Internet Banking

Classic Credit Card

Features

Seylan Credit Cards are rapidly gaining trust and winning hearts of customers. Seylan Credit Card is also one of the most preferred card in the market.

  • Benefits & features
  • Interest Rate applicable for Credit Cards is 24% per annum.

  • With a Platinum Seylan Credit Card you don’t have to carry cash. You could use it for day-to-day purchases such as paying hospital bills, restaurant bills, shopping etc. both locally and internationally.

  • Maximum of 51 Days Interest Free Credit

  • Cards are accepted at over 30 Million Merchant outlets and at over 1.6 Million ATMs globally

  • 0% Interest free Instalment Schemes

Limits & tariff
  • Tariff

Type of Fee

Amount / Description

Joining Fee

Rs. 1,000.00

Annual Fee

Rs. 1,500.00

Supplementary Card Fee

Rs. 1,000.00

 

Interest Free days on purchases (maximum)

51 Days

(Interest Free days are applicable only when full settlement is made monthly and is not applicable for Cash Advances)
Interest/Finance Charges on Purchases 2 % per month from transaction date up to settlement date

Late payment fee

Rs. 750.00

Excess Limit fee

Rs. 1,000.00

PIN Re. Issue fee

Rs. 200.00

Cash Advance Fee

Rs. 700.00or 4% (which ever is higher)

Statement copy fee

Rs. 400.00

Confirmation Letter Issuing Fee

Rs. 600.00

Voucher Copy Retrieval fee

Rs. 850.00

Cheque Return – Refer to drawer

Rs. 2,000.00 (plus postage)

Cheque Return – Other Reasons

Rs. 1,000.00(Plus Postage)

Lost card Replacement fee

Rs. 1000.00

Overseas Courier Fee

Rs. 2500.00

Fuel Surcharge

2 %

  • The Bank reserves the right to change the above rates at any time with prior notice.
  • No refund of Annual Fees will be made if the card is terminated or not accepted.
  • No Finance Charge will be levied (except on Cash Advances) if full settlement is made monthly on or before due date.
  • Additional expenses, such as legal fees, credit transfers, cheque issuance and overseas charges (courier, fax, postage etc) will be levied where incurred.
  • Secured cards (against a FD) will be issued free of charge and will attract lower interest rates.
  • Government Stamp Duty of 1.5% will be applicable for all transactions and debited to the account in the following billing cycle.
  • Fuel Surcharge will not be reversed for Fuel purchases.
Important information
  Credit Card Holder Agreement
FAQs

How long will it take to obtain a Seylan Visa Credit Card?

It will take a minimum of 7 working days and maximum of 12 working days once the relevant documents are handed to the branch/ sales officer

What if I lose my Seylan Credit Card?

Loss of cards should be reported immediately to Seylan Card Centre on24 Hour hotline2 00 88 88and follow up with a letter. The cardholder will not be liable for any transactions performed subsequent to informing the loss of the card to the Bank.