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Seylan Income Saver Savings Account

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Features

Seylan Bank unveils it’s newest products, “Seylan Income Saver Savings Account”, providing total solutions for the borrowing needs of customers by considering the total income rather than limiting income to salaries.  

Income Saver has three main tiers based on the Total monthly income / salary routed through the bank.

  • Category A: - Total Income/ Salary + Other Fixed Income –  LKR 300,000/- and above
  •  Category B: - Total Income/ Salary + Other Fixed Income –  LKR 150,000/- to LKR 299,999/-
  • Category C: - Total Income/ Salary + Other Fixed Income –  LKR 50,000/- to LKR 149,999/-

The Seylan Income Saver accountholders are entitled for the following benefits applicable to their income category as indicated below.

Description/Features

Category -A

Category -B

Category -C

Personalized service from a Relationship Officer for A,B income earners

Yes

Yes

No

1%p.a. additional interest rate if account balance exceeds LKR 50,000/-

Yes

Yes

Yes

Personal Loan upto 12 times your total Income*

Yes

Yes

Yes

Housing Loan*

Yes

Yes

Yes

Credit Card*

Yes

Yes

Yes

Debit Card

Platinum

Platinum

Gold

SMS alerts on transactions via Debit /Credit cards

Free
For 1st year

Free
For 1st year

Free
For 1st year

Free Internet Banking/ Mobile Banking for the 1st Year

Yes

Yes

Yes

Free Visa Multi Currency Travel card with travel insurance*

Yes

Yes

Yes

Seylan Sure benefits*

Yes

Yes

Yes

Safety Lockers - based in availability at branches – 50% of the fee will be waived off for the 1st Year. *

Yes

No

No

  • *Terms and Conditions:
  1. Loan amount (Personal Loan, Housing Loan, Credit Card) is determined subject to credit appraisal and credit policy of the Bank, this include clear CRIB, credit evaluation and income routed to the bank for more than 3 months.
  2. Additional time will be taken for processing any loan with any deviation from the eligibility criteria.
  3. The Travel Insurance on Seylan Visa Multi Currency Travel card is “Active” only if the customer inform the card center or the card holding branch with the remaining balance in the Travel card account of more than USD 300/- or equivalent.
  4. The offer for Safety lockers is based on the availability at branches and a deposit will be kept as Security.
  5. The minimum criteria to be eligible for “Seylan Sure” benefits; a minimum credit balance of LKR 20,000/- is required to be maintained in the “Income Saver Account” for a continuous period of 12 Calendar Months.
  6. All loans will be approved subject to credit evaluation and income routed for 3 months to the account.
  7. Quarterly review will be carried out centrally to identify accounts that do not comply to the conditions of routing agreed income and re-classified accordingly.
  8. The bank reserves the right to alter or cancel the benefits scheme/ category without prior notice.
How to get started
  • Eligibility
    • Sri Lankan citizens aged 18 Years and above
  • Documents Required for the Income Saver Account:
    • National Identity Card
    • If the address differs from the given document, a billing proofs not less than 3 months should be submitted.

    Note: Any other documents pertaining to the matter will be requested by the bank, to ensure better customer service in the future.

  • Minimum Deposit
  • Account Type

    Amount

    Statement or Passbook Account for all categories (A,B,C)

    LKR 2,000/-

Interest Rates Fees
  • Interest Rate

Account Balance

Rate (%) p.a.

AER

Below LKR 999/-

0.00%

 

LKR 1,000/- to LKR 9,999/-

2.00%

 

LKR 10,000/- to LKR 49,999/-

3.50%

 

LKR 50,000/- and above

4.5%

 

See all Interest Rates>>>

  • Fees

Fee Details

Fees

Online Banking Services

ATM Card Issuance Fee -

Gold / Platinum – LKR 500/-

ATM Card Annual Fee

LKR 300.00

Internet Banking

Free of Charge

SMS Alert

Free of Charge

See all service charges>>>

Tips, Hints and Guides
  • Tips

Tips

Calculators

Forms

5 Tips for Trouble – Free Savings

Seylan sure Calculator

Submit your Savings Application

How to get the most out of your credit card

Loan Calculator

Terms and Conditions – Personal

Internet Banking Indemnity