Krishnapille Ls, situated at Dharmapala Mawatha, Kalapaluwawa, Rajagiriya) 69. Oasis Residencies – Wellawatta Project (Con.plan No. 2001/153 dated 20.06.2001 made by G.Chandrasena Ls, situated at Vivekananda Road, Wellawatta) 70. On 320 – Union Place Project (Premises No. 320, Dr. Colvin R De Silva Mawatha, Colombo2) 71. Crescat Apartments – Kollupitiya Project (Con.Plan No.3206 dated 10.08.1999 made by G.B.Dodanwala Ls, situated at Kollupitiya Rd, Kollupitiya) 72. Verdant Villas Negombo – Land plots blocked out and approved for Residential purpose. (Lot Nos. 1 – 92 in Plan no. 5734A made by K V M W Samaranayake Ls, situated at Air Force Camp Road, Kadirana)
Seylan Online Banking For Personal
Ready to get started with Seylan Personal Online Banking? Self Registration You can now register for Internet banking by yourself at the comfort of your home. Strong and Secure Your accounts are now safe and confidential with Seylan Internet Banking. You can now secure your accounts using the multi-factor authentication. Multi-factor Authentication × “Stay a step ahead of cyber threats with a triple-layer security for your Internet banking” We have introduced a new feature; Three Factor Authentication, to enhance the security of your Internet banking experience. This is an optional multi-factor authentication, that adds extra safety to your account. If you enable Three Factor Authentication, you will be challenged with the below steps during the login process. 1st Challenge – Username 2nd Challenge – Password 3rd Challenge (optional) – Security Questions or Third Challenge You can choose Security Questions or Soft Token as your 3rd Challenge. You can always change your Three Factor Authentication settings by logging in to your Internet banking account. Generate Secure OTP via Seylan Soft Token Securely generate your own OTP with the Seylan Soft Token App to perform Online and Mobile Banking transactions where ever you are, reducing the risks associated with SMS OTP and email OTP. For more details click here. Self-Password Reset You can now reset your password by your own without having to visit the bank. Current & Savings Accounts Manage all your Savings Accounts and Current Accounts registered under your NIC number. Fund Transfer Carry out Fund transfers across Seylan accounts and other bank accounts. Bill Payments Easily pay your utility bills ranging from communication, water, electricity, transportation, insurance, etc. Credit Card Services Using your Seylan credit Cards you can now carry out bill payments, settle payments, cash advances and request statements for your credit cards. Open Fixed Deposits & Savings Accounts Conveniently open new Fixed Deposits and Savings Accounts on your own with Seylan Online banking. Loan Against Fixed Deposit Easily obtain a loan against your Fixed Deposit without visiting the branch. Enjoy a hassle-free process with flexible repayment options - all through Seylan Online Banking. Click here for user guide. Get Started Here’s what you’ll need to register Your account number – Savings or Current Fixed Deposit or Credit Card (Primary) Update your Mobile Number and Mail Address with the bank Once you are ready to register simply follow our handy step-by-step guide for Seylan Online Banking Self Registration. Do not forget: To read the “Terms and conditions” for internet banking. Ensure all the information provided by you are accurate. Update your phone number with the bank to experience better service. Whenever you are not accessing your accounts “DO NOT” divulge the password to anyone. FAQ What are the registration charges? Joining fee is free of charge. What are the charges for transactions? Free fund transfers - within bank transfers free of charge and fund transfers to other bank accounts is Rs.25 per transaction Utility bill payments - free of charge Credit Card payments – Seylan Credit card free of charge & Other Bank credit card payments Rs.25 per transaction Who do I contact for help? Call us on 011 200 8888 or mail us at info@seylan.lk What are you waiting for? Don’t forget, you can also register for our mobile app! Download The Seylan Mobile App and fulfill your banking need while you are on the move. Soft Token Mobile App Seylan Online Banking Soft Token is an application that generates a "One Time Password (OTP)" to perform transactions via Online banking and Mobile Banking. This app will eliminate the process of waiting for a ONE-TIME PASSWORD usually sent via SMS. This service also works offline hence you don’t need to have an active data service on your phone therefore saving time and money when overseas. Seylan Soft Token App is available for all iOS and Android devices and can be found on the respective app stores. How to register for Soft Token? Click here for more details Benefits of Seylan Online banking Soft Token? You can avoid any delays or accessibility via SMS It also works when you are overseas on offline (no data) mode Eliminates the hassle of activating Roaming as this app works without network coverage Ability to switch from Soft Token to SMS OTP When to use the Soft Token Application to generate an OTP? At the time when creating new fund transfer beneficiary When making Ad-Hoc Fund Transfers & bill payments Placing standing orders When creating Sri Lanka Customs payments
0% Easy Payment Plans at Selected Merchants
With Seylan Credit Cards you have the option of buying what you desire and pay in equal monthly installments at our selected partner merchant outlets. Features Buy more than one item on each in an installment plan. Earn Seylan Cards Rewards (T& C Apply). Please note that the minimum value on each individual plan should be LKR 10,000/- while the maximum total value is up to LKR 1,000,000/- within your credit limit. Eligibility criteria All Seylan Credit Cardholders are eligible to take up this offer. Terms and Conditions Maximum Transaction value per Cardholder per transaction will be LKR 1,000,000/- & minimum transaction value will be LKR 10,000/- . The maximum tenure of the 0% Easy Payment Plan Facility will depend on the agreement between the Merchant and/or the Bank. In case the Cardholder wishes to settle the Payment Plan before the due period, the Cardholder should inform Seylan Call Centre of his/her intention to close the Extended Settlement Plan on the Card account. In such event of an early settlement, a 4.00% early settlement fee shall be applicable from the remaining Extended Settlement Plan facility’s total outstanding amount. The Bank accepts no responsibility in any way for any goods or services purchased and any dispute relating to same should be resolved by the Cardholder directly with the partner and any claim by the Cardholder against the partner will not relieve the Cardholder from his/her obligation for repayment to the Bank. The General Terms & Conditions of Seylan Bank PLC will apply. The Bank reserves the right to change the above rates at any time appropriately with prior notice.
