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Seylan Visa Signature Credit Card

Features
COVID-19 relief for credit card holders

Seylan Visa Signature Credit Card Step into a world of offers, privileges and experiences at ease with your Seylan Visa Signature Credit Card

Benefits
  • Benefits
    • First year annual fee & joining fee waived off as an introductory offer.
    • Enjoy Lounge Key access to over 1000 Lounges Worldwide. Cardholder’s first lounge visit will be complimentary.
    • Enjoy offers at Gold Club Privileges and preferred hotels and restaurants – visit My card Benefits
    • Enjoy finest deals with over 800+ merchants worldwide
    • 30 Days Free Travel Insurance, when you purchase the return Air Ticket through your Seylan Visa Signature Credit Card
    • NFC enabled cards let you pay without swiping or dipping your card
    • Receive an array of privileges at the best restaurants around the world, when booked via Visa Concierge App.
    • Enjoy worldwide concierge with assistance in travel, entertainment and experiences, special services and gift purchases through the toll free contact number
    • Manage your Credit Card payments with convenience using the Instalment Plan Facility.
    • Enjoy a smooth travel experience with a range of hotel offers across the Globe & travel – car hire offers
    • Cash Advance up to 50% from your available credit limit.
    • Enjoy wide range of card “Deals & Promotions”.
    • Earn cash back Loyalty Point for every LKR 300 or equivalent on purchases made locally or overseas. (1Loyalty Point = LKR 1)
    • Free SMS Alert on your Seylan Credit Card transactions
    • Enjoy offers on the Visa Airport Limo transfer program, Airport Meet & Greet and lounge access
    • Seylan e-statement with password protection
    • Get your Seylan Credit Card updates via a SMS Anywhere, Anytime.

      • Type SBK CC & Send to 3040 from your registered mobile number If you have multiple cards,
      • Type SBK CC (Last 4 digits of your credit card) & Send to 3040 from your registered mobile number
    • Register for Internet & Mobile Banking at Zero Cost
    • Perform online transactions to purchase goods & services, make bill payments wherever you are, whenever you need
Eligibility
  • Eligibility
    • Age Between 18 – 65
    • Salaried – Net Income > LKR 300,000.00 per month
    • Self-employed – Average credit turn over > LKR 2.5Mn per month
    • Credit Limit
      • Credit Limit is subject to the credit evaluation.
Interest Rate & Tariff
  • Interest Rate & Tariff
Card Type Interest Rate
Signature Credit Card 18% p.a.

Type of fee Amount/description
Primary Card Annual Fee* LKR 6,000.00
Primary Card Joining Fee* FREE
Supplementary Annual Fee LKR 3,000.00
Supplementary Joining Fee FREE
Interest Free days on Purchases (maximum)
  • 51 Days
  • (Interest free days are applicable only when full settlement is made monthly and is not applicable for cash advances) Interest/ Finance charges on purchases 1.5% for Visa Signature and Master World Credit Cards per month from transaction date up to settlement date.
Late Payment Fee LKR 990.00
Over Limit Fee LKR 1000.00
Cash Advance Fee LKR 400.00 or 2% whichever is higher
Pin Re-Issue Fee FREE
Statement Copy Fee FREE
Confirmation Letter issuing fee FREE
Voucher Copy Retrieval Fee FREE
Cheque Return - Refer to Drawer FREE
Cheque Return - Other Reasons FREE
Lost Card Replacement Fee FREE
Overseas Courier Fee FREE
Limit Enhancement Fee FREE
Cash Payment through Cargills Food City Outlets Handling fee of 0.75% flat

** First Year Annual Fee & Joining Fee will be waived off as an introductory offer.

General Conditions
  • General Conditions
    • The Bank reserves the right to change the above rates at any time with prior notice.
    • No refund of Annual Fees will be made if the card is terminated or not accepted.
    • No Finance Charge will be levied (except on Cash Advances) if full settlement is made monthly on or before due date.
    • Additional expenses, such as legal fees, credit transfers, cheque issuance and overseas charges (courier, fax, postage etc.) will be levied where incurred.
    • Government Stamp Duty of 2.5% will be applicable for all foreign currency transactions and debited to the account in the following billing cycle.
    • Signature Credit Card
    • Cards agreement
    • Code of Conduct for Credit Card Operations
How to get started
  • How to get started
    • Call our dedicated Premier Hotline +94112008877
    • Visit Any Seylan Branch Island wide.
Modes of Credit Card Payment
  • Modes of Credit Card Payment
    • Credit card bill payments through Seylan Internet Banking or Seylan Mobile Banking app.
    • Automatic transfer instruction (Direct Debit) to recover the card due amount from your Seylan current or saving account on monthly basis.
    • Make a CEFTs transfer from a current or saving account via any CEFTs enabled bank’s Internet Banking.
    • Cash deposits at any Seylan Cash Deposit Machine.
    • Cheque deposits at any Seylan Bank branch.
    • Cash deposit at any Seylan Bank counter.
    • Cash payments at Cargill’s Food city Outlets -Subject to a handling fee of 0.75% flat
Interest Calculation
  • Interest Calculation
    • No Interest will be levied (except on cash advances) if full payment is made on or before the due date. You will enjoy up to 51 days free of interest (depending on the transaction date), provided the previous months total outstanding is paid by due date in full.
    • If full payment is not settled on or before the due date, interest will be calculated from respective transaction dates up to the billing date on reducing balance basis
    • Interest/finance charges will be charged if full payment is made after the due date
    • Interest will not be charged for purchases billed in current month but will be charged on the following month (from the transaction date) if not settled in full by for due date
    • Interest to a particular transaction will be charged from the transaction date on the following month and there onward from the billing date, if rolled over.
    • Payments are first applied to charges and then to purchase and cash advances on first in first out basis
    • Cash advances will accrue interest from the date of transaction until it is paid in full.
FAQs

What if I lose my Seylan Premier Credit Card?

