Interest Rates | Banks in Sri Lanka | Commercial Banks in Sri Lanka

	Interest Rate % p.a.	AER %
Below LKR 999.99	0.00	-
Rs. 1,000.00 to Rs. 9,999.99	2.00	2.02
Rs.10,000.00 & above	2.50	2.53

	Interest Rate % p.a.	AER %
MINOR SAVINGS	4.00	4.08

	Interest Rate % p.a.	AER %
Seylfie Youth Account	3.00	3.05

Amount	Interest Rate % p.a.	AER %
Below LKR 9,999	2.00	2.02
LKR 10,000 to LKR 99,999	2.50	2.53
Above LKR 100,000	3.00	3.05

Account Balance	Interest Rate % p.a.	AER %
Below 9,999	0.00	-
LKR 1,000 - LKR 9,999	2.00	2.02
LKR 10,000 - LKR 49,999	2.50	2.53
LKR 50,000/- and above	3.00	3.05

Amount	Interest Rate % p.a.	AER %
Below LKR 9,999	0.00	0.00
LKR 10,000 - LKR 499,999	2.50	2.53
LKR 500,000 - LKR 999,999	7.00	7.23
LKR 1,000,000 - LKR 9,999,999	8.00	8.33
LKR 10,000,000 & above	9.00	9.38

Millennium'30
Rupee Fixed Deposit At Maturity
Rupee Fixed Deposit Interest Paid Monthly
Long Term Rupee Fixed Deposits
FLEXI Fixed Deposit
Senior Citizen FD's
Certificate of Deposits
Call Deposits

Millennium' 30

Below Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA

Minimum deposit Rs. 100,000.00

w.e.f. 12.07.2023

Interest Period	Interest Rate % p.a.	AER %
30days	9.00	9.38

(Last Updated on 12 Jul 2023 - 10:35AM )

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Fixed Deposits - Interest Paid At Maturity

**Special introduction campaign rates. Minimum deposit requirement LKR 2.00 Mio.

w.e.f. 21.08.2023

Interest Period	Interest Rate % p.a.	AER %
2 MONTHS	9.50	9.88
3 MONTHS	12.00	12.55
5 MONTHS**	10.00	10.30
6 MONTHS	10.00	10.25
7 MONTHS**	9.50	9.69
12 MONTHS	9.50	9.50
24 MONTHS	11.50	10.91
36 MONTHS	12.00	10.79
48 MONTHS	12.50	10.67
60 MONTHS	13.00	10.53

(Last Updated on 22 Aug 2023 - 08:50AM )

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Fixed Deposit - Interest Paid Monthly

Below Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA.

Minimum Deposit - LKR 25,000.00

w.e.f. 21.08.2023

Interest Period	Interest Rate % p.a.	AER %
12 MONTHS	9.00	9.38
24 MONTHS	9.75	10.20
36 MONTHS	9.75	10.20
48 MONTHS	9.75	10.20
60 MONTHS	9.75	10.20

(Last Updated on 22 Aug 2023 - 08:50AM )

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Shakthi 4 years Fixed Deposit

Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA.

Minimum Deposit - LKR 100,000.00

w.e.f. 12.07.2023

Interest Period	Interest Rate % p.a.	AER %
MONTHLY	9.75	10.20
ANNUALLY	10.00	10.67
AT MATURITY	12.50	10.67

(Last Updated on 12^th July 2023 )

5 STAR - 5 Year Fixed Deposit

Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA.