VISA Multi Currency Travel Card
Looking for the perfect travel companion for all your International Trips? Seylan Multi Currency Travel Card is the safest and most convenient way to carry your foreign currency.Get your Card loaded with five foreign currencies at any given time for a hassle- free journey. Click here to view balance Benefits: A Pre-Paid VISA Card issued with multiple currencies in USD, GBP, EUR, AUD, SAR. No exposure to currency fluctuations. Free Medical Cover up to USD 50,000 for currency loading above USD 500 or equivalent per Card. Travel Insurance validity is 60 days from the Departure Date. Special Medical Cover up to USD 100,000 for currency loading above USD 500 or equivalent per Card, at a nominal fee of LKR 3,500. Travel Insurance validity is 90 days from the Departure Date. Manage the card online via Pin protected Customer Portal. Chip protected multi-currency travel card. Free Cash Withdrawals from Seylan ATMs. For wallet to wallet funds transfers, please contact the 24 hour Call Centre +94 112008888. Worldwide acceptance at over 30 million Visa accredited merchants and in over 2.2 million ATMs. Get started: Step 1: Visit any Branch Island Wide Step 2: Submit the following documents Travel Card Application Valid Passport Air Ticket Visa / Document on travel proof Step 3: You must confirm to Exchange Control Regulations. Note : Any other documents pertaining to the matter will be requested by the bank, to ensure better customer service in the future. Tariff Details Charges/ Fee Issuance – Individual LKR 600.00 Issuance – Corporate LKR 750.00 Supplementary Card Fee LKR 600.00 Load 2% commission on loading value Re-load 2% commission on re-loading value Balance Inquiry (Seylan ATMs) Free Balance Inquiry (Other Banks ATMs) USD 0.50 (or equivalent ) Cash withdrawal (Seylan ATMs) Free Cash withdrawal (Other Banks ATMs) USD 2.00 (or equivalent ) (Some ATM operators may charge a fee separately & will notify the same) (Please note that certain Banks levy an additional ATM fee which is notified to card member prior to transaction is performed, enabling card member to proceed with the transaction at the card member's discretion ) (Please ensure that sufficient funds are available (inclusive of above both ATM charges) in any one wallet, since partial authorizations are not allowed) Declined ATM transaction (due to insufficient funds ,PIN tries exceed) at Other Banks ATMs USD 0.50 (or equivalent ) Cash withdrawal Limit (ATMs) USD 10,000 per day (or equivalent) (Daily ATM withdrawal limit of bank's will apply) Transaction Limit-Daily (POS) USD 20,000 (or equivalent) Transaction Limit-Daily (E-com) USD 2,500 (or equivalent) SMS Alert Free Card Replacement charges LKR 600.00 Pin reissuance charges on the web Free Encashment Rs 300/- per transaction Wallet to Wallet funds transfer please contact our 24 hours call centre Tel. 0112 008888 * The Bank reserves the right to change the above rates at any time with prior notice. See all Service Charges
Home Loan
Having your own home is one of the greatest achievements one would like to have in life. Seylan Home loans offer affordable and flexible housing loan schemes that can turn your dream to a reality. A Seylan home loan can range from rupees five hundred thousand to one hundred million (LKR 500,000 – LKR 100,000,000) by submitting minimum documentation. Seylan home loans are offered at a competitive interest rate along with special Advisory Services. Furthermore customers can also choose repayment plans stretching up to 25 years, depending on their repayment capacity and age. We have products to suit every budget, taste and need. Whether you are self-employed or working in an organization, Seylan Bank offers a loan that is just perfect for you. Benefits: Meet your purpose: Purchase or construct a house, Purchase a block of land, Renovate, Extend or Complete an existing house, Purchase a Condominium apartment, Redeem an existing housing loan, Home improvements (Interior decor, Pantry cupboards, Landscaping or any other requirements) Attractive interest rates: We offer attractive home loan rates that makes your housing loans affordable and easier to repay. Balance transfer facility: Not satisfied with your existing Home Loan Provider? You can transfer your home loan to us without any hassles. Loan Amount: From a minimum of Rs. 1,000,000/- based on the applicant's repayment capacity and value of property. Maximum loan amount Rs. 100 Million. Purchase a Condominium Apartment: List of Condominium Apartment Eligibility: Salaried Employees Professionals Businessmen Sri Lankans employed abroad Joint borrowers with spouse Parents with Son/Daughter over 18 years of age. Simple Steps for a Home Loan Find out how much you could borrow Two minutes with our Loan Calculator to make your decision making process easy. Complete your application You can download your Seylan Home loans application form. Or Request through the following options: Option 1 : Submit your Request Form. We will contact you within 48hrs. Option 2 : Visit nearest branch Option 3 : Call hotline to check +9411 200 88 88 Online Banking Apply for our internet banking and monitor your settlements from home. Service Charges Click here to see all home loan charges
Tikiri Savings Account
The good habit of savings should be incurred in children at their tender ages. “Seylan Tikiri” Savings Account for your kid is a great way to teach money management skills and pave their way to financial success. The best savings account for your kid has great interest rates and gifts. Benefits Bonus interest will be computed on the Tikiri interest and credited on monthly basis. Tikiri account holders of 15 years and below only will be eligible for the Gift Voucher or Value Credit to the Tikiri Account. You have the choice of selecting gift vouchers to purchase gifts from below mentioned reputed merchants; Singer Softlogic Abans DSI Bike DSI Footwear Sarasavi CIB Gift Voutcher Account Balance Gift Voucher Entitled*/ Tikiri Account Value Credit (instead of gift voucher) LKR 2,000.00 LKR 200.00 LKR 5,000.00 LKR 500.00 LKR 10,000.00 LKR 1,000.00 LKR 30,000.00 LKR 1,500.00 LKR 50,000.00 LKR 5,500.00 LKR 75,000.00 LKR 6,000.00 LKR 100,000.00 LKR 9,000.00 LKR 150,000.00 LKR 11,000.00 LKR 250,000.00 LKR 12,500.00 LKR 500,000.00 LKR 17,500.00 LKR 1,000,000.00 LKR 22,500.00 LKR 2,000,000.00 LKR 30,000.00 Grade 5 Scholarship Grant – Up to LKR 100,000 under Mega Rewards Benefit Scheme
Personal Current Account
We at Seylan Bank recognizing these needs, present you our Seylan Current Account for all kind of business requirements. It gives you the convenience of managing your day- to- day transactions. You do not need to carry cash to effect your transactions such as utility bills, payments of personal debts or presenting gifts. All of these could be performed through your Seylan Bank cheques. Enjoy the following feature: Type of accounts : Personal and Joint Accounts 24/7 access- you can access your account anytime, anywhere with our Internet Banking, Phone Banking , SMS banking Convenient Banking with –Island wide Branch network , ATM network & 365 day Banking. Visa Debit Card – A secured and quick method of buying goods and services. Entitle yourself - for “Mega Rewards” scheme by maintaining a minimum balance of LKR 20,000/-. Cheque Book Facility. Free Monthly Statement Facility. Make bulk payment easy with Seylan Payroll. Eligibility 18 Years and above Screening client for competency of maintaining current account of high esteem. Documents Required: National Identity Card or Valid Passport/ Valid Driving license with NIC number Agreed terms & conditions For more downloads click here. Note:If the address differs from the given document, a billing proof not less than 3 months should be submitted. Any other documents pertaining to the matter will be requested by the bank, to ensure better customer service in the future. Other Requirements: Personal / Joint Accounts: Introduction according to the bank regulation. KYC information
