Seylan Athwela (Farming System Sustainability Programme -FSSP )


This initiative aims to strengthen Sri Lanka’s agriculture sector by improving access to affordable and inclusive financing for farmers and agribusinesses. Whether you are looking to invest in modern farming techniques, expand agricultural operations, enhance productivity, or overcome financial constraints, this support is designed to provide tailored financial solutions that help sustain rural livelihoods, ensure food security, and drive growth in employment and export-oriented agriculture. 

Eligibility

  • Farmers, agribusiness & agriculture-related enterprises
  • An annual turnover of less than LKR 1000 Mn
  • No of Employee should be  less than 200
  • Business Registration

Loans may granted for,

  • Cultivation & expansion (Except Tea, Rubber and Coconut) 
  • Processing and value addition production of Tea, Rubber and Coconut 
  • Purchase of machinery, livestock , equipment
  • Construction of sheds , warehouses , processing centers, Green houses
  • Solar and productivity improvement projects
  • Purchase of land /vehicles directly related to agriculture 
  • Introduce new or advance technologies for agribusiness upgrading.
  • Working capital for agribusiness

Key Features

Loan Amount Upto LKR 5.00Mn
Interest Rate 5.00%p.a.
Tenure

Working Capital Requirements

  • 03 Years 
  • Including a grace period of up to 6 months as needed

Investment & Combined Loans

  • 05 Years 
  • Including a grace period of up to 12 months as needed
Equity Contribution Minimum 25% of project cost
Bank Financing Maximum 75% of project cost

Document Required 

  • Loan application
  • Copy of NIC 
  • Copy of BR 
  • Bank approved evaluation report
  • Recommendation letter from MOI – Ministry of industry 
  • BOQ/ Quotation / Vehicle Registration 
  • Any other documents required to bank for the application process