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Millennium 30


“Millennium 30” short term fixed deposit with an invest period of 30 days. The deposit could be placed with a minimum amount of Rs 100,000/-. Interest could be earned at maturity. (After 30 days)

  • Other facilities:

    • Credit Card against the Fixed Deposit
    • OR
    • An instant loan against the Fixed Deposit
  • Convenient Banking:

How to get started
  • Eligibility:
    • Sri Lankan citizens 18 years and above.
  • Documentation requirement:
    • National Identity Card
    • Valid Passport or Valid Driving license which carries the national identity card number
    • If the address differs from the given document a billing proof not less than 3 months should be submitted.
    • Any document required from the bank for KYC purpose
Interest Rates & Fees

Below Interest Rates are applicable for Normal Fixed Deposits, SFIDA and NRRA

Minimum deposit Rs. 100,000/-

With Effect from 16.07.2020

Interest Period Interest Rate % p.a. AER
30days 5.00% 5.12%

See all Interest Rates>>>

What are the documents need to open a fixed deposit?

National Identity card or in the absence of it a valid driving license or valid passport containing the national identity card number. If the address differs from the given document a billing proof not less than 3 months should be submitted.

Can minors open fixed deposits?

Yes. Jointly with an adult (+18 Years).

Is it possible to uplift a fixed deposit placed jointly with a minor at any time?

No. Deposit could be withdrawn only after minor attend majority (18 Years).

Can I uplift the fixed deposit before maturity?

Yes. Deposit could be uplifted before maturity.

If I uplift the deposit before maturity, will I get the agreed interest rate?

No. Rate will be decided by the bank.

What are the facilities I could obtain from a fixed deposit?

a. Instant Credit Card – 90% of the deposit value as an under-lien
b. Cash Back Loan - 90% of the deposit value as an under-lien

If the fixed deposit is matured, will you deposit the proceeds to my account?

No. You need to hand over the original certificate to the branch.

If the interest rate reduced/ increase after me placing the fixed deposit, is it applicable for my deposit?

No. Once the deposit is placed, agreed interest will not change.

What is the difference between a Savings Account and a Fixed Deposit?

At the time of placing the Fixed Deposit, amount, time period and interest rate will be agreed and it will not be changed until maturity. For a savings account you can deposit at any time and can withdraw at any time. If there is an interest change it will be applicable for the deposit.

What is the minimum age limit to open a Seylan Fixed Deposit?

18 Years and above.