VISA Platinum Credit Card
Upgrade yourself by getting access to the most preferred Credit Card in the market and enjoy bountiful offers made just for you. Benefits Up to 51 days of Interest – Free – Credit. SMS Alert in every transaction to ensure high security. Enjoy attractive Promotional discounts right throughout the year, when you pay with your Seylan VISA Platinum Card. Manage your Credit Card payments with convenience using the Call & Convert Installment Plan Facility. Enjoy purchasing with 0% interest free Installment Schemes on selected categories. View your statements on the go with Seylan e-statement. Purchase your “Return Air Ticket” using your Visa Platinum Credit Card and obtain a Travel Insurance cover at a minimal rate. Enjoy Flexible payment plans with “Seylan Express Cash”. Get a “Cash Advance” from your Seylan Platinum Credit Card from any ATM machine. Supplementary Credit Card for your loved ones. Transfer your other bank Credit Card balances to Seylan Credit Card and enjoy savings using Seylan Bank Balance Transfer Instalment Plan option ( T & C Apply) Seylan VISA Platinum Credit Card is now Paywave enabled making transactions swift and easy for all customers. Get your Seylan Credit Card updates via a SMS Anywhere, Anytime. First Year Joining Fee Charged & Annual Fee Second Year Onwards. Simply swipe your card to enroll in the Seylan Credit Card Reward Program. Get started: Eligibility Sri Lankan citizens of 18 years and above Minimum monthly income of LKR 150,000.00(net). Or Instant Credit Card when you place a Fixed Deposit as Security, with 90% of your deposit value as your Credit Card Limit. Click here to view tariff Documents Required National Identity Card Last 3 Months Certified Pay slips Billing Proof Letter of Confirmation Note : Any other documents pertaining to the matter will be requested by the bank, to ensure better customer service in the future. Apply Now Option 1 : Simply call us on 24/7 our customer care +94 11 200 88 88 Option 2 : Simply submit a request online. Option 3 : Visit the nearest Branch Check your Balance via SMS; For a single card: Type SBK CC and Send to 3040 from your registered mobile number If you have multiple cards, Type SBK CC (Last 4 digits of your credit card) and Send to 3040 from your registered mobile number Register e-Statement Click here to register. Overseas spend thresholds Foreign spend/ cash thresholds are subject to country risk evaluation, hence certain countries may have restricted spend/ cash limits. Credit Limits, Interest Rate & Charges Description Amount (LKR)/ Description/ Rate Credit Limit LKR 200,000.00 to LKR 999,999 Cash Advance Limit 40% of the Credit Limit Interest Rate %p.a. 26.00% p.a.- w.e.f. 07 Sep 2024 Joining Fee 2,750.00 Annual Fee 3,500.00 Supplementary Card Fee 2,750.00 Interest Free days on purchases (maximum) 51 Days. (Interest Free days are applicable only when full settlement is made monthly and is not applicable for Cash Advances). Late payment fee 2,000.00 (w.e.f. 01 Mar 2024) Excess Limit fee 1,750.00 (w.e.f. 01 Mar 2024) Permanent Limit Enhancement Fee 750.00 Temporary Enhancement Fee 1,000.00 PIN Re. Issue fee 500.00 (w.e.f. 01 Mar 2024) Cash Advance Fee 700.00 or 4.00% which ever is higher Handling Fee - Paper Statements LKR 200.00 per month Statement copy fee 400.00 Confirmation Letter Issuing Fee Same day service LKR 2,000.00; Normal Service LKR 1,000.00 Voucher Copy Retrieval fee 2,500.00 Cheque Return – Refer to drawer 2,000.00 + Postage Cheque Return – Other Reasons 1,000.00 + Postage Lost card Replacement fee 1,000.00 Overseas Courier Fee 4,000.00 Fuel Surcharge 1% SMS Alert Fee ( Per Annum) 250.00 Cancellation Letter Issuance Fee 2,000.00 Easy Payment Plan Early Settlement Fee 4% from the remaining balance. Urgent Application Processing Fee 1,500.00 Travel Insurance Fee (per Policy) -up to 30days 2,500.00 Overseas Transactions All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (minimum of 4.50%**) will be included to the rate at the time of billing. ** Rates are subjected to market rate fluctuations. Processing Fee In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value. ** Rates are subjected to market rate fluctuations. Processing Fee on 0% Easy Payment Plans LKR 2,000.00 (w.e.f. 01 Mar 2024) Branch Over the Counter Withdrawal Fee LKR 2000.00 Handling Fee + 4% on the withdrawal amount (W.E.F 7th Oct 2024) Cancellation Fees (T&C apply) LKR 3,000.00 The Bank reserves the right to change the above rates at any time with prior notice. No refund of Annual Fees will be made if the card is terminated or not accepted. ATM withdrawal limits may vary subject to ATM limits of the particular bank. Interest Calculation No interest will be levied (except on cash advances) if full payment is made on or before the due date. You will enjoy up to 51 days free of interest (depending on the transaction date), provided the previous months total outstanding is paid by the due date in full. If full payment is not settled on or before the due date, interest will be calculated from respective transaction dates up to the billing date on reducing balance basis. Interest/ Finance charges will be charged if full payment is made after the due date Interest will not be charged for purchases billed in current month but will be charged on the following month (from the transaction date) if not settled in full by for due date. Interest to a particular transaction will be charged from the transaction date on the following month and there onward from the billing date, if rolled over. Payments are first applied to charges and then to purchase and cash advances on FIFO basis. Cash advances will accrue interest from the date of transaction until it is paid in full. Sample Interest Calculation. Modes of Credit Card Payment Mode of Payment Payment Cut Off Time Payment Updating time to the Credit Card Account Payments through Seylan Internet Banking or Seylan Mobile Banking Application. 3.00 PM Real Time CEFTs transfers from a current or saving account through CEFTs enabled banks’ Internet Banking or Mobile Banking Application. Cash deposits at any Seylan Cash Deposit Machine. Cash Deposit at any Seylan Bank Branch counter. Branch Closing Time Cheque Deposits at any Seylan Bank Branch. 1.00 PM Same day if it is a Seylan Bank cheque or else upon realization Automatic transfer instruction from Seylan Savings or Current Account (Direct Debit/Standing Instruction) N/A Same Day (when the Direct Debit / Standing Instruction is effected) Terms and Conditions General Conditions No refund of Annual Fees will be made if the card is terminated or not accepted. No Financial Charges will be levied (except on Cash Advance) if full settlement is made monthly on or before due date. Additional expenses, such as legal fees, credit transfers, cheque issuance and overseas charges (e.g. courier, fax, postage etc.) will be levied where incurred. Secure Card (against Fixed Deposits) will be issued “First Year Free” and will attract “Lower” Interest rate. LKR 25.00 will be charged for every LKR1,000 spent on foreign transactions (Government Stamp Duty). The Bank reserves the right to change the above rates at any time with prior notice. Agreement & Conduct: Credit Card Holder Agreement Code of Conduct for Credit Card Operations Format of Credit Card Monthly Statement Foreign Exchange regulations applicable for Electronic Fund Transfer Card /EFTC
