Internet Banking

Gold Credit Card


Seylan Credit Cards are gaining trust and winning hearts of customers. Seylan Credit Card is alsoone of the most preferred cards in the market.

  • Benefits & features
  • Interest Rate applicable for Credit Cards is 24% per annum.

  • With a Platinum Seylan Credit Card you don’t have to carry cash. You could use it for day-to-day purchases such as paying hospital bills, restaurant bills, shopping etc. both locally and internationally.

  • Maximum of 51 Days Interest Free Credit

  • Cards are accepted at over 30 Million Merchant outlets and at over 1.6 Million ATMs globally

  • 0% Interest free Instalment Schemes

  • Eligibility
    • You should be at least 18 years of age
    • You should have a permanent job that pays you at least LKR 20,000 a month (nett)
Limits & tariff
  • Credit Limit
  • Rs.10,000/- to Rs. 199,999/-
  • Tariff

Type of Fee

Amount / Description

Joining Fee

Rs. 1,250.00

Annual Fee

Rs. 2,000.00

Supplementary Card Fee

Rs. 1,250.00


Interest Free days on purchases (maximum)

51 Days

(Interest Free days are applicable only when full settlement is made monthly and is not applicable for Cash Advances)
Interest/Finance Charges on Purchases 2 % per month from transaction date up to settlement date

Late payment fee

Rs. 750.00      

Excess Limit fee

Rs. 1,000.00

PIN Re. Issue fee

Rs. 200.00     

Cash Advance Fee

Rs. 700.00 or 4% (which ever is higher)  

Statement copy fee

Rs. 400.00      

Confirmation Letter Issuing Fee

Rs. 600.00      

Voucher Copy Retrieval fee

Rs. 850.00      

Cheque Return – Refer to drawer

Rs. 2,000.00 (plus post age)  

Cheque Return – Other Reasons

Rs. 1,000.00 (Plus Post age)  

Lost card Replacement fee

Rs. 1000.00      

Overseas Courier Fee

Rs. 2500.00      

Fuel Surcharge

2 %      

  • The Bank reserves the right to change the above rates at any time with prior notice.
  • No refund of Annual Fees will be made if the card is terminated or not accepted.
  • No Finance Charge will be levied (except on Cash Advances) if full settlement is made monthly on or before due date.
  • Additional expenses, such as legal fees, credit transfers, cheque issuance and overseas charges (courier, fax, postage etc) will be levied where incurred.
  • Secured cards (against a FD) will be issued free of charge and will attract lower interest rates.
  • Government Stamp Duty of 2.5% will be applicable for all Foreign Currency transactions and debited to the account in the following billing cycle
  • Fuel Surcharge will not be reversed for Fuel purchases.
How to get started
  • Call 011 2 008 888
  • Visit any Seylan Bank branch islandwide
  • SMS : YES your NIC number 0112 008 888
  • Fax number: 011-2441027
  • Click on the “Contact us” icon and give us your details for a Sales Agent to contact you.
  • FAQs

    How long will it take to obtain a Seylan Visa Credit Card?

    It will take a minimum of 7 working days and maximum of 12 working days once the relevant documents are handed to the branch/ sales officer

    What if I lose my Seylan Credit Card?

    Loss of cards should be reported immediately to Seylan Card Centre on24 Hour hotline2 00 88 88and follow up with a letter. The cardholder will not be liable for any transactions performed subsequent to informing the loss of the card to the Bank.