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FAQ

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How do I save in a 2in1 account?

The amount in excess of Rs 10,000/- lying in the current account would be transferred automatically to the matching Savings Account, at the end of the day.

Can I obtain an Overdraft from the 2in1 current account?

No.

Do I get a savings book for the 2in1 savings account?

No, a statement will be posted at the end of the month.

What are the reasons for closing the 2in1 account?

Not maintaining the minimum balance in the Current Account (Rs 10,000/ at present) consecutively for more than three months or neglecting the account.

Prior to the closure of the accounts a reasonable notice will be given for both accounts.

Could I obtain an ATM card for the 2in1 accounts?

Yes.

Will I be eligible for Seylan Sure benefits?

Yes.

When I open the 2in1 current account do I need to be introduced to the bank?

Yes.

What are the qualifying criteria?

Minimum credit balance of Rs. 20,000/- to be maintained for a period of 6/12 calendar months immediately preceding the date of event.

**Note: The qualifying period will be 12 calendar months for Birthday category and surgery

Categories Rewards Amounts
Minimum Balances

Rs.20,000 to Rs.30,000

Rs.30,001 to Rs.60,000

Rs.60,001 to Rs.90,000

Rs.90,001 to Rs.150,000

Rs.150,001 above

Marriage

Rs.2,500

Rs.5,000

Rs.7,500

Rs.10,000

Rs.15,000

Child Birth

Rs.2,500 OR Tikiri a/c

Rs.5,000 OR Tikiri a/c

Rs.7,500 OR Tikiri a/c

Rs.10,000 OR Tikiri a/c

Rs.15,000 OR Tikiri a/c

Senior Citizens Birthdays (60th Birthday and above )

Wristwatch

Wristwatch + Rs.1,000

Wristwatch + Rs.2,000

Wristwatch + Rs.3,000

Wristwatch + Rs.5,000

Surgery at Private hospital

Rs.5,000

Rs.10,000

Rs.20,000

Rs.30,000

Rs.40,000

Surgery at Government hospital

Rs.2,500

Rs.5,000

Rs.10,000

Rs.15,000

Rs.20,000 to

Cataract Surgery

Rs.5,000

Rs10,000

Rs.12,500

Rs.15,000

Rs.25,000

How long will it take to get the loan?

If all documents are in order – less than two weeks

Benefits of SLDBs?

  • Coupon interest rate is pegged to the 6-month USD London Inter-bank Offer Rate (LIBOR) thereby giving you an opportunity to earn interest at the market rates.
  • You will receive Semi-annual interest payments.
  • Higher return than that of a standard deposit.
  • No exchange rate risk.
  • Your returns are totally tax free in Sri Lanka.

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