VISA Gold Credit Card
Celebrate your path to success with the Credit Card that gives you great savings. Benefits Up to 51 days of Interest – Free – Credit SMS Alert in every transaction to ensure high security. Enjoy attractive Promotional discounts right throughout the year, when you pay with your Seylan VISA Gold Credit Card. Manage your Credit Card payments with convenience using the Call & Convert (Pay plans page) Installment Plan Facility. Enjoy purchasing with 0% interest free Installment Schemes on selected categories View your statements on the go with Seylan e-statement. Purchase your “Return Air Ticket” using your Visa Gold Credit Card and obtain a Travel Insurance cover at a minimal rate. Enjoy Flexible payment plans with “Seylan Express Cash”. Get a “Cash Advance” from your Seylan Gold Credit Card from any ATM machine. Supplementary Credit Card for your loved ones. Transfer your other bank Credit Card balances to Seylan Credit Card and enjoy savings using Seylan Bank Balance Transfer Instalment Plan (SBTIP)option ( T & C Apply) Seylan VISA Gold Credit Card is now Paywave enabled making transactions swift and easy for all customers. Get your Seylan Credit Card updates via a SMS Anywhere, Anytime. First Year Joining Fee Charged & Annual Fee Second Year Onwards. Get started: Eligibility: Sri Lankan citizens of 18 years and above Minimum monthly income of LKR 150,000.00(net). Or Instant Credit Card when you place a Fixed Deposit as Security, with 90% of your deposit value as your Credit Card Limit. Click here to view tariff Documents Required: National Identity Card Last 3 Months Certified Pay slips Billing Proof Letter of Confirmation Note : Any other documents pertaining to the matter will be requested by the bank, to ensure better customer service in the future. Apply Now: Option 1 : Simply submit a request form. Option 2 : Simply call us on 24/7 our customer care +94 11 200 88 88 Option 3 : Visit the nearest Branch Check your Balance via SMS; For a single card; Type SBK CC & Send to 3040 from your registered mobile number If you have multiple cards, Type SBK CC (Last 4 digits of your credit card) & Send to 3040 from your registered mobile number. Register for e-statement Click here. Overseas spend thresholds Foreign spend/ cash thresholds are subject to country risk evaluation, hence certain countries may have restricted spend/ cash limits. Credit Limit, Interest Rate & Fees Description Amount (LKR)/ Details/ Rate Credit Limit LKR 75,000.00 to LKR 199,999.99 Cash Advance Limit 40% of the Credit Limit Interest Rate %p.a. 26.00% p.a.- w.e.f. 07 Sep 2024 Joining Fee 1,250.00 Annual Fee 2,500.00 Supplementary Card Fee 1,250.00 Interest Free days on purchases (maximum) 51 Days. (Interest Free days are applicable only when full settlement is made monthly and is not applicable for Cash Advances) Late payment fee 2,000.00 (w.e.f. 01 Mar 2024) Excess Limit fee 1,750.00 (w.e.f. 01 Mar 2024) Permanent Limit Enhancement Fee 750.00 Temporary Enhancement Fee 1,000.00 PIN Re. Issue fee 500.00 (w.e.f. 01 Mar 2024) Cash Advance Fee 700/- or 4% (whichever is higher) Handling Fee - Paper Statement LKR 200.00 Per month Statement copy fee 400.00 Confirmation Letter Issuing Fee Same day service LKR 2,000.00; Normal service LKR 1,000.00 Voucher Copy Retrieval fee 2,500.00 Cheque Return – Refer to drawer 2,000.00 + Postage Cheque Return – Other Reasons 1,000.00 + Postage Lost card Replacement fee 1,000.00 Overseas Courier Fee 4,000.00 Fuel Surcharge 1% SMS Alert Fee ( Per Annum) 250.00 Cancellation Letter Issuance Fee 2,000.00 Easy Payment Plan Early Settlement Fee 4% from the remaining balance. Urgent Application Processing Fee 1,500.00 Travel Insurance Fee (per Policy) - up to 30days LKR 2,500.00 Overseas Transactions All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (minimum of 4.50%**) will be included to the rate at the time of billing. ** Rates are subjected to market rate fluctuations. Processing Fee In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value. ** Rates are subjected to market rate fluctuations. Processing Fee on 0% Easy Payment Plans LKR 2,000.00 (w.e.f. 01 Mar 2024) Branch Over the Counter Withdrawal Fee LKR 2000.00 Handling Fee + 4% on the withdrawal amount (W.E.F 7th Oct 2024) The Bank reserves the right to change the above rates at any time with prior notice. No refund of Annual Fees will be made if the card is terminated or not accepted. ATM withdrawal limits may vary subject to ATM limits of the particular bank. Interest Calculation No interest will be levied (except on cash advances) if full payment is made on or before the due date. You will enjoy up to 51 days free of interest (depending on the transaction date), provided the previous months total outstanding is paid by the due date in full. If full payment is not settled on or before the due date, interest will be calculated from respective transaction dates up to the billing date on reducing balance basis. Interest/ Finance charges will be charged if full payment is made after the due date Interest will not be charged for purchases billed in current month but will be charged on the following month (from the transaction date) if not settled in full by the due date. Interest to a particular transaction will be charged from the transaction date on the following month and there onward from the billing date, if rolled over. Payments are first applied to charges and then to purchase and cash advances on FIFO basis. Cash advances will accrue interest from the date of transaction until it is paid in full. Sample Interest calculation. Modes of Credit Card Payment Mode of Payment Payment Cut Off Time Payment Updating time to the Credit Card Account Payments through Seylan Internet Banking or Seylan Mobile Banking Application. 3.00 PM Real-Time CEFTs transfers from a current or saving account through CEFTs enabled banks’ Internet Banking or Mobile Banking Application. Cash deposits at any Seylan Cash Deposit Machine. Cash Deposit at any Seylan Bank Branch counter. Branch Closing time Cheque Deposits at any Seylan Bank Branch. 1.00 PM Same day if it is a Seylan Bank cheque or else upon realization. Automatic transfer instruction from Seylan Savings or Current Account (Direct Debit/Standing Instruction) N/A Same day ( when the Direct debit / Standing Instruction is effected) Terms and Conditions General Conditions No Financial Charges will be levied (except on Cash Advance) if full settlement is made monthly on or before due date. Additional expenses, such as legal fees, credit transfers, cheque issuance and overseas charges (e.g. courier, fax, postage etc.) will be levied where incurred. Secure Card (against Fixed Deposits) will be issued “ First Year Free" and will attract Lower Interest rate. LKR 25.00 will be charged for every LKR1,000 spent on foreign transactions (Government Stamp Duty). The Bank reserves the right to change the above rates at any time with prior notice. Agreement & Conduct: Credit Card Holder Agreement Code of Conduct for Credit Card Operations Format of Credit Card Monthly Statement Foreign Exchange regulations applicable for Electronic Fund Transfer Card /EFTC