Loss of cards should be reported immediately to Seylan Card Centre on 24 hour dedicated Premier hotline +94 112008877 and follow up with a letter. The cardholder will not be liable for any transactions performed subsequent to informing the loss of the card to the bank.

How long will it take to obtain a Seylan Premier Credit Card?

It will take a minimum of 7 working days and maximum of 10 working days once the relevant documents are handed to the Branch/ Sales officer/Card Centre.

How is the minimum payment calculated?

Minimum Payment = 5% of outstanding purchases and cash advances + 100% of interest, fees and the overdue amount (if any)

On what basis will the bank charge, the late payment fee?

If the customer fails to pay the minimum payment on or before the due date the late payment fee will be charged.

On what basis is the over limit fee charged?

If the customer exceeds the approved credit limit at any at any given date of the particular billing cycle, an over limit fee will be charged.

LoungeKey

  • Enjoy access to over 1000 Lounges worldwide
  • Offer - Cardholder’s first lounge visit will be complimentary. Thereafter Cardholder will be charged USD32/- each visit.
  • Easy access with where no additional card needs to be carried
  • Digitally enhanced: dedicated app provides access to the digital card, airport lounges and offers
  • 800+ Offers worldwide


Download the app and web provide smooth, seamless access

Website : www.loungekey.com/associateplus

iOS app : www.itunes.apple.com/gb/app/loungekey/id808810002

Android app : www.play.google.com/store/apps/details?id=com.loungekey.android

  • Follow steps & obtain Information on Lounges and offers
  • Registration > Create your account > Enter your details > Confirmation > Log in

Digital Concierge Exclusives

  • Enjoy an array of privileges at the best restaurants around the world with savings up to USD140 when booked via Visa Digital Concierge App
  • Digital Concierge offers exclusive Dining offers that are not available on any other channels.
  • Digital Concierge is currently available in Singapore, Australia and New Zealand.


Book the restaurant via Digital Concierge or through Chope via

www.mycardbenefitsap.visa.com

NFC (Near Field Communication)

Contactless payments let you pay without swiping or dipping your card. Payment cards enabled with this contactless payment has the contactless mark on the card face

Fast & Easy

You don’t have to sign a receipt or enter a PIN, just tap to pay

Secure

Just as secure as any other chip card & the card remains in your hand throughout the entire transaction

Convenient

Designed to make tap-and-go payments, but you can request for a receipt if one is required.
1 Step 2 Step 3 Step 4 Step
Look for the Visa logo and contactless symbol at the point of sale The cashier enters your purchase amount into the terminal. This amount is displayed on the contactless reader Tap your card or device over the contactless symbol, hold your card over the reader at close range (within 4cm from where the contactless symbol appears) When the transaction is successful ,the screen will indicate ‘’approved’’ and the terminal may produce a beep sound or lights may flash green.

  • Keep track of the purchases using the monthly statement received from Seylan bank.
  • PIN will be required for contactless transactions over Rs. 5,000, Thus the ATM PIN can be used
  • Transactions over Rs. 5000, can be performed without the PIN, by dipping the card

Travel Insurance

  • Free travel protection up to up to USD 100,000 when you use your Seylan Visa Signature Credit Card to purchase return air ticket from Sri Lanka.(Colombo)
  • 30 Days Free Travel Insurance when you purchase the return Air ticket your Seylan Visa Signature Credit Card (Additional days in excess of the First 30 days will subject to an additional premium charge)
  • Age between 60 - 75 Years(Maximum) – Subject to a satisfactory Medical report to Confirmation cover
  • All Seylan Visa Signature Credit Cardholders and their immediate family members – spouse and unmarried children (dependents) below the age of 23 years and supplementary cardholders will be eligible for the travel insurance
  • For more information and conditions click

Visa Worldwide Concierge

  • Enjoy Visa Worldwide concierge supported by 4 centers located in Sydney, Shanghai, Atlanta and London with over 100 Concierge experts
  • Enjoy exclusive services
    • Flight & Transport Destination based flights, airport transfers and car hire Buying & selling, imports, vehicle hire, unclamping, service and maintenance
    • Reservations at the top restaurants in over 60 cities with complimentary benefits
    • Special gift purchases, personal shoppers, flowers, wedding lists, repairs
    • Destination based travel experiences, including luxury Tuscany driving experience, private island retreats. African Safari’s and more.
    • Access to sold out and exclusive concerts, film premieres, sporting events
    • Tickets and hospitality packages at the world’s best shows
    • Personal trainers, spas, wellness, sports clubs, makeovers
    • Corporate events, parties, restaurant bookings, culture, clubs
    • Corporate golf days, tee-times, gifts, retail, special offers, golf getaways, play with the pros and the Golf Club

For more information visit www.mycardbenefitsap.visa.com/