VISA Infinite Credit Card


Experience a new level of luxury, exclusive privileges, and enhanced benefits with the Seylan Visa Infinite Credit Card.

   

Scan for "Infinite Card Privileges"

  • NO ANNUAL FEE AND JOINING FEE

Enjoy amazing offers & exclusive benefits with no joining fee and the no annual fee for lifetime.

  • LOUNGEKEY PROGRAM

Enjoy unlimited Loungekey access to over 1100 lounges worldwide. 

  • DIGITAL CONCIERGE APP

Receive an array of privileges at the best restaurants around the world, when booked via the Visa Concierge App.

  • VISA WORLDWIDE CONCIERGE

Receive assistance in travel, entertainment & experiences, special services, and gift purchases through the toll-free contact number. Click here to login to VISA CONCIERGE

  • TRAVEL INSURANCE

30 Days free Travel Insurance when you purchase the return air ticket with your Seylan Visa Infinite Credit Card. 

  • NFC (NEAR FIELD COMMUNICATION)

Contactless payments let you pay without swiping or dipping your card. Payment cards enabled with this contactless payment has the contactless mark on the card face

  • TRAVEL EXPERIENCE

Enjoy a range of hotel offers and travel car hire offers across the globe from selected merchants.

  • AIRPORT EXPERIENCE

Enjoy offers on the Visa Airport Limo transfer program, Airport Meet & Greet, and Lounge access.

  • 800+ OFFERS WORLDWIDE

Enjoy the finest deals with over 800+ merchants worldwide. Be it clothing, dining, electronics, accessories, education, health, online or holiday offers, Seylan Bank has got you covered.

  • DINING

Dining-Complimentary main course at selected restaurant locations worldwide.

  • CARDS REWARDS POINTS ON PURCHASE TRANSACTIONS

Enjoy Rewards points for locally / Overseas spent. Transactions of more than LKR 1000 will be eligible. Visit Seylan Credit Card Reward Program to enroll & for more details.

  • INSTALMENT PLAN FACILITIES

Manage your credit card payments with convenience using Installment Plan Facilities

  • CASH ADVANCE

Obtain cash withdrawals up to 50% of your available credit limit.

  • SEYLAN E-STATEMENTS

Seylan e-statements are provided with password protection. You will receive a consolidated e-statement.

  • EXPRESS CASH LOAN

Obtain an express cash loan up to 75% of the credit limit and settle in equal monthly installments up to 60 months.

Eligibility

  • Exclusively for Seylan Private Banking / Seylan Red clients. (Seylan Red)

Overseas spend thresholds

  • Foreign spend/ cash thresholds are subject to country risk evaluation, hence certain countries may have restricted spend/ cash limits.

Service Charges


VISA INFINITE CREDIT CARDS

Description Charge / Fees
Credit Limit LKR 1,000,000.00 and above
Cash Advance Limit 50% of the Credit Limit
Interest Rate %p.a. 26.00% p.a.-
Annual Fee FREE
Joining Fee FREE
Supplementary Card Fee FREE
Interest Free days on Purchases (maximum) 51 Days (Interest free days are applicable only when full settlement is made monthly and is not applicable for cash advances).
Late Payment Fee LKR 2,000.00
Over Limit Fee LKR 1,750.00
Cash Advance Fee LKR 700.00 or 4.00% whichever is higher
Card re issuance fee FREE
Pin Re-Issue Fee FREE
Handling Fee - Paper Statement FREE
Statement Copy Fee FREE
Confirmation Letter issuing fee FREE
Voucher Copy Retrieval Fee FREE
Cheque Return - Refer to Drawer FREE
Cheque Return - Other Reasons FREE
Lost Card Replacement Fee FREE
Overseas Courier Fee FREE
Limit Enhancement Fee FREE
Travel Insurance Fee (per Policy) - up to 30 days FREE
SMS Alert Fee ( Per Annum) FREE
Fuel Surcharge 1%
Overseas Transactions All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (minimum of 4.50%**) will be included to the rate at the time of billing. ** Rates are subjected to market rate fluctuations.
Processing Fee In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value. ** Rates are subjected to market rate fluctuations.
Cancellation Letter Issuance Fee LKR 2,000.00
Easy Payment Plan Early Settlement Fee 4% from the remaining balance
Processing Fee on 0% Easy Payment Plans LKR 2,000.00
Branch Over the Counter Withdrawal Fee LKR 2,000.00 Handling Fee + 4% on the withdrawal amount
Cancellation Fees (T&C apply) LKR 3,000.00

How to get started

 


Modes of Credit Card Payment

Modes of Payment

Payment Cut-Off Time

Payment Updating TIme

Payments through Seylan Internet Banking or Seylan Mobile Banking Application.

3.00 PM

Real Time

CEFTs transfers from a current or saving account through CEFTs enabled banks’ Internet Banking or Mobile Banking Application.

Cash deposits at any Seylan Cash Deposit Machine.

Cash Deposit at any Seylan Bank Branch counter.

Branch Closing Time

Cheque Deposits at any Seylan Bank Branch.

1.00 PM

Same day if it is a Seylan Bank cheque or else upon realization.

Automatic transfer instruction from Seylan Savings or Current Account (Direct Debit/Standing Instruction)

N/A

Same Day ( when the Direct Debit / Standing Instruction is effected)