Accelerate Debit Card
Enjoy wide range of benefits and offers with your Seylan Accelerate Debit Card! Benefits • Hassle free cash withdrawal locally from any ATM and from VISA accepted ATMs internationally • Pay to the point by Swiping / tapping your Card • E commerce transactions made with ease. • Enjoy a range of promotions exclusively for Accelerate Debit Card holders. Eligibility • Any customer who maintains an Accelerate Savings Account. Daily Withdrawal Limit POS(LKR) AMOUNT(LKR) 1,000,000.00 300,000.00 Overseas spend thresholds Spend Type Weekly Limit* LKR Purchases 1,000,000.00 Cash 300,000.00 * Above limits are subject to country risk evaluation, hence certain countries may have lower spend limits. The Seylan Accelerate Saver account holders are entitled for the following benefits applicable to their salary category as indicated below. Name of Salary Category Entry Plus Prime Premier Minimum Salary Category Below LKR 50,000.00 LKR 50,001 to LKR 150,000.00 LKR 150,001 to LKR 300,000.00 LKR 300,001 & above Debit Card Exclusive Merchant Offers Yes Yes Yes Yes Issuance/ Annual Fee (LKR) 500.00 500.00 500.00 500.00 Charge Refund of LKR 5 on Seylan ATM withdrawals (monthly) Four Transactions Free Free Free Free Charge Refund of LKR 30 on Other Bank ATM withdrawals (monthly) Two Transactions at LKR 15.00 (50%) Two Transactions Free Two Transactions Free Two Transactions Free Fees FEE TYPE Amount LKR Debit card annual fee LKR 750.00 (w.e.f 7th Oct 2024) Debit Card Issuance fee - Non personalized LKR 500.00 Debit Card Issuance fee - personalized LKR 500.00 Card re- issue fee LKR 500.00 Pin re issue fee LKR 400.00 Lost card replacement fee LKR 500.00 ATM withdrawal fee- Seylan ATMs LKR 5.00 ATM withdrawal fee- Seylan ATMs LKR 60.00 ATM withdrawal fee –Lanka pay ATMs LKR 30.00 ATM withdrawal fee - Foreign LKR 1000.00 Balance inquiry fee- Seylan ATMs Free Balance inquiry fee- Seylan ATMs (with printed receipt) LKR 5 .00 Balance inquiry fee- other bank ATMs LKR 50.00 Balance inquiry fee-Lanka pay ATMs LKR 7.50 Balance inquiry fee – Foreign LKR 150.00 Fuel Surcharge 1% Travel Insurance Fee (per Policy) - up to 30days LKR 2500.00 Overseas Transactions Overseas transactions for VISA Debit Cards - All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (minimum of 4.50%*) will be included to the rate at the time of billing Overseas Transactions Overseas transactions for MasterCard Debit Cards - All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 4.50%**, apart from the initially authorized amount. This applies to all Card transactions done at overseas merchants /service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) as well, since the settlement of such transactions from the Bank to Merchant occurs in a foreign currency.*Rates may fluctuate depending the market conditions Processing Fee In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of 3.5% on the LKR transaction value. This is applicable for any VISA Debit Card.
Mastercard Freedom Credit Card
Sign up for a Seylan Mastercard Freedom Credit Card & enjoy Freedom from Fees. Benefits A Mastercard Titanium with EMV. Up to 51 days of Interest – Free – Credit Free SMS Alert in every transaction to ensure high security. Enjoy attractive Promotional discounts right throughout the year, when you pay with your Seylan Freedom Credit Card. Manage your Credit Card payments with convenience using the Call & Convert Installment Plan Facility. Enjoy purchasing with 0% interest free Installment Schemes on selected categories View your statements on the go with Seylan e-statement. Purchase your “Return Air Ticket” using your Mastercard Credit Card and obtain a Travel Insurance cover at a minimal rate. Get a “Cash Advance” from your Seylan Credit Card from any ATM machine. Supplementary Credit Card for your loved ones. Enjoy Flexible payment plans with “Seylan Express Cash”. Transfer your other bank Credit Card balances to Seylan Credit Card and enjoy savings using Seylan Bank Balance Transfer Instalment Plan option ( T & C apply) Seylan Maretercard Freedom Credit Card is now NFC (Near Field Communication) enabled making transactions swift and easy for all customers Get your Seylan Credit Card updates via a SMS Anywhere, Anytime Special Features: The card has a spend commitment of LKR 10,000.00 per month. If Spend Commitment is not met a maintenance charge of LKR 1,500.00 will be recovered. The Calculation of the Minimum Spend Commitment is done based on the transactions billed on the respective billing cycle. No Other Fees applicable except for the maintenance charge* and the four types of Fees mentioned in the below table. Credit Limits, Interest Rates & Fees Details Limits Credit Limit LKR 75,000.00 to LKR 999,999.00 Interest Rate %p.a. 26.00% p.a.- w.e.f. 07 Sep 2024 Fees No other Fees applicable except for the maintenance charge* and the four types of Fees mentioned below. Cash Advance Limit 40% Fuel Surcharge 1% Maintenance Charge* LKR.1,500.00 Cancellation Letter Issuance Fee LKR 2,000.00 Urgent Application Processing Fee LKR 1,500.00 Travel Insurance Fee (per Policy) - up to 30days LKR 2,500.00 Overseas Transactions All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 4.50%**, apart from the initially authorized amount. This applies to all Card transactions done at overseas merchants /service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) as well, since the settlement of such transactions from the Bank to Merchant occurs in a foreign currency. **Rate is subject to foreign exchange market rate fluctuations. Processing Fee Not Applicable Processing Fee on 0% Easy Payment Plans Free Branch Over the Counter Withdrawal Fee Free Overseas spend thresholds Foreign spend/ cash thresholds are subject to country risk evaluation, hence certain countries may have restricted spend/ cash limits. Get started: Eligibility Sri Lankan citizens of 18 years and above Have a minimum monthly income of LKR 150,000.00(net). Or Against a Fixed Deposit as Security, with 90% of your deposit value as your Credit Card Limit Documents Required Duly completed application form National Identity Card Last 3 Months Certified Pay slips Billing Proof Letter of Confirmation Note : Any other documents pertaining to the matter will be requested by the bank, to ensure better customer service in the future. Apply Now: Option 1 : Simply call us on 24/7 our customer care +94 11 200 88 88 Option 2 : Simply submit a request. Option 3 : Visit the nearest Branch Check your Balance via SMS; For a single card: Type SBK CC & Send to 3040 from your registered mobile number If you have multiple cards, Type SBK CC (Last 4 digits of your credit card) & Send to 3040 from your registered mobile number. Interest Calculation No interest will be levied (except on cash advances) if full payment is made on or before the due date. You will enjoy up to 51 days free of interest (depending on the transaction date), provided the previous months total outstanding is paid by the due date in full. If full payment is not settled on or before the due date, interest will be calculated from respective transaction dates up to the billing date on reducing balance basis. Interest/ Finance charges will be charged if full payment is made after the due date Interest will not be charged for purchases billed in current month but will be charged on the following month (from the transaction date) if not settled in full by the due date. Interest to a particular transaction will be charged from the transaction date on the following month and there onward from the billing date, if rolled over. Payments are first applied to charges and then to purchase and cash advances on FIFO basis. Cash advances will accrue interest from the date of transaction until it is paid in full. Sample Interest calculation. Modes of Credit Card Payment Mode of Payment Payment Cut-off Time Payment Updating Time Payments through Seylan Internet Banking or Seylan Mobile Banking Application. 