Minimum deposit - LKR 100,000.00

w.e.f. 12.07.2023

Interest Period	Interest Rate % p.a.	AER %
MONTHLY	9.75	10.20
ANNUALLY	10.00	10.53
AT MATURITY	13.00	10.53

(Last Updated on 12^th July 2023 )

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FLEXI Fixed Deposit

Minimum deposit - LKR 100,000.00

w.e.f. 21.08.2023

Interest Period	Interest Rate % p.a.
31 - 60 DAYS	9.00
61 - 90 DAYS	9.50
91 - 120 DAYS	12.00
121 - 150 DAYS	10.00
151 - 180 DAYS	10.00
181 - 210 DAYS	10.00
211 - 240 DAYS	9.50
241 - 270 DAYS	9.50
271 - 300 DAYS	9.50
301 - 330 DAYS	9.25
331 - 365/366 DAYS	9.25

(Last Updated on 21 Aug 2023 - 09:26AM )

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Senior Citizens Fixed Deposit - Over 60 Years of Age

Minimum Depost for Millenium'30, Shakthi Deposit, 5 Star Deposit - LKR 100,000.00

**Special introduction campaign rates. Minimum deposit requirement LKR 2.00 Mio.

w.e.f.21.08.2023

Interest Period	Maturity		Annually		Monthly (Only for deposits of over LKR 25,000/-)
Interest Period	Interest Rate % p.a.	AER %	Interest Rate % p.a.	AER %	Interest Rate % p.a.	AER %
1 MONTH - Millennium 30 -Minimum deposit LKR 100,000/-	9.00	9.38	N/A	N/A	N/A	N/A
2 MONTHS	9.50	9.88	N/A	N/A	N/A	N/A
3 MONTHS	12.00	12.55	N/A	N/A	N/A	N/A
5 MONTHS**	10.00	10.30	N/A	N/A	N/A	N/A
6 MONTHS	10.00	10.25	N/A	N/A	N/A	N/A
7 MONTHS**	9.50	9.69	N/A	N/A	N/A	N/A
12 MONTHS	10.00	10.00	N/A	N/A	9.50	9.92
24 MONTHS	12.00	11.36	N/A	N/A	10.25	10.75
36 MONTHS	12.50	11.20	N/A	N/A	10.25	10.75
48 MONTHS / SEYLAN SHAKTHI(Minimum deposit LKR 100,000/-)	13.00	11.04	10.50	11.04	10.25	10.75
60 MONTHS / SEYLAN 5 STAR(Minimum deposit LKR 100,000/-)	13.50	10.87	10.50	10.87	10.25	10.75

(Last Updated on 22 Aug 2023 - 08:51AM )

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Certificate of Deposit

Minimum Deposit - LKR 100,000.00

w.e.f. 21.08.2023

MATURITY Period	Interest Rate % p.a.	AER %
6 MONTHS	9.75	9.99
12 MONTHS	9.25	9.25
24 MONTHS	11.25	10.68
48 MONTHS	12.25	10.48
60 MONTHS	12.75	10.37

(Last Updated on 22 Aug 2023 - 08:52AM )

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Call Deposit

w.e.f. 12.07.2023

Amount	Interest Rate % p.a.
Up to LKR 1,000,000.00	0.00
Above LKR 1,000,000.00	7.50

(Last Updated on 12 Jul 2023 - 08:10AM )

Currency	Code	Minimum Balance	Interest Rate % p.a.	AER %
US Dollar	USD	25	2	2.0184
Sterling Pound	GBP	15	1.5	1.5104
Euro	EUR	20	1	1.0046
Australian Dollar	AUD	35	2	3.0416
Japanese Yen	JPY	2850	0.125	0.1251
Swiss Franc	CHF	35	0.125	0.1251
Singapore Dollar	SGD	45	0.25	0.2503
Canadian Dollar	CAD	30	1.5	1.5104
Norwegian Kroner	NOK	200	1.5	1.5104
Danish Kroner	DKK	175	1.5	1.5104
Swedish Kroner	SEK	200	1.5	1.5104
Hong Kong Dollar	HKD	200	0.125	0.1251
New Zealand Dollar	NZD	35	1.5	1.5104
Chinese Yuan	CNY	500	0.25	-

Currency

Code

Minimum Balance

Interest Rate % p.a.

