This initiative aims to empower micro, small, and medium-sized enterprises (MSMEs) across Sri Lanka by providing accessible and affordable financing options. Whether you're looking to expand your current operations, launch a new business venture, or navigate financial challenges, this loan scheme is designed to offer customized support to help your business grow, recover, and succeed.
Eligible Sectors
- Manufacturing, Construction, Export Oriented, Tourism, Apparel, Fisheries, Animal husbandry, Agriculture, Agro based industries, and all Women –Led enterprises,with Economically and financially viable projects
- An annual turnover of less than LKR 1000 Mn
- No of Employee should be less than 200
- Business Registration
Conditions for the Women led Enterprises Qualifying criteria
- At least 51% of the enterprise ownership must be controlled by women
- At least 20% of the enterprise ownership is controlled by woman with woman is either the Chief Executive Officer or the Chief Operations Officer and at least 30% of the board members are women; where a Board exist.
Trading leasing and renting businesses are not eligible under this Scheme.
Loan Amount
- 25 MN
Interest Rate
- 7% p.a
Tenure Working Capital Requirements
- 3 Years
- Maximum of 40% of out of the total loan amount can be accommodated as working capital loan and balance 60% for investment purpose.
Investment Purpose /Constructions
- 10 Years
- Inclusive of an optional grace period of 01 Year
Document Required
- Loan application
- Copy of NIC
- Copy of BR
- Environment protection license(EPL)
- Recommendation letter from MOI – Ministry of industry
- BOQ/ Quotation
- Any other documents required to bank for the application process