3.00 PM Real - Time CEFTs transfers from a current or saving account through CEFTs-enabled banks’ Internet Banking or Mobile Banking applications. Cash deposits at any Seylan Cash Deposit Machine. Cash Deposit at any Seylan Bank Branch counter. Branch Closing Time Cheque Deposits at any Seylan Bank Branch. 1.00 PM Same day if it is a Seylan Bank cheque or else upon realization Automatic transfer instruction from Seylan Savings or Current Account (Direct Debit/Standing Instruction) N/A Same Day( when the Direct Debit / Standing Instruction is effected) Terms and Conditions General Conditions No refund of Maintenance Fees will be made if the card is terminated or not accepted. No Financial Charges will be levied (except on Cash Advance) if full settlement is made monthly on or before due date. Additional expenses, such as legal fees, credit transfers, cheque issuance and overseas charges (e.g. courier, fax, postage etc.) will be levied where incurred. Secure Card (against Fixed Deposits) will be issued “First Year Free” and will attract “Lower” Interest rate. LKR 25.00 will be charged for every LKR1,000 spent on foreign transactions (Government Stamp Duty) The Bank reserves the right to change the above rates at any time with prior notice. Agreement & Conduct: Credit Card Holder Agreement Code of Conduct for Credit Card Operations Format of Credit Card Monthly Statement Foreign Exchange regulations applicable for Electronic Fund Transfer Card /EFTC
Seylan My Plan
Are you making plans for the future? Seylan My Plan will help secure your future, and lets you choose the amount to save per month for a period suitable for you, in your preferred currency LKR or USD, you’ll receive a guaranteed interest rate on your investment with wide range of benefits. Find out how your family can enjoy the same benefits that you do. Based on your interest, Seylan My Plan has 3 categories: Rupee Savings Plan For Sri Lankan Citizens aged 18 years and above Kids Savings Plan For Sri Lankan citizens who have kids below 15 years Dollar Savings Plan For Sri Lankan Citizens aged 18 Years and above residing in Sri Lanka and working or residing overseas / business entities. The Seylan Savings Planner Account holders are entitling for the following benefits as given below. DESCRIPTION LKR - SAVING FCY USD –SAVING KIDS – LKR SAVING Number of years 2 to 5 Years 2 & 5 Years 3 to 18 Years Interest Rate (p.a.) 7.0% 4.5% -02 Years 5.0%- 05 Years 7.0% - 3 to 5 Years 8.0% - 6 to 18 Years Currency LKR FCY USD LKR Minimum maturity target 100,000.00 USD 1000.00 250,000.00 Maximum maturity target 10,000,000.00 USD 50,000.00 10,000,000.00 Seylan Rewards scheme No No No E - or Normal statement Quarterly Quarterly Quarterly Debit card and internet banking facility No No No Cash back loan facility 75% of outstanding balance 75% of outstanding balance No Premature account closures. (Accounts will be subject to normal saving interest rates) Yes Yes Yes Terms and Condition
Teens Debit Card
Enjoy wide range of benefits and offers with your Seylan Teens Debit Card! Benefits Hassle free cash withdrawals through your Teens Debit Card. Pay to the point by Swiping / tapping your Card E commerce transactions made with ease. Enjoy a range of promotions exclusively for Teens Debit Card holders. Eligibility Any customer who maintains a Seylan Teens savings account Daily withdrawal limits POS (LKR) ATM (LKR) 20,000.00 Per Day 20,000.00 Per Day For Fees and Charges, Click here
Debit Card
Seylan Debit Card gives the opportunity to take advantage of banking facilities both locally and internationally. Benefits: Seylan Debit Card is available for both VISA and Mastercard. Hassle free cash withdrawal from any Visa/ Mastercard ATM. Pay to the point by Swiping / tapping your Card E commerce transactions made with ease. Enjoy wide range of “Debit Card Promotions”. Purchase your “Return Air Ticket” using your Debit Card and obtain a Travel Insurance cover at a minimal rate. Get started Eligibility: Any Customer who maintain: Rupee Savings Accounts : Regular savings, 2in1, Income Saver A Current Account Foreign Currency Savings Accounts: PFCA, BFCA Fees: No Description Charge/ Fee (LKR) 1. Debit (ATM) card issuance fee - Non Personalized 1.1 Mastercard Platinum, Visa Platinum, Seylfie LKR 1,000.00 (w.e.f 7th Oct 2024) 1.2 Visa Classic LKR 750.00 (w.e.f 7th Oct 2024) 2. Debit (ATM) card issuance fee - Personalized 2.1 Visa Classic, Platinum, Visa Seylfie LKR 1,500.00 2.2 Master Platinum LKR 1,500.00 3 Debit(ATM) card annual fee (w.e.f. 10 April 2023) 3.1 Visa Classic LKR 500.00 3.2 Visa/ Master Platinum LKR 750.00 3.3 Seylfie LKR 750.00 4 Debit Card re- issue fee/ Lost Card Replacement Fee 4.1 Visa Classic LKR 750.00 4.2 Mastercard Platinum, Visa Platinum / Seylfie LKR 1,000.00 5 Pin re issue fee [Visa/ Master Debit (ATM) Cards] LKR 400.00 (w.e.f. 01 Mar 2024) 6 Lost card Replacement fee - Debit 6.1 Visa Classic LKR 750.00 6.2 Mastercard Platinum, Visa Platinum, Seylfie LKR 1,000.00 7 ATM Withdrawal Fee 7.1 Other Bank ATMs LKR 60.00 7.2 Lanka pay ATMs LKR 30.00 7.3 Foreign LKR 1,000.00 7.4 Seylan ATMs LKR 5.00 8 Fuel Surcharge via Debit Card 1% 9 Balance Inquiry Fee 9.1 Seylan ATMs (with printed receipt) LKR 5.00 9.2 Seylan ATMs Free 9.3 Other Bank ATMs LKR 50.00 9.4 Lanka Pay ATMs LKR 7.50 9.5 Foreign LKR 150.00 10 Travel Insurance Fee (per Policy) - up to 30days LKR 2,500.00 11 Processing Fee (Applicable for VISA Debit Cards) In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value. ** Rates are subjected to market rate fluctuations. 12 Overseas Transaction Fee (Applicable for Mastercard Debit Cards) All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 4.50%**, apart from the initially authorized amount. This applies to all Card transactions done at overseas merchants /service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) as well, since the settlement of such transactions from the Bank to Merchant occurs in a foreign currency. **Rate is subject to foreign exchange market rate fluctuations. Daily withdrawal limits (local) POS (LKR) ATM(LKR) Visa Classic 1,000,000.00 300,000.00 Visa Platinum / Seylfie 1,500,000.00 500,000.00 Mastercard Platinum 1,500,000.00 500,000.00 Overseas spend thresholds Spend Type Weekly Limit*(LKR) Purchases - Other Debit Cards 1,000,000.00 Purchases - Visa Platinum Debit Card 2,000,000.00 Cash - Other Debit Cards 300,000.00 Cash - Visa Platinum Debit Card 500,000.00 * Above limits are subject to country risk evaluation, hence certain countries may have lower spend limits.