AER %

US Dollar

USD

2.0184

Sterling Pound

GBP

1.5

1.5104

Euro

EUR

1.0046

Australian Dollar

AUD

3.0416

Japanese Yen

JPY

2850

0.125

0.1251

Swiss Franc

CHF

0.125

0.1251

Singapore Dollar

SGD

0.25

0.2503

Canadian Dollar

CAD

1.5

1.5104

Norwegian Kroner

NOK

200

1.5

1.5104

Danish Kroner

DKK

175

1.5

1.5104

Swedish Kroner

SEK

200

1.5

1.5104

Hong Kong Dollar

HKD

200

0.125

0.1251

New Zealand Dollar

NZD

1.5

1.5104

Chinese Yuan

CNY

500

0.25

Currency	Code	Amount	1 month	AER %	3 months	AER %	6 months	AER%	1 year	AER %	1 Year (Monthly)
US Dollar	USD	500	3.500	3.5567	5.5000	5.6140	6.0000	6.0900	6.5000	6.5000	6.3000
Sterling Pound	GBP	500	1.750	1.7641	2.750	2.7785	3.000	3.0225	3.500	3.500	3.000
Euro	EUR	500	1.250	1.2572	2.000	2.0151	2.250	2.2627	2.500	2.500	2.000
Australian Dollar	AUD	500	3.000	3.0416	3.500	3.5462	3.750	3.7852	4.000	4.000	3.500
Japanese Yen	JPY	50,000	1.000	1.0046	1.250	1.2559	1.500	1.5056	1.750	1.750	1.500
Swiss Franc	CHF	500	0.500	0.5011	0.750	0.7521	1.000	1.0025	1.000	1.000	0.750
Singapore Dollar	SGD	500	0.750	0.7526	1.000	1.0038	1.250	1.2539	1.500	1.500	1.250
Canadian Dollar	CAD	500	2.000	2.0186	2.250	2.2691	2.250	2.2627	2.500	2.500	2.250
Norwegian Kroner	NOK	5,000	0.500	0.5000	0.500	0.5009	0.750	0.7514	1.000	1.000	0.750
Danish Kroner	DKK	5,000	0.250	-	0.250	-	0.250	-	0.500	-	0.250
Swedish Kroner	SEK	5,000	0.250	-	0.250	-	0.250	-	0.500	-	0.250
Hongkong Dollar	HKD	5,000	0.250	-	0.500	-	0.750	-	1.000	-	0.750
New Zealand Dollar	NZD	1,000	0.500	-	1.000	-	1.500	-	2.000	-	1.750
Chinese Yuan	CNY	5,000	0.500	-	0.750	-	1.000	-	1.500	-	1.250

Currency

Code

Amount

1 month

AER %

3 months

AER %

6 months

AER%

1 year

AER %

1 Year (Monthly)

US Dollar

USD

500

3.500

3.5567

5.5000

5.6140

6.0000

6.0900

6.5000

6.3000

Sterling Pound

GBP

500

1.750

1.7641

2.750

2.7785

3.000

3.0225

3.500

3.000

Euro

EUR

500

1.250

1.2572

2.000

2.0151

2.250

2.2627

2.500

2.000

Australian Dollar

AUD

500

3.000

3.0416

3.500

3.5462

3.750

3.7852

4.000

3.500

Japanese Yen

JPY

50,000

1.000

1.0046

1.250

1.2559

1.500

1.5056

1.750

1.500

Swiss Franc

CHF

500

0.500

0.5011

0.750

0.7521

1.000

1.0025

1.000

0.750

Singapore Dollar

SGD

500

0.750

0.7526

1.000

1.0038

1.250

1.2539

1.500

1.250

Canadian Dollar

CAD

500

2.000

2.0186

2.250

2.2691

2.250

2.2627

2.500

2.250

Norwegian Kroner

NOK

5,000

0.500

0.5000

0.500

0.5009

0.750

0.7514

1.000

0.750

Danish Kroner

DKK

5,000

0.250

0.500

0.250

Swedish Kroner

SEK

5,000

0.250

0.500

0.250

Hongkong Dollar

HKD

5,000

0.250

0.500

0.750

1.000

0.750

New Zealand Dollar

NZD

1,000

0.500

1.000

1.500

2.000

1.750

Chinese Yuan

CNY

5,000

0.500

0.750

1.000

1.500

1.250

Currency-USD	01 Year (%)	02 Years (%)	03 Years (%)	04 Years (%)	05 Years (%)
Monthly	6.3000	6.0000	6.0000	6.0000	6.25000
AER	-	-	-	-	-
Maturity	6.5000	7.0000	7.0000	7.2500	8.5000
AER	-	-	-	-	-