Visa Classic Debit Card
Benefits: Hassle free cash withdrawal from any Visa ATM. Pay to the point by Swiping / tapping your Card E commerce transactions made with ease. Enjoy wide range of “Debit Card Promotions”. Purchase your “Return Air Ticket” using your Debit Card and obtain a Travel Insurance cover at a minimal rate. Get started Eligibility: Any Customer who maintain: Rupee Savings Accounts : Regular savings, 2in1, Income Saver A Current Account Foreign Currency Savings Accounts: PFCA, BFCA Fees Click here Daily withdrawal limits (local) POS (LKR) ATM (LKR) Visa Classic 1,000,000.00 300,000.00 Overseas spend thresholds Spend Time Weekly Limit * (LKR) Purchases 1,000,000.00 Cash 300,000.00 * Above limits are subject to country risk evaluation, hence certain countries may have lower spend limits.
Mastercard Platinum Debit Card
Benefits: Hassle free cash withdrawal from any Mastercard ATM. Pay to the point by Swiping / tapping your Card E commerce transactions made with ease. Enjoy wide range of “Debit Card Promotions”. Purchase your “Return Air Ticket” using your Debit Card and obtain a Travel Insurance cover at a minimal rate. Get started Eligibility: Any Customer who maintain: Rupee Savings Accounts : Regular savings, 2in1, Income Saver A Current Account Foreign Currency Savings Accounts: PFCA, BFCA Daily withdrawal limits (local) POS (LKR) ATM (LKR) Mastercard Platinum 1,500,000.00 500,000.00 Overseas spend thresholds Spend Time Weekly Limit * (LKR) Purchases 2,000,000.00 Cash 500,000.00 * Above limits are subject to country risk evaluation, hence certain countries may have lower spend limits.
Visa Platinum Debit Card
Benefits: Hassle free cash withdrawal from any Visa ATM. Pay to the point by Swiping / tapping your Card E commerce transactions made with ease. Enjoy wide range of “Debit Card Promotions”. Purchase your “Return Air Ticket” using your Debit Card and obtain a Travel Insurance cover at a minimal rate. Get started Eligibility: Any Customer who maintain: Rupee Savings Accounts : Regular savings, 2in1, Income Saver A Current Account Foreign Currency Savings Accounts: PFCA, BFCA Fees Link page on the Fee section Daily withdrawal limits (local) POS (LKR) ATM (LKR) Visa Platinum 1,500,000.00 500,000.00 Overseas spend thresholds Spend Type Weekly Limit * (LKR) Purchases 2,000,000.00 Cash 500,000.00 * Above limits are subject to country risk evaluation, hence certain countries may have lower spend limits.
Harasara Debit Card
Enjoy wide range of benefits and offers with your Seylan Harasara Debit Card! Benefits Hassle free cash withdrawal locally from any ATM and from Mastercard accepted ATMs internationally Pay to the point by Swiping / tapping your Card E commerce transactions made with ease. Enjoy a range of promotions exclusively for Harasara Debit Card holders. Purchase your “Return Air Ticket” using your Harasara Debit Card and obtain a Travel Insurance cover at a minimal rate. Eligibility Any customer who maintains a Harasara Savings Account. Daily Withdrawal Limit POS(LKR) ATM(LKR) 1,000,000.00 300,000.00 Overseas spend thresholds Spend Type Weekly Limit*(LKR) Purchases 1,000,000.00 Cash 300,000.00 * Above limits are subject to country risk evaluation, hence certain countries may have lower spend limits. Fees FEE TYPE Amount LKR Debit card annual fee LKR 500.00 (w.e.f 7th Oct 2024) Debit Card Issuance fee - Non personalized LKR 500.00 Debit Card Issuance fee - Personalized LKR 500.00 Card re- issue fee LKR 500.00 Pin re issue fee LKR 400.00 Lost card replacement fee LKR 500.00 ATM withdrawal fee- Seylan ATMs LKR 5.00 ATM withdrawal fee- other bank ATMs LKR 60.00 ATM withdrawal fee –Lanka pay ATMs LKR 30.00 ATM withdrawal fee - Foreign LKR 1,000.00 Balance inquiry fee- Seylan ATMs Free Balance inquiry fee- Seylan ATMs (with printed receipt) LKR 2.00 Balance inquiry fee- other bank ATMs LKR 50.00 Balance inquiry fee-Lanka pay ATMs LKR 7.50 Balance inquiry fee – Foreign LKR 150.00 Travel Insurance Fee (per Policy) - up to 30days LKR 2,500.00 Overseas Transactions All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 4.50%**, apart from the initially authorized amount. This applies to all Card transactions done at overseas merchants /service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) as well, since the settlement of such transactions from the Bank to Merchant occurs in a foreign currency. ** Rates are subjected to market rate fluctuations.
Business Banking Debit Card
Experience seamless transactions and say goodbye to cash with the Seylan Business Banking Debit Card. Benefits Hassle free cash withdrawal locally from any ATM and from Visa accepted ATMs internationally Pay to the point by Swiping / tapping your Card E commerce transactions made with ease. Increased security over cash from chip enabled Debit Card Eligibility Any business customer who maintains a business current/savings account. Daily withdrawal limits POS (LKR) ATM (LKR) 1,500,000 Per Day 500,000 Per Day For Fees. Click here
Visa Pre-paid Rupee Card
Make every day simpler and more secure with Seylan Rupee Card which is a reloadable card to avoid the inconvenience of carrying cash. Click here to view balance Benefits A bank account is required to obtain this card (Conditions Apply) All transactions will be made in Sri Lankan rupees. Card is Valid for 6 years. SMS Alert in every transaction to ensure high security. Accepted at any Visa Merchant outlet. ATM withdrawals from any Visa accredited ATM in Sri Lanka. Monitor your funds via Pre-Paid Customer Portal. Get started: Eligibility Sri Lankan citizens of 18 years and above. Documents Required National Identity Card Note: Any other documents pertaining to the matter will be requested by the bank, to ensure better customer service in the future. Get Started: Option 1: Simply call us on 24/7 our customer care +94 11 200 88 88 Option 2: Simply make a request through our 24/7 Seylan Chat Agents. Option 3: Visit the nearest Branch. Transaction Limits : Type of Transaction Amount (LKR) Cash Withdrawal Limit (per day) 200,000.00 Point of Sale Limit (per day) 500,000.00 Internet Transaction Limit (per day) 100,000.00 Tariff Details Charges/ Fee (LKR) 1 Issuance Fee 1.1 Individual 300.00 1.2 Company 500.00 2 Load Fee 50.00 3 Balance Inquiry Fee 3.1 Seylan ATM Free 3.2 Other Bank ATMs 75.00 4 Cash Withdrawal Fee 4.1 Seylan ATMs Free 4.2 Other bank ATMs 100.00
Call Deposit
Seylan Call Deposit gives you the opportunity to invest your Foreign Currency Funds on a Call Account, with a higher interest. Benefits Invest for a minimum number of 7days. Attractive interest rate Ability of obtaining an instant Loan / Overdraft against the deposit. Get started: Minimum Deposit: USD 10,000 or Equivalent from other designated currencies Eligibility A non-national resident outside Sri Lanka A non-national of Sri Lankan origin, who is a resident outside Sri Lanka A firm or Company incorporated outside Sri Lanka Locally incorporated companies registered with BOI, Sri Lanka which have been specifically permitted to transact with Off-shore Banking Unit of Banks. Documents Required: Company / Corporations/Organizations National Identity Card Board Resolution / meeting minutes Agreed terms & conditions For more downloads click here. Note : Any other documents pertaining to the matter will be requested by the bank, to ensure better customer service in the future.
Justice Buwaneka Aluwihare, PC
Justice Buwaneka Aluwihare, PC was appointed to the Board of Seylan Bank PLC on 26.02.2024 as an Independent Non- Executive Director. Upon being called to the Bar in 1982, joined the Attorney General’s Department in 1983 as a State Counsel and served there for thirty years. During his tenor at the Attorney General’s Department he rose to the position of Additional Solicitor General in 2013 and in the same year, he was conferred ‘silk’ and appointed as a President’s Counsel. In 1989, he was enrolled as a solicitor of England and Wales. He worked for the United Nations as a Prosecutor in East Timor, prosecuting before the Serious Crimes Panel in war related crimes in 2001. In the year 2015, was sworn in as a Judge of the Supreme Court of Fiji Islands and preside in the Supreme Court of Fiji as a non-resident judge. He functioned both as an examiner and lecturer in Law of Evidence at the Sri Lanka Law College from 2005 up until he was appointed as a judge of the Supreme Court in 2013. Also functioned as a visiting lecturer/examiner at the Kothalawela Defence University in International Humanitarian Law. Whilst at the Attorney General’s Department, he served as a legal consultant to both, the Securities and Exchange Commission of Sri Lanka as well as the Central Bank of Sri Lanka (Financial Intelligence Unit). During his tenure, in addition to performing the duties as a judge of the Supreme Court, he functioned as a member of the Judicial Service Commission, and was a Member of the Board of Management of the Judges Training Institute. He also was a member of the Incorporated Council of Legal Education. Appointed by the Cabinet, since January 2024, Justice Aluwihare functions as the Chairman of the Anti- Money Laundering and Countering of Terrorism Task Force for monitoring and reporting on the progress of the implementation of stakeholder- specific Action Plans.
Mrs Averil A Ludowyke
Mrs Averil Ludowyke was appointed to the Board of Seylan Bank PLC on 17th August 2022 as an Independent Director. She counts over 26 years of experience at Ernst & Young and has served as a Partner from 2011 to 2022. Mrs Ludowyke was lead Audit Partner at Ernst & Young, of several groups of companies and she launched and led forensics and integrity services of the firm. Her clients included banks and finance companies, and companies engaged in retail, manufacturing, telecommunications, construction, real estate, shipping and logistics, leisure, plantations and development. She also counts 12 years of senior level experience in finance and accounting in the manufacturing sector, and in a relief and development organization. Mrs Ludowyke has been a resource person for the Director Certification Program of the Sri Lanka Institute of Directors, and the Certificate Course on Forensic Auditing of CA Sri Lanka. She has also conducted several public seminars with the CIMA, the Ministry of Public Enterprise Development, National Chamber of Commerce, ACCA, AAT, CMA and has been a panelist/presenter at the ACAMS regional conference of the Indian subcontinent, the annual conference of the Institute of Internal Auditors and at programs conducted by the University of Kelaniya.
Mrs V G S Sunjeevani Kotakadeniya
Mrs Sunjeevani Kotakadeniya was appointed to the Board of Seylan Bank PLC on 17th August 2022 as a Non-Executive Director. Prior to this appointment, Mrs Kotakadeniya functioned as the Alternate Director to Mr W D K Jayawardena from 26th June 2020 until his retirement on 31st July 2022. Mrs Sunjeevani Kotakadeniya is the Chief Financial Officer of the LOLC Group, overseeing the Group’s finance function locally and internationally. She holds directorships of the LOLC Group companies and plays a key role in the overall organizational management of Browns Investments PLC and its subsidiaries. Mrs Kotakadeniya possesses over thirty three years’ experience in the fields of finance and management, having held key positions in many leading organizations in insurance, finance, leasing, factoring, fund management, unit trusts administrations and stock broking. Her experience as a senior finance professional includes organizations engaged in trading, manufacturing, construction, agriculture and plantations, leisure and IT services industries representing the non-financial sector. Mrs Kotakadeniya has been a catalyst in corporate restructuring related matters and change management, mergers and acquisitions, and project management.  