Currency-USD

01 Year (%)

02 Years (%)

03 Years (%)

04 Years (%)

05 Years (%)

Monthly

6.3000

6.0000

6.25000

AER

Maturity

6.5000

7.0000

7.2500

8.5000

AER

Tenure (Fixed)	Rate % p.a. for Permanent Employees with Salary Assignment ( Salary above LKR 200,000/-)	Other Rate % p.a
01 Year	14.00	15.00
02 Years	14.50	15.50
05 Years	14.50	15.50

Tenure	Professionals & Premium Companies Income/ Salary LKR 300,000/- & above - Rate %p.a.	Professional & Premium Companies Income/ Salary LKR 200,000/- to LKR 299,999/- Rate %p.a.	Salary LKR 200,000/- & above - Rate %p.a.
01 Year	16.00	16.50	17.00
02 Years	16.00	16.50	17.00
03 Years	16.00	16.50	17.00
04 Years	16.50	17.00	17.50
05 Years	16.50	17.00	17.50
06 Years	17.00	17.50	18.00
07 Years	17.00	17.50	18.00

Tenure	Secured (CAT A) Rate %p.a.	Unsecured (CAT B) Rate%p.a.
01 Year	20.50	21.00
02 Years	20.50	21.50
03 Years	21.50	22.00
04 Years	22.00	22.50
05 Years	23.00	23.50
06 Years	23.00	23.50
07 Years	23.00	23.50

Tenure	Customer Rate %p.a.
01 Year	16.00
02 Years	16.00
03 Years	16.00
04 Years	16.50
05 Years	16.50
06 Years	17.00
07 Years	17.00
08 Years	20.00
09 Years	20.00
10 Years	20.00

Tenure (Fixed)	Rate % for Permanent employees with Salary Assignment (Salary above LKR 200,000/-) (%)	Permanent Employees with Salary Assignment (Salary below LKR 200,000/-) Rate %p.a.
01 Year	14.00	15.00
02 Years	14.50	15.50
05 Years	14.50	15.50

Savings Deposits

Ihalin Ihalata Savings

Seylan Income Saver

Money Market Savings Account

Millennium' 30

Fixed Deposits - Interest Paid At Maturity

Fixed Deposit - Interest Paid Monthly

Shakthi 4 years Fixed Deposit

5 STAR - 5 Year Fixed Deposit

FLEXI Fixed Deposit

Senior Citizens Fixed Deposit - Over 60 Years of Age

Certificate of Deposit

Call Deposit

SAVINGS ACCOUNTS

Foreign Currency (FCY) Fixed Deposit

USD Fixed Deposit

Home Loan

Personal Loan

Scholar Loan - Fixed for the entire tenure

Fixed for 1 Year & reviewed in every 12 months

Pensioner Loan

Loan Against Property (LAP)

Seylan Bank Gold Pawning Rates & Advance Amounts.

Karatage	12 Months - Pawning	3 Months - Gold Loan	3 Months - Gold Loan Plus	6 Months - Gold Loan Plus
24	105,000.00	109,000.00	120,000.00	107,000.00
22	95,000.00	98,000.00	110,000.00	94,000.00
21	88,000.00	93,000.00	100,000.00	91,000.00
20	84,000.00	90,000.00	97,000.00	88,000.00
19	80,000.00	85,000.00	92,000.00	83,000.00
18	75,000.00	81,000.00	88,000.00	78,000.00
Interest Rate	16.50% p.a.	17.50% p.a.	18.00% p.a.	17.50